785 SW PENNFIELD Terrace, Stuart, FL 34997
What's special
Built in 2021, this beautifully appointed 3-bedroom, 2.5-bathroom residence with a private study and 3-car garage offers the perfect blend of modern design, privacy, and effortless Florida living. Ideally situated on a premium corner homesite at the end of a quiet cul-de-sac within the gated community of Banyan Bay, this exceptional home showcases picturesque lake and preserve views with no rear neighbors. Step inside to discover soaring ceilings, oversized high-gloss porcelain tile flooring, and a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious great room flows seamlessly into the gourmet kitchen, complete with stainless steel appliances, white quartz countertops, modern cabinetry, and generous prep space. The private owner's suite offers a relaxing retreat with a tray ceiling, spa-inspired bathroom, soaking tub, walk-in shower, and beautifully appointed cabinetry. Hunter Douglas window treatments and plantation shutters throughout add an additional touch of sophistication. Enjoy the best of outdoor Florida living from the oversized, covered lanai, where expansive lake and preserve views create a peaceful backdrop and exceptional privacy. The spacious backyard offers ample room for design and build your dream custom pool and spa, creating the ultimate private outdoor oasis. This desirable corner homesite combines the benefits of cul-de-sac living, scenic surroundings, and the opportunity to create your ideal Florida lifestyle. Banyan Bay residents enjoy a low-maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization included. Community amenities feature private St. Lucie River access, a fishing dock, kayak and paddleboard launch, rinse station, and waterfront gazebo. The clubhouse offers a fitness center, resort-style pool, activity room, and catering kitchen for social gatherings and community events.
- 15 hours
- 130
- 1
Originating MLS: BeachesMLSTravel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Alexa N McDonald 772-708-2773,
The Agency Florida LLC,
Tonya L McDonald 772-634-3828,
The Agency Florida LLC
Originating MLS: BeachesMLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 221
- Dimensions: 17 X 13
Bedroom 2
- Level: Main
- Area: 132
- Dimensions: 12 X 11
Bedroom 3
- Level: Main
- Area: 121
- Dimensions: 11 X 11
Den
- Level: Main
- Area: 110
- Dimensions: 11 X 10
Dining room
- Level: Main
- Area: 150
- Dimensions: 15 X 10
Kitchen
- Level: Main
- Area: 150
- Dimensions: 15 X 10
Living room
- Description: aka Great Room
- Level: Main
- Area: 336
- Dimensions: 21 X 16
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Electric Range, Ice Maker, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room, Laundry Tub, Sink
Features
- Built-in Features, Breakfast Area, Closet Cabinetry, Dining Area, Separate/Formal Dining Room, Entrance Foyer, High Ceilings, Kitchen Island, Main Level Primary, Pantry, Sitting Area in Primary, Split Bedrooms, Walk-In Closet(s)
- Flooring: Carpet, Tile, Wood
- Has fireplace: No
Interior area
- Total structure area: 3,601
- Total interior livable area: 2,668 sqft
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Attached, Driveway, Garage, Garage Door Opener
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Entry location: Entry Level Living Area Y
- Patio & porch: Covered, Patio
- Exterior features: Outdoor Living Area, Room For Pool
- Pool features: Association
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: None
Lot
- Size: 9,533 Square Feet
- Features: Cul-De-Sac, Many Trees, Sprinklers Automatic, < 1/4 Acre
Details
- Parcel number: 413841009000006000
- Zoning: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial,Ranch
- Property subtype: Single Family Residence
Materials
- Concrete, Stucco
- Roof: Concrete,Tile
Condition
- Resale
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Available, Water Available
Community & HOA
Community
- Features: Home Owners Association, Gated, Street Lights, Sidewalks
- Security: Gated Community, Smoke Detector(s)
- Subdivision: BANYAN BAY PUD PHASE 2A & 2B
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Pool, Sidewalks
- Services included: Common Areas, Recreation Facilities, Security
- HOA fee: $325 monthly
Location
- Region: Stuart
Financial & listing details
- Price per square foot: $412/sqft
- Tax assessed value: $706,078
- Annual tax amount: $10,651
- Date on market: 10/30/2026
- Listing terms: Cash,Conventional,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 10/30/2026 | Listed for sale | $1,099,000+0.4%$412/sqft |
Source:  BeachesMLS #B26094395 Report a problem | ||
| 5/30/2025 | Listing removed | $1,095,000$410/sqft |
Source:  Martin County REALTORS® of the Treasure Coast (MCRTC) #M20049740 Report a problem | ||
| 3/27/2025 | Listed for sale | $1,095,000+68.6%$410/sqft |
Source: Martin County REALTORS® of the Treasure Coast (MCRTC) #M20049740 Report a problem | ||
| 9/21/2021 | Sold | $649,400$243/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,652 -0.9% | $687,516 +2.9% |
| 2024 | $10,752 -0.9% | $668,140 +0.5% |
| 2023 | $10,845 +3.4% | $665,091 +3% |
| 2022 | $10,489 +431.2% | $645,720 +1018.1% |
| 2021 | $1,975 +115% | $57,750 +10% |
| 2020 | $919 -1.2% | $52,500 |
| 2019 | $930 | $52,500 |
Monthly payment
Estimated market value
$910,100
$846,000 - $983,000
$4,300/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.