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Sold for $270,000
  • $270,000

    78 White Oak Ln, Monticello, KY 42633

    3beds
    1,985sqft
    Manufactured Home
    Built in 2004
    0.45 Acres Lot
    $271,900 Zestimate®
    $136/sqft
    $1,056 Estimated rent

    Home value

    $271,900

    Estimated sales range

    Not available

    $1,056/mo

    Zestimate® history
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    What's special

    Updated finishesSprawling cottageCool lake-inspired color schemeComfortable patio furnitureIncluded propane grillHuge central islandWhite cabinetry
    PRICE SLASHED — motivated sellers are relocating!! Looking for a cozy retreat near Lake Cumberland? This unique fully-furnished 3-bedroom 2-full-bathroom home home is ready for your summer get-away or full-time living! The home can also be used as an income producing investment since it's approved by the HOA for short term rental ($50 annual HOA fee). Lake enthusiasts will love this location, just minutes from both Lakeshore Community Dock and Fall Creek Recreation Area, with prestigious Conley Bottom Resort less than 4 miles away! There's plenty of room for lake toys with the massive two-story, oversized 2-car garage. And invite your friends--there is ample parking available out front. Follow wooden walkways to the front door of this sprawling cottage, Enter into the open concept great room--a living room, dining room and kitchen, with a gorgeous, extra-large "u" shaped countertop island in the center of the space! You'll love the updated finishes and cool lake-inspired color scheme throughout this fully furnished "cabin." The split floor plan offers a large primary suite on one side, featuring a walk-in closet and private bathroom with dual vanities, a large soaking tub and convenient separate shower stall. Across the living room you'll find a foyer between two beautifully decorated bedrooms and a full bath. The kitchen offers lots of cabinets and almost endless countertops--and a huge central island that's sure to be your favorite gathering spot. Stainless appliances and white cabinetry give this home an updated appeal. Just off the kitchen is the laundry room with matching washer and dryer and extra storage. Step down into the large family room in the enclosed all-season porch on the back of the house and enjoy lounging on the electric reclining sofa while watching the large format TV. There's plenty of room for puzzles and game night on the extra dining table and chairs you'll find in this space. With windows all around and doors on either side of the room, you'll have quick access to the expansive deck outdoors. Show off your barbeque skills on the included propane grill, or sink into the comfortable patio furniture while you enjoy views of the adjacent woods and occasional wildlife in your private backyard. The bottom level of the garage has double doors for easy access and would make an amazing man-cave. (or she-shed)! This bonus "downstairs garage" space is also perfect for storage. (A garden shed off the driveway would make a great workshop with only a minor roof repair.) Come visit this cozy getaway before it's gone!

    Zillow last checked:

    Listing updated:

    Listed by:

    Charlotte Ikerd 606-416-5100,

    Key Players Real Estate

    Bought with:

    Rose Whitaker, 266984

    Lake Cumberland Real Estate Professionals

    Source: Imagine MLS,MLS#: 26006159MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Level: First
    Bedroom 2
    • Level: First
    Bedroom 3
    • Level: First
    Bathroom 1
    • Description: Full Bath with Shower and Garden Tub in Primary
    Bathroom 2
    • Description: Full bathroom
    • Level: First
    Dining room
    • Description: Open Concept with Kitchen and Living Room
    • Level: First
    Family room
    • Description: Large multi-purpose room on back of home with windows and doors
    • Level: Lower
    Foyer
    • Description: Between Bedrooms 2 and 3
    • Level: First
    Kitchen
    • Description: Open Concept with Living and Dining Rooms
    • Level: First
    Living room
    • Description: Open Concept with Kitchen and Dining Room
    • Level: First
    Utility room
    • Description: Laundry and storage
    • Level: First
    Heating
    • Electric, Heat Pump
    Cooling
    • Electric, Heat Pump
    Appliances
    • Included: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Self Cleaning Oven
    • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
    Features
    • Breakfast Bar, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
    • Flooring: Carpet, Laminate, Vinyl
    • Doors: Storm Door(s)
    • Windows: Blinds, Screens
    • Basement: Crawl Space
    • Has fireplace: No
    Interior area
    • Total structure area: 1,985
    • Total interior livable area: 1,985 sqft
    • Finished area above ground: 1,985
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: Detached Garage, Driveway, Garage Door Opener, Garage Faces Front
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: One,One and One Half
    • Exterior features: Outdoor Grill
    • Fencing: Partial
    • Has view: Yes
    • View description: Trees/Woods
    Lot
    • Size: 0.45 Acres
    • Features: Landscaped, Wooded, Many Trees
    Details
    • Additional structures: Shed(s)
    • Parcel number: LL0101800

    Construction

    Type & style
    • Home type: MobileManufactured
    • Architectural style: Ranch
    • Property subtype: Manufactured Home
    Materials
    • Vinyl Siding
    • Foundation: Concrete Perimeter, Pillar/Post/Pier
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2004

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Cable Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Subdivision: Cumberland Ridge Estates
    HOA
    • Has HOA: Yes
    • Amenities included: None
    • Services included: Other
    • HOA fee: $50 annually
    Location
    • Region: Monticello

    Financial & listing details

    • Price per square foot: $136/sqft
    • Tax assessed value: $104,400
    • Annual tax amount: $942
    • Date on market: 4/8/2026

    Price history

    DateEventPrice
    5/22/2026Sold$270,000+1.9%$136/sqft
    Source: Imagine MLS #26006159 Report a problem
    5/7/2026Pending sale$265,000$134/sqft
    Source: Imagine MLS #26006159 Report a problem
    4/23/2026Contingent$265,000$134/sqft
    Source: Imagine MLS #26006159 Report a problem
    4/21/2026Price change$265,000-3.6%$134/sqft
    Source: Imagine MLS #26006159 Report a problem
    4/8/2026Listed for sale$275,000$139/sqft
    Source: Imagine MLS #26006159 Report a problem
    3/28/2026Pending sale$275,000$139/sqft
    Source: Imagine MLS #26006159 Report a problem
    3/27/2026Listed for sale$275,000+10%$139/sqft
    Source: Imagine MLS #26006159 Report a problem
    8/30/2024Sold$249,900$126/sqft
    Source: Imagine MLS #24009522 Report a problem
    6/9/2024Price change$249,900-3.8%$126/sqft
    Source: Imagine MLS #24009522 Report a problem
    5/14/2024Listed for sale$259,900+188.8%$131/sqft
    Source: Imagine MLS #24009522 Report a problem
    10/12/2017Sold$90,000$45/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$942 -4.4%$104,400
    2023$986 -0.8%$104,400
    2022$994 +15.2%$104,400 +16%
    2021$863 -1.1%$90,000
    2020$873 -0.1%$90,000
    2019$874 +0.3%$90,000
    2018$871 +40.4%$90,000 +38.5%
    2017$620 +5.6%$65,000
    2016$587 -0.4%$65,000
    2015$590 +5.3%$65,000
    2012$560 $65,000
    2011-- $65,000
    Find assessor info on the county website

    Neighborhood: 42633

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Bell
    • Middle: Wayne Co
    • High: Wayne Co

    Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.