Charming 2-bedroom home in Pirate's Cove with seasonal water views & lake living! Welcome to your perfect getaway or cozy permanent residence in the desirable Pirate's Cove subdivision on beautiful Kentucky Lake! This updated 2-bedroom, 1-bath home offers seasonal water views and is just moments from a convenient boat launch, ideal for lake lovers and outdoor enthusiasts. Whether you're downsizing, buying your first home, seeking a peaceful vacation retreat, or ready to jump into the investment market with a potential Airbnb, this home checks all the boxes. Appliances including the washer/dryer, refrigerator, stove, and microwave are included, making this a truly move-in-ready opportunity. Recent updates add even more value, including a privacy fence, upgraded electrical box, metal roof, water heater, and stylish flooring. Enjoy the laid-back lake life while being just minutes away from recreation and relaxation. Don't miss your chance to own a slice of lake life at an affordable price!
For sale
$138,000
80 Windjammer Loop, Hardin, KY 42048
2beds
760sqft
Single Family Residence
Built in 1975
4,791 Square Feet Lot
$145,700 Zestimate®
$182/sqft
$4/mo HOA
What's special
Seasonal water viewsStylish flooringPrivacy fenceMetal roofWater heaterUpgraded electrical box
- 8 hours |
- 86 |
- 4 |
Zillow last checked:
Listing updated:
Listed by:
Ashton Downey,
Keller Williams Experience - Murray
Source: Imagine MLS,MLS#: 26022297
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
Kitchen
- Level: First
Heating
- Electric
Cooling
- Wall Unit(s)
Appliances
- Included: Dryer, Microwave, Refrigerator, Washer, Oven
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Breakfast Bar, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s)
- Flooring: Laminate, Tile
- Doors: Storm Door(s)
- Windows: Blinds, Screens
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 760
- Total interior livable area: 760 sqft
- Finished area above ground: 760
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Fencing: Privacy
- Body of water: Kentucky Lake
Lot
- Size: 4,791 Square Feet
Details
- Additional structures: Workshop
- Parcel number: 740A02009
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Metal
Condition
- Year built: 1975
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Other, Sewer Available
Community & HOA
Community
- Features: Park, Pool
- Subdivision: Pirates Cove
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Playground, Recreation Facilities, Pool
- Services included: Maintenance Grounds
- HOA fee: $50 annually
Location
- Region: Hardin
Financial & listing details
- Price per square foot: $182/sqft
- Tax assessed value: $90,500
- Annual tax amount: $906
- Date on market: 8/17/2026
Estimated market value
Zestimate®
$145,700
Estimated sales range
$136,000 - $157,000
Rent Zestimate®
$1,113/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/17/2026 | Listed for sale | $138,000+2.7%$182/sqft |
Source: | ||
| 8/7/2025 | Listing removed | $134,400$177/sqft |
Source: WKRMLS #131611 Report a problem | ||
| 7/16/2025 | Price change | $134,400-0.1%$177/sqft |
Source: WKRMLS #131611 Report a problem | ||
| 7/7/2025 | Price change | $134,500-0.4%$177/sqft |
Source: WKRMLS #131611 Report a problem | ||
| 5/27/2025 | Price change | $135,000-2.9%$178/sqft |
Source: WKRMLS #131611 Report a problem | ||
| 5/13/2025 | Price change | $139,000-2.1%$183/sqft |
Source: WKRMLS #131611 Report a problem | ||
| 4/30/2025 | Listed for sale | $142,000+6.8%$187/sqft |
Source: WKRMLS #131611 Report a problem | ||
| 12/9/2024 | Listing removed | $133,000$175/sqft |
Source: WKRMLS #129701 Report a problem | ||
| 12/6/2024 | Price change | $133,000-2.9%$175/sqft |
Source: WKRMLS #129701 Report a problem | ||
| 11/27/2024 | Listed for sale | $137,000+14.2%$180/sqft |
Source: WKRMLS #129701 Report a problem | ||
| 6/7/2024 | Sold | $120,000-3.9%$158/sqft |
Source: | ||
| 5/3/2024 | Price change | $124,900-3.8%$164/sqft |
Source: WKRMLS #125728 Report a problem | ||
| 3/29/2024 | Price change | $129,900-5.1%$171/sqft |
Source: WKRMLS #125728 Report a problem | ||
| 2/28/2024 | Listed for sale | $136,900+51.5%$180/sqft |
Source: WKRMLS #125728 Report a problem | ||
| 7/11/2022 | Sold | $90,380-1.7%$119/sqft |
Source: | ||
| 5/18/2022 | Listed for sale | $91,900+73.4%$121/sqft |
Source: WKRMLS #117391 Report a problem | ||
| 7/11/2017 | Sold | $53,000-15.2%$70/sqft |
Source: WKRMLS #86179 Report a problem | ||
| 5/11/2011 | Sold | $62,500+45.3%$82/sqft |
Source: WKRMLS #57391 Report a problem | ||
| 2/28/2006 | Sold | $43,000$57/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $906 -3.4% | $90,500 |
| 2023 | $938 +39.2% | $90,500 +44.8% |
| 2022 | $674 -1.2% | $62,500 |
| 2021 | $682 -0.7% | $62,500 |
| 2020 | $687 0% | $62,500 |
| 2019 | $688 -0.4% | $62,500 |
| 2018 | $690 -0.1% | $62,500 |
| 2017 | $691 -0.2% | $62,500 |
| 2016 | $692 -0.5% | $62,500 |
| 2015 | $696 +0.2% | $62,500 |
| 2014 | $694 +55.1% | $62,500 +45.3% |
| 2010 | $448 | $43,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 42048
Nearby schools
GreatSchools rating
- 6/10Jonathan Elementary SchoolGrades: PK-5Distance: 5.1 mi
- 6/10South Marshall MiddleGrades: 6-8Distance: 8.5 mi
- 7/10Marshall County High SchoolGrades: 9-12Distance: 11.5 mi
Schools provided by the listing agent
- Elementary: Jonathan
- Middle: North Marshall
- High: Marshall
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $179,1002 bd1 ba-- sqft70 Windjammer Loop, Hardin, KY 42048Off Market
Save 
- $145,800-- bd-- ba-- sqft96 Windjammer Loop, Hardin, KY 42048Off Market
Save - $149,0002 bd1 ba940 sqft96 Windjammer, Hardin, KY 42048Off Market
Save - $133,2002 bd1 ba940 sqft96 Windjammer Loop, Hardin, KY 42048Off Market
Save 
- $126,000-- bd-- ba-- sqft81 Windjammer Loop, Hardin, KY 42048Off Market
Save - $98,200-- bd-- ba-- sqft170 Windjammer Loop, Hardin, KY 42048Off Market
Save - $88,100-- bd-- ba-- sqft186 Windjammer Loop, Hardin, KY 42048Off Market
Save - $158,400-- bd-- ba-- sqft108 Windjammer Loop, Hardin, KY 42048Off Market
Save
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.






