For sale

$990,000

7961 SW 198th St, Cutler Bay, FL 33189

4beds

2,646sqft

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Single Family Residence

Built in 1974

7,840 Square Feet Lot

$-- Zestimate^®

$374/sqft

$40/mo HOA

What's special

Modern finishesPrivate oasis

Nestled in the highly desired Saga Bay community of Cutler Bay, this beautiful residence delivers exceptional versatility and value. The main home features modern finishes, spacious living areas, and a layout ideal for multi-generational living. Step outside to your private oasis, complete with a sparkling pool perfect for entertaining and year-round enjoyment. Located minutes from top-rated schools, parks, shopping, and the bay, this home blends comfort, style, and investment potential in one of Cutler Bay’s most sought-after neighborhoods. A rare opportunity with endless possibilities.

177 days

188

3

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 4

Rooms

Room types: Family Room, Florida Room

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Dishwasher, Microwave

Features

Walk-In Closet(s), Maid/In-Law Quarters
Flooring: Ceramic Tile

Interior area

Total structure area: 4,016
Total interior livable area: 2,646 sqft

Video & virtual tour

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Property

Parking

Total spaces: 4
Parking features: Driveway, Converted Garage
Garage spaces: 4
Has uncovered spaces: Yes

Features

Stories: 2
Entry location: Second Floor Entry
Patio & porch: Awning(s)
Exterior features: Built-in Barbecue, Balcony
Has private pool: Yes
Pool features: In Ground, Concrete, Pool Only
Has view: Yes
View description: None, Water
Has water view: Yes
Water view: Water

Lot

Size: 7,840 Square Feet
Features: Less Than 1/4 Acre Lot

Details

Additional structures: Guest House
Parcel number: 3660030160220
Zoning: 0100

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Concrete Block Construction
Foundation: Raised
Roof: Shingle

Condition

Year built: 1974

Utilities & green energy

Sewer: Public Sewer
Water: Municipal Water

Community & HOA

Community

Features: HOA
Subdivision: Saga Bay Sec 1 Pt 4

HOA

Has HOA: Yes
HOA fee: $120 quarterly

Location

Region: Cutler Bay

Financial & listing details

Price per square foot: $374/sqft
Tax assessed value: $547,210
Annual tax amount: $11,780
Date on market: 1/15/2026
Listing terms: All Cash,Conventional,Cryptocurrency

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
3/4/2026	Price change	$990,000-20.8%$374/sqft
Source: MIAMI #A11946779 Report a problem
1/16/2026	Listed for sale	$1,250,000+216.5%$472/sqft
Source: MIAMI #A11946779 Report a problem
4/27/2020	Sold	$395,000-8.1%$149/sqft
Source: MIAMI #A10802025 Report a problem
3/16/2020	Pending sale	$430,000$163/sqft
Source: Florida Realty of Miami Corp #A10802025 Report a problem
2/18/2020	Price change	$430,000-2%$163/sqft
Source: Florida Realty of Miami Corp #A10802025 Report a problem
1/17/2020	Listed for sale	$438,900+2.1%$166/sqft
Source: Florida Realty of Miami Corp #A10802025 Report a problem
12/17/2019	Sold	$430,000-2.1%$163/sqft
Source: Public Record Report a problem
11/12/2019	Price change	$439,000-2.4%$166/sqft
Source: Florida Realty of Miami Corp #A10752330 Report a problem
10/11/2019	Listed for sale	$450,000+57.9%$170/sqft
Source: Florida Realty of Miami Corp #A10752330 Report a problem
1/3/2019	Listing removed	$2,500$1/sqft
Source: Florida Realty of Miami Corp #A10575002 Report a problem
12/3/2018	Price change	$2,500-7.4%$1/sqft
Source: Florida Realty of Miami Corp #A10575002 Report a problem
11/21/2018	Listed for rent	$2,700+5.9%$1/sqft
Source: Florida Realty of Miami Corp #A10575002 Report a problem
6/18/2018	Sold	$285,000-27.9%$108/sqft
Source: Public Record Report a problem
4/17/2018	Listing removed	$395,171+71.8%$149/sqft
Source: Auction.com Report a problem
2/7/2018	Listed for sale	--
Source: Auction.com Report a problem
4/8/2014	Listing removed	$2,550$1/sqft
Source: Floridian First Realty Group Report a problem
2/10/2014	Listed for rent	$2,550$1/sqft
Source: Floridian First Realty Group Report a problem
3/21/2003	Sold	$230,000+43.8%$87/sqft
Source: Public Record Report a problem
1/19/2001	Sold	$160,000+30.6%$60/sqft
Source: Public Record Report a problem
12/28/1998	Sold	$122,500-14%$46/sqft
Source: Public Record Report a problem
8/11/1998	Sold	$142,500$54/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$11,780 +2.2%	$518,945 +2.9%
2024	$11,528 +33.8%	$504,320 +3%
2023	$8,618 +3.6%	$489,632 +3%
2022	$8,317 +19.2%	$475,371 +35.5%
2021	$6,978 +3.9%	$350,831 +3.3%
2020	$6,717 +6.1%	$339,689 +5.8%
2019	$6,330 +147.9%	$321,016 +103.1%
2018	$2,553	$158,088 +2.1%
2017	$2,553 +1.2%	$154,837 +2.1%
2016	$2,523 +0.4%	$151,653 +0.7%
2015	$2,513 -1%	$150,599 +0.8%
2014	$2,539 -1.2%	$149,404 +1.5%
2013	$2,570	$147,197 -2.4%
2012	$2,570 -0.3%	$150,810 +0.2%
2011	$2,577 -9.3%	$150,507 -3.4%
2010	$2,840 -27.6%	$155,770 -28.7%
2009	$3,921 -1.6%	$218,556 +16.9%
2007	$3,987	$186,979
2006	--	--
2005	--	--
2004	$4,083 +19.6%	--
2003	$3,413 +17.4%	--
2002	$2,907	--
2001	$2,907	--

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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