No CDD, builder-paid closing costs, flexible financing options, and up to $20,000 in Flex Cash make this move-in ready waterfront home an exceptional opportunity for buyers looking to maximize value while saving thousands! Wake up to peaceful pond views and enjoy the beauty of Florida living from your covered lanai with no rear neighbors. Whether you're sipping your morning coffee, watching the sunset, or entertaining family and friends, this spacious backyard provides the perfect setting to relax and enjoy the outdoors. This beautifully designed single-story home features 3 bedrooms, 2 bathrooms, and an open-concept layout that offers both comfort and functionality. The spacious kitchen overlooks the family and dining areas and showcases granite countertops, a large center island, staggered 36-inch cabinets with crown molding, and abundant workspace, perfect for everyday living and entertaining. The private owner's suite offers a peaceful retreat with a generous walk-in closet and en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing families. Located in the highly desirable Harmony Central community, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, and top-rated Harmony schools—all with no CDD fees and a low HOA. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's beautiful east coast beaches, you'll enjoy the perfect balance of peaceful living and everyday convenience. Backed by a 1-year builder warranty and a 10-year structural warranty, this move-in ready home offers the lifestyle, location, and value today's buyers have been waiting for.
New construction
Price cut: $20K (9/16)
$357,900
7631 BENT TREE LOOP, ST CLOUD, FL 34773
3beds
1,515sqft
Single Family Residence
Built in 2026
9,583 Square Feet Lot
$-- Zestimate®
$236/sqft
$69/mo HOA
What's special
Large center islandBeautifully designed single-story homeGranite countertopsSpacious backyardAbundant workspaceEn-suite bathWaterfront home
- 199 days
- 73
- 7
Zillow last checked:
Listing updated:
Listed by:
Jannette Rodriguez 407-690-1717,
ADAMS HOMES REALTY, INC 850-469-0977,
Liza Carrasquillo 407-751-8225,
ADAMS HOMES REALTY, INC.
Source: Stellar MLS,MLS#: O6389991
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 169.2 Square Feet
- Dimensions: 12x14.1
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 99 Square Feet
- Dimensions: 9.9x10
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 99 Square Feet
- Dimensions: 9.9x10
Kitchen
- Level: First
Living room
- Level: First
- Area: 324 Square Feet
- Dimensions: 18x18
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Range
- Laundry: Laundry Room
Features
- High Ceilings, In Wall Pest System
- Flooring: Carpet, Ceramic Tile
- Has fireplace: No
Interior area
- Total structure area: 1,935
- Total interior livable area: 1,515 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
- Details: Garage Dimensions: 18x20
Features
- Levels: One
- Stories: 1
- Exterior features: Sidewalk
- Has view: Yes
- View description: Water
- Water view: Water
Lot
- Size: 9,583 Square Feet
Details
- Parcel number: 3226323666000Q0020
- Zoning: RES
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: Yes
- Year built: 2026
Details
- Builder name: ADAMS HMS OF NW FLORIDA INC
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Clubhouse, Pool
- Pet fee: $0 monthly
- Subdivision: HARMONY CENTRAL
HOA
- Has HOA: Yes
- HOA fee: $69 monthly
- HOA name: Beth Connor
- HOA phone: 321-757-7902
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $236/sqft
- Tax assessed value: $60,000
- Annual tax amount: $698
- Date on market: 3/11/2026
- Cumulative days on market: 116 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
$2,185/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/16/2026 | Price change | $357,900-5.3%$236/sqft |
Source:  Stellar MLS #O6389991 Report a problem | ||
| 6/3/2026 | Price change | $377,900+2.2%$249/sqft |
Source: Stellar MLS #O6389991 Report a problem | ||
| 3/11/2026 | Pending sale | $369,900$244/sqft |
Source: Stellar MLS #O6389991 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $831 | $60,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Harmony
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