For sale

$2,300,000

76412 Overseas Hwy, Islamorada, FL 33036

3beds

2,000sqft

$13,354/mo

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Single Family Residence

Built in 1985

7,840 Square Feet Lot

$-- Zestimate^®

$1,150/sqft

$59/mo HOA

What's special

Boat liftDownstairs bedroom and bathroomProtected harbor

Make all of your Florida Keys fantasies come true at Fantasy Harbor! We're willing to bet you never even knew this gated community on Islamorada's Lower Matecumbe existed. This concrete harborfront home is being offered for the very first time. Upstairs 2 bedroom 2 bathrooms suites with open and spacious harborview living areas plus downstairs bedroom and bathroom with a bonus party hut reminiscent of relaxing Bahamian nights after a day on the water. Quiet & private living situated just off the Florida Bay in a protected harbor with 99' concrete seawall on cap rock plus boat lift. This one is a winner!

687 days
630
27

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3

Cooling

Central Air, Ceiling Fans(s)

Appliances

Included: Washer, Dryer, Dishwasher, Refrigerator, Oven, Microwave, Ice Maker, Wine Cooler, Stainless Steel Appliance(s)

Features

Granite Counters, Storage, Walk-in Closet(s)
Flooring: Other

Interior area

Total structure area: 2,000
Total interior livable area: 2,000 sqft

Video & virtual tour

View virtual tour

Property

Parking

Parking features: Storage

Features

Patio & porch: Open Porch/Balcony
Exterior features: Outdoor Shower, Storage
On waterfront: Yes

Lot

Size: 7,840 Square Feet
Dimensions: 99 X 150

Details

Additional structures: Gazebo
Parcel number: 00396960000400
Zoning: R1 - Residential Single Family

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

CBS, Concrete

Condition

Updated/Remodeled
New construction: No
Year built: 1985

Utilities & green energy

Utilities for property: Cable Available

Community & HOA

Community

Subdivision: Fantasy Harbor (77.0)

HOA

Has HOA: Yes
Services included: None
HOA fee: $702 annually

Location

Region: Islamorada

Financial & listing details

Price per square foot: $1,150/sqft
Tax assessed value: $1,280,074
Annual tax amount: $10,137
Date on market: 3/30/2026
Listing terms: Cash,Conventional,FHA

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
3/30/2026	Listed for sale	$2,300,000$1,150/sqft
Source: FLKMLS #611841 Report a problem
3/26/2026	Pending sale	$2,300,000$1,150/sqft
Source: FLKMLS #611841 Report a problem
3/23/2026	Contingent	$2,300,000$1,150/sqft
Source: FLKMLS #611841 Report a problem
3/21/2025	Price change	$2,300,000-4.2%$1,150/sqft
Source: FLKMLS #611841 Report a problem
10/17/2024	Listed for sale	$2,400,000+805.7%$1,200/sqft
Source: Key West AOR #611841 Report a problem
10/18/1994	Sold	$265,000$133/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$11,791 +10.1%	$1,165,980 +10%
2024	$10,713 +5.7%	$1,059,982 +10%
2023	$10,137 +9.6%	$963,620 +10%
2022	$9,249 +6.8%	$876,018 +10%
2021	$8,662 +2.8%	$796,380 +3.6%
2020	$8,429	$768,771 +9.5%
2019	$8,429 +6.4%	$701,921 +2.8%
2018	$7,922 +3.2%	$682,719 0%
2017	$7,679 +3%	$683,025 +8.1%
2016	$7,456 +2.5%	$632,104 -4.6%
2015	$7,272	$662,431