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For sale
  • Price cut: $10.1K (7/29)
    $399,900

    765 Prospect Blvd, Waterloo, IA 50701

    4beds
    2,968sqft
    : 
    $2,842/mo
    Get pre-qualified
    Single Family Residence
    Built in 1940
    0.39 Acres Lot
    $390,100 Zestimate®
    $135/sqft
    $-- HOA

    What's special

    Basketball hoopImmaculate dry basementAmple storageWalk-in closetCustom kitchenLarge center islandDual sinks
    Welcome to this beautifully updated and meticulously maintained home offering 2,968 finished square feet of comfortable living space in one of the area's most desirable neighborhoods. With four spacious bedrooms conveniently located on the same level, this home blends timeless character with modern updates. The custom kitchen is the heart of the home, featuring a large center island with a Viking 6-burner gas cooktop, professional-grade hood vent, newer stainless steel refrigerator, and abundant workspace for cooking and entertaining. The kitchen opens seamlessly to the inviting great room, where exposed wood beams, a cozy gas fireplace, and picturesque backyard views create a warm and welcoming atmosphere. The formal living and dining rooms provide additional gathering space and are highlighted by a charming wood-burning fireplace, perfect for hosting family and friends. Upstairs, the private primary suite offers a relaxing retreat with a walk-in closet, dual sinks, and a luxurious walk-in shower with dual shower heads. Three additional generously sized bedrooms and a full bath complete the upper level. The immaculate, dry basement adds valuable living flexibility with a bonus room ideal for a home office, exercise space, playroom, or hobby area, along with ample storage. Outside, you'll find a beautifully landscaped yard, lawn sprinkler system, basketball hoop, and an impressive two-tiered deck that creates the perfect setting for outdoor entertaining, summer barbecues, or simply relaxing in the privacy of your backyard. There is a shed in the backyard to accommodate your extra items. This exceptional home offers the perfect combination of space, comfort, quality updates, and outstanding outdoor living in a highly coveted neighborhood. Don't miss the opportunity to make it yours. Schedule your private showing today!
    53 days
    |
    1,238
    |
    40
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Debra Metcalf,GRI,CRS,ABR 319-404-4778,

    Oakridge Real Estate

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20262755MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Main Floor Laundry, Primary Bedroom En Suite, Primary Bedroom, Primary Bedroom w/ Closet
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Built-In Oven, Cooktop, Dishwasher, Double Oven, Dryer, Disposal, Microwave, Refrigerator, Washer
      • Laundry: 1st Floor
      Features
      • Basement: Partially Finished
      • Has fireplace: Yes
      • Fireplace features: Gas, Living Room, Wood Burning
      Interior area
      • Total interior livable area: 2,968 sqft
      • Finished area below ground: 400
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Stall, Attached Garage
      • Has attached garage: Yes
      • Carport spaces: 2
      Lot
      • Size: 0.39 Acres
      • Dimensions: 70x242
      Details
      • Parcel number: 891334404050
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Asphalt
      Condition
      • Year built: 1940

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $135/sqft
      • Tax assessed value: $337,860
      • Annual tax amount: $6,764
      • Date on market: 6/18/2026
      • Cumulative days on market: 54 days
      • Road surface type: Concrete

        Estimated market value

        $390,100

        $371,000 - $410,000

        $2,299/mo

        Price history

        DateEventPrice
        7/29/2026Price change$399,900-2.5%$135/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262755 Report a problem
        7/7/2026Price change$410,000-1.2%$138/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262755 Report a problem
        6/25/2026Price change$415,000-2.4%$140/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262755 Report a problem
        6/18/2026Listed for sale$425,000+21.5%$143/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262755 Report a problem
        9/1/2023Sold$349,900$118/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20232546 Report a problem
        7/15/2023Pending sale$349,900$118/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20232546 Report a problem
        6/28/2023Listed for sale$349,900$118/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20232546 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,543 +3.5%$337,860 +3.8%
        2024$6,320 +15.7%$325,540 +3%
        2023$5,460 +2.8%$316,180 +21.2%
        2022$5,313 -5%$260,860
        2021$5,594 +1.8%$260,860 +0.8%
        2020$5,497 -1%$258,850
        2019$5,554 +0.9%$258,850
        2018$5,502 +0%$258,850
        2017$5,502 -1.8%$258,850
        2016$5,600 $258,850
        2015$5,600 +6%$258,850 +4.9%
        2014$5,282 -1.9%$246,820 -4.6%
        2012$5,386 +2.8%$258,850
        2011$5,241 +3.3%$258,850 +0.8%
        2010$5,072 +2.8%$256,780
        2009$4,932 +2.2%$256,780
        2008$4,824 +1.7%$256,780 +7%
        2007$4,741 -0.5%$239,980
        2006$4,766 +3.4%$239,980
        2005$4,608 +5.9%$239,980 +21.4%
        2003$4,352 +3.2%$197,630
        2002$4,215 +10.9%$197,630 +19.8%
        2001$3,801 $164,960
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 50701

        Getting around

        47 / 100
        Car-Dependent
        21 / 100
        Minimal Transit
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Kingsley Elementary
        • Middle: Hoover Intermediate
        • High: West High - Waterloo

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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