Nestled on Lake Toxaway's shores, this 3-bed, 3-bath mountain retreat offers refined living with panoramic lake views.Architectural elegance, multiple living spaces, and recent enhancements characterize this tranquil haven. The private driveway leads to a 2-car garage with a sauna.An open staircase ascends to guest bdrms and descends to a great room featuring a stone fireplace, built-in bookcase, and Anderson windows.The deck connects to a lawn and private dock.The heart of the home boasts a well-appointed kitchen, breakfast area, & den with lake views.The primary bdrm has an ensuite & walk-in closet.A full bath, office/bedroom, and a utility area with storage complete the main level.A craft/playroom connects the utility area to the garage and a porch leading to the side yard.Upstairs, 2 guest bedrms and a full bath await. The adjacent lot is available with the sale of the home for an additional $1,000,000.
Closed
$2,850,000
781 Cold Mountain Rd, Lake Toxaway, NC 28747
3beds
3,444sqft
Single Family Residence
Built in 1992
0.85 Acres Lot
$2,971,800 Zestimate®
$828/sqft
$4,106 Estimated rent
Home value
$2,971,800
$2.44M - $3.60M
$4,106/mo
Zestimate® history
Owner options
List your home for rent
$4,106/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$4,106/mo
Rent Zestimate®
Refinance and save
$20,039/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$20,039/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Stone fireplacePrivate dockPanoramic lake viewsPrivate drivewayBuilt-in bookcaseArchitectural elegance
Zillow last checked:
Listing updated:
Listed by:
Dave Guest daveguest@laketoxaway.com,
Lake Toxaway Co.
Bought with:
Hazel Fisher
Hazel R. Fisher & Associates
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4094441
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Main
Living room
- Level: Main
Heating
- Electric, Heat Pump
Cooling
- Central Air, Electric, Heat Pump
Appliances
- Included: Dishwasher, Disposal, Electric Cooktop, Microwave, Wall Oven, Washer
- Laundry: Utility Room
Features
- Breakfast Bar, Built-in Features, Soaking Tub, Kitchen Island, Sauna, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Has basement: No
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 3,444
- Total interior livable area: 3,444 sqft
- Finished area above ground: 3,444
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Patio, Rear Porch
- Has view: Yes
- View description: Long Range, Mountain(s), Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp – Community
- Body of water: Lake Toxaway
Lot
- Size: 0.85 Acres
Details
- Parcel number: 8522199266000
- Zoning: None
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Stone
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Cable Connected, Electricity Connected, Phone Connected
Community & HOA
Community
- Subdivision: Lake Toxaway Estates
HOA
- Has HOA: Yes
- HOA fee: $3,687 annually
- HOA name: LTCA
- HOA phone: 828-966-9453
Location
- Region: Lake Toxaway
- Elevation: 3000 Feet
Financial & listing details
- Price per square foot: $828/sqft
- Tax assessed value: $1,999,460
- Annual tax amount: $1,667,858
- Date on market: 12/21/2023
- Cumulative days on market: 306 days
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 1/15/2025 | Sold | $2,850,000+26.7%$828/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4094441 Report a problem | ||
| 12/5/2024 | Contingent | $2,250,000$653/sqft |
Source: HCMLS #103451 Report a problem | ||
| 10/27/2024 | Price change | $2,250,000-8.2%$653/sqft |
Source: HCMLS #103451 Report a problem | ||
| 10/7/2024 | Listed for sale | $2,450,000$711/sqft |
Source: HCMLS #103451 Report a problem | ||
| 8/26/2024 | Contingent | $2,450,000$711/sqft |
Source: HCMLS #103451 Report a problem | ||
| 5/14/2024 | Price change | $2,450,000-29%$711/sqft |
Source: HCMLS #103451 Report a problem | ||
| 12/14/2023 | Listed for sale | $3,450,000+273%$1,002/sqft |
Source: HCMLS #103451 Report a problem | ||
| 8/29/2018 | Listing removed | $925,000$269/sqft |
Source: Lake Toxaway Company #85937 Report a problem | ||
| 4/27/2018 | Price change | $925,000-7%$269/sqft |
Source: Lake Toxaway Company #85937 Report a problem | ||
| 11/19/2017 | Price change | $995,000-13.5%$289/sqft |
Source: Lake Toxaway Company #85937 Report a problem | ||
| 5/8/2017 | Listed for sale | $1,150,000-11.2%$334/sqft |
Source: Lake Toxaway Company #85937 Report a problem | ||
| 12/1/2015 | Listing removed | $1,295,000$376/sqft |
Source: Lake Toxaway Company #80959 Report a problem | ||
| 1/15/2015 | Listed for sale | $1,295,000$376/sqft |
Source: Lake Toxaway Company #575968 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,667,858 +19510.4% | $3,471,090 +168.7% |
| 2024 | $8,505 | $1,291,960 |
| 2023 | $8,505 | $1,291,960 |
| 2022 | $8,505 +0.8% | $1,291,960 |
| 2021 | $8,440 +21% | $1,291,960 +28.9% |
| 2020 | $6,978 +0.7% | $1,002,580 |
| 2019 | $6,928 +22.2% | $1,002,580 |
| 2018 | $5,669 | $1,002,580 |
| 2017 | -- | $1,002,580 |
| 2016 | -- | $1,002,580 -11.1% |
| 2015 | -- | $1,127,950 +8.3% |
| 2014 | -- | $1,041,730 |
| 2013 | -- | $1,041,730 |
| 2012 | -- | $1,041,730 |
| 2011 | -- | $1,041,730 |
| 2010 | -- | $1,041,730 |
Find assessor info on the county website
Neighborhood: 28747
Nearby homes
- $1,003,6003 bd3 ba-- sqftTs4 Cold Mountain Rd #4, Lake Toxaway, NC 28747Off Market
- $1,601,0003 bd2 ba1.6k sqft99 Mallard Point, Lake Toxaway, NC 28747Off Market
- $2,440,4005 bd4 ba2k sqft717 Cold Mountain Rd, Lake Toxaway, NC 28747Off Market
- $2,100,0000.84 AcresE49r Cold Mountain Rd, Lake Toxaway, NC 28747Lot/Land
- $2,467,7003 bd3 ba1.6k sqft695 Cold Mountain Rd, Lake Toxaway, NC 28747Off Market
- $2,122,0904 bd4 ba-- sqft92 Mallard Point, Lake Toxaway, NC 28747Off Market
- $5,750,0004 bd4 ba-- sqft905 Cold Mountain Rd, Lake Toxaway, NC 28747For Sale
- $2,586,5004 bd5 ba6.4k sqft139 Mallard Pt, Lake Toxaway, NC 28747Off Market
Nearby schools
GreatSchools rating
- 4/10T C Henderson ElementaryGrades: PK-5Distance: 3.2 mi
- 8/10Rosman MiddleGrades: 6-8Distance: 6.8 mi
- 7/10Rosman HighGrades: 9-12Distance: 6.8 mi
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$2,971,800
2% more
+$59,436
With Zillow Showcase(estimated)
$3,031,236
- North Carolina
- Transylvania County
- Lake Toxaway
- 28747
- 781 Cold Mountain Rd
Nearby cities
Nearby zip codes
Other Lake Toxaway Topics
