Welcome to the coveted waterfront of Severna Park. This property, nestled between two redeveloped expansive newer construction, may be your blank canvas for a waterfront dream home. There is currently an 1920's style house with a few updated spaces. This house offers a place to reside while the planning and waiting for permits to be procured prior to building your reimagined dream home . Steps to the water, whether enjoying the scenic view or heading out to enjoy a water activity will be your reality. With a limited amount of waterfront and even fewer options to make your own project a reality, here is your opportunity. Being sold as-is Pictures taken when flowers in bloom. Please have agent read all agent remarks about paperwork and contract guidelines prior to making an appt.
For sale
$1,350,000
765 Dividing Rd, Severna Park, MD 21146
4beds
1,944sqft
Single Family Residence
Built in 1920
0.42 Acres Lot
$1,386,700 Zestimate®
$694/sqft
$17/mo HOA
What's special
Scenic viewSteps to the waterWaterfront of severna park
- 2 days |
- 489 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Kevin Beal 410-262-0524,
Cummings & Co. Realtors 410-823-0033
Source: Bright MLS,MLS#: MDAA2148648
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Rooms
- Room types: Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 1, Bathroom 1, Bathroom 2, Hobby Room
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bedroom 4
- Level: Upper
Bathroom 1
- Level: Main
Bathroom 2
- Level: Upper
Other
- Level: Upper
Other
- Level: Upper
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Self Cleaning Oven, Oven/Range - Gas, Refrigerator, Washer, Water Heater, Gas Water Heater
- Laundry: In Basement
Features
- Dry Wall, Paneled Walls
- Flooring: Carpet, Concrete, Hardwood
- Windows: Double Pane Windows, Wood Frames
- Basement: Other
- Number of fireplaces: 1
- Fireplace features: Brick
Interior area
- Total structure area: 2,644
- Total interior livable area: 1,944 sqft
- Finished area above ground: 1,944
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Storage, Driveway, Unpaved, Detached, Off Street, On Street
- Garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Fencing: Chain Link,Wood
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: Private Dock Site, Rip-Rap, River
- Body of water: River
- Frontage length: Water Frontage Ft: 65
Lot
- Size: 0.42 Acres
- Features: Rip-Rapped
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020353000807300
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1920
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Boat Ramp, Clubhouse
- HOA fee: $200 annually
Location
- Region: Severna Park
Financial & listing details
- Price per square foot: $694/sqft
- Tax assessed value: $919,500
- Annual tax amount: $9,456
- Date on market: 6/18/2026
- Listing agreement: Exclusive Right To Sell
- Exclusions: Smart Home Devices As Per Contract, Storage Systems Listed In Contract
- Ownership: Fee Simple
Estimated market value
$1,386,700
$1.22M - $1.58M
$3,415/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Listed for sale | $1,350,000+62.7%$694/sqft |
Source:  Bright MLS #MDAA2148648 Report a problem | ||
| 9/28/2006 | Sold | $830,000+191.2%$427/sqft |
Source: Public Record Report a problem | ||
| 12/9/1994 | Sold | $285,000$147/sqft |
Source: Public Record Report a problem | ||
| 1/17/1994 | Sold | $285,000$147/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,599 -6.1% | $829,200 +12.2% |
| 2024 | $8,091 +2.9% | $738,900 +2.7% |
| 2023 | $7,860 +7.4% | $719,767 +2.7% |
| 2022 | $7,322 +2.8% | $700,633 +2.8% |
| 2021 | $7,122 +0.5% | $681,500 +0.6% |
| 2020 | $7,089 +0.5% | $677,700 -0.6% |
| 2019 | $7,056 +3.8% | $681,500 +1.7% |
| 2018 | $6,795 +8.4% | $670,100 +8.9% |
| 2017 | $6,269 | $615,067 +9.8% |
| 2016 | -- | $560,033 +10.9% |
| 2015 | -- | $505,000 |
| 2014 | -- | $505,000 |
| 2013 | -- | $505,000 -12.3% |
| 2012 | -- | $575,700 |
| 2011 | -- | $575,700 |
| 2010 | -- | $575,700 -23.5% |
| 2009 | -- | $752,890 +1.9% |
| 2008 | -- | $738,590 +2% |
| 2007 | -- | $724,290 +2% |
| 2006 | -- | $709,990 +22% |
| 2005 | -- | $582,102 +28.2% |
| 2004 | -- | $454,216 +39.2% |
| 2003 | -- | $326,330 +7.6% |
| 2002 | -- | $303,382 +8.2% |
| 2001 | -- | $280,436 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 21146
Nearby schools
GreatSchools rating
- 10/10Jones Elementary SchoolGrades: K-5Distance: 1 mi
- 10/10Severna Park Middle SchoolGrades: 6-8Distance: 3.9 mi
- 9/10Severna Park High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Anne Arundel County
- Severna Park
- 21146
- 765 Dividing Rd
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