762 Toness Way, Fort Walton Beach, FL 32547

Welcome to an exceptional opportunity in the heart of Fort Walton Beach, a coastal community that is experiencing meaningful revitalization along the Santa Rosa Sound. Whether you are seeking a primary residence, a second home near the water, or an investment property this well-maintained condominium offers a rare combination of location, flexibility, and lifestyle. Located just moments from the Santa Rosa Sound, this second floor residence with elevator access places you within easy reach of some of Fort Walton Beach's most beloved local spots. Walk or bike to Publix, the public library, waterfront parks, pickleball courts, live music venues, breweries, and popular dining destinations. The area is known for its laid back coastal energy and central location, making it easy to enjoy everything from sunset strolls along the sound to an evening out with friends. Inside, the layout is thoughtfully designed and surprisingly efficient for the square footage. Two guest bedrooms are positioned at the front of the home, while the private primary suite is tucked quietly at the back. The primary bath features double vanities and a walk-in shower, creating a comfortable retreat after a day at the beach or on the water. Natural light welcomes you the moment you enter, drawing your eye toward the covered back porch where you can relax and enjoy the coastal breeze. The kitchen has received a stylish refresh that blends functionality with a clean coastal feel. Updates include a new refrigerator, new stove and range hood, refinished cabinetry with updated hardware, tile backsplash, and granite countertops. Additional improvements throughout the home include new carpet in the bedrooms, upgraded ceiling fans in every room, crown molding throughout, and fresh interior and exterior paint. The washer and dryer are included, adding convenience for everyday living or guest stays. Practical upgrades add peace of mind as well. The unit features a brand new 2026 water heater, and the building itself offers durable construction with a metal roof. Residents also benefit from a community fitness room with a newly installed HVAC system, a pergola covered parking area, and an owner's storage closet, ideal for beach gear or recreational equipment. For qualified buyers with VA eligibility, the property also offers the rare opportunity to assume the existing VA loan at 4.38% interest with less than 25 years remaining, which may provide a meaningful financing advantage in today's market. Monthly rentals are permitted, creating a unique opportunity for owners who want the freedom to enjoy the property while also benefiting from income potential. For those who prefer full-time living, the community offers a relaxed coastal atmosphere with low-maintenance ownership in a fun and active area. Low-maintenance living, coastal access, and an exciting location near the beach make this property a compelling option for those who value lifestyle, convenience, and long term potential in Fort Walton Beach. Please call today for the video tour!