Located in the desirable Saga Bay community, this 5-bedroom, 3-bath pool home offers the perfect combination of space, comfort, and modern efficiency. 2800 square feet of living space designed for growing or multi-generational families, the flexible floor plan features 3 bedrooms and 2 bathrooms upstairs and 2 bedrooms with 1 full bathroom on the first level, providing ideal separation for guests, extended family, or a home office. This move-in-ready home features a 2022 roof, impact windows and doors, a newly resurfaced saltwater pool, new upper and lower A/C units, and a renovated kitchen with new appliances, and many more updates. Built for entertaining, the home offers expansive upper and lower covered patio areas that overlook the private saltwater pool, creating the perfect indoor-outdoor flow for gatherings, weekend barbecues, or simply relaxing with family and friends. Located just steps from one of Saga Bay's many parks, residents enjoy an exceptional lifestyle with tennis and pickleball courts, walking paths with outdoor fitness equipment, open green spaces, a practice T-ball field, and a scenic lakefront park with picnic areas. Don't miss this rare opportunity to own a beautifully updated home in one of the area's most sought-after neighborhoods.
For sale
$879,000
8020 SW 198th St, Cutler Bay, FL 33189
5beds
2,800sqft
Single Family Residence
Built in 1976
8,262 Square Feet Lot
$-- Zestimate®
$314/sqft
$54/mo HOA
What's special
Newly resurfaced saltwater poolFlexible floor planImpact windows and doors
- 2 days |
- 483 |
- 34 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Laura Derrick 305-794-4366,
Miami Portfolio Collection
Source: MIAMI,MLS#: A12049494
Originating MLS: A-Miami Association of REALTORS
Originating MLS: A-Miami Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Family Room
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- Laundry: Laundry Room
Features
- Built-in Features
- Flooring: Tile
- Windows: Complete Impact Glass
Interior area
- Total structure area: 4,024
- Total interior livable area: 2,800 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 2
- Entry location: Second Floor Entry
- Patio & porch: Patio
- Exterior features: Balcony
- Has private pool: Yes
- Pool features: In Ground, Equipment Stays, Pool Only
- Fencing: Fenced
- Has view: Yes
- View description: Other, Pool
Lot
- Size: 8,262 Square Feet
- Features: Less Than 1/4 Acre Lot
Details
- Parcel number: 3660100070470
- Zoning: 0100
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Concrete Block Construction
- Roof: Shingle
Condition
- Year built: 1976
Utilities & green energy
- Sewer: Public Sewer
- Water: Municipal Water
- Utilities for property: Underground Utilities
Community & HOA
Community
- Features: Tennis Court(s), Maintained Community, HOA, Pickleball, Picnic Area, Security Patrol, Sidewalks
- Subdivision: Saga Bay Sec 1 Pt 6
HOA
- Has HOA: Yes
- HOA fee: $162 quarterly
Location
- Region: Cutler Bay
Financial & listing details
- Price per square foot: $314/sqft
- Tax assessed value: $562,429
- Annual tax amount: $9,660
- Date on market: 7/7/2026
- Listing terms: All Cash,Conventional
- Road surface type: Paved Road
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/7/2026 | Listed for sale | $879,000+77.6%$314/sqft |
Source:  MIAMI #A12049494 Report a problem | ||
| 12/16/2021 | Sold | $495,000+1.2%$177/sqft |
Source: MIAMI #A11123954 Report a problem | ||
| 11/15/2021 | Pending sale | $489,000$175/sqft |
Source: MIAMI #A11123954 Report a problem | ||
| 11/11/2021 | Listed for sale | $489,000$175/sqft |
Source: MIAMI #A11123954 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,063 -41.7% | $560,364 +2.9% |
| 2024 | $17,267 +24.7% | $544,572 +3% |
| 2023 | $13,848 +53.2% | $528,711 +11.4% |
| 2022 | $9,038 +197% | $474,674 +165.5% |
| 2021 | $3,043 +2.1% | $178,786 +1.4% |
| 2020 | $2,980 +3.1% | $176,318 +2.3% |
| 2019 | $2,891 +5.1% | $172,354 +1.9% |
| 2018 | $2,749 | $169,141 +2.1% |
| 2017 | $2,749 +1.2% | $165,663 +2.1% |
| 2016 | $2,718 +0.3% | $162,256 +0.7% |
| 2015 | $2,710 -1% | $161,129 +0.8% |
| 2014 | $2,738 +3.4% | $159,851 +1.5% |
| 2013 | $2,648 | $157,489 +1.7% |
| 2012 | $2,648 +2.9% | $154,857 +3% |
| 2011 | $2,574 -4% | $150,347 +1.5% |
| 2010 | $2,681 +8.4% | $148,126 +2.7% |
| 2009 | $2,474 -5.5% | $144,232 +25.5% |
| 2007 | $2,619 | $114,892 |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | $2,646 +5.9% | -- |
| 2003 | $2,498 +3.2% | -- |
| 2002 | $2,419 | -- |
| 2001 | $2,419 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Saga Bay
Nearby schools
GreatSchools rating
- 5/10Dr. Edward L. Whigham Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 5/10Cutler Bay MiddleGrades: 6-8Distance: 1.7 mi
- 3/10Miami Southridge Senior High SchoolGrades: 8-12Distance: 3.3 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Miami-Dade County
- Cutler Bay
- 33189
- Saga Bay
- 8020 SW 198th St
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Cutler Bay Topics
