For sale

$319,464

808 Clay St, Cedar Falls, IA 50613

2beds

1,138sqft

$2,444/mo

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Single Family Residence

Built in 2025

2,178 Square Feet Lot

$317,400 Zestimate^®

$281/sqft

$175/mo HOA

What's special

MAIN LEVEL LIVING DOWNTOWN WITH TAX ABATEMENT! Absolutely nothing like these New Construction Homes just a few blocks from Historic downtown Cedar Falls! These ranch-style 2 bedroom, 2 bathroom homes are located in a pocket neighborhood and offer great space within walking distance of shops, restaurants, trails, the Cedar River and all that downtown Cedar Falls has to offer! Whether you're interested in downsizing or just need a place to land in town, these cottages are a perfect solution! HOA is $175/mo. Estimated 60% reduction in property taxes for 10 years vs any older houses at the same price. Purchase soon and buyer can pick some custom finishes - Flooring and paint colors.

357 days

231

4

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Electric, Forced Air

Cooling

Central Air

Features

Basement: Partially Finished
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,138 sqft
Finished area below ground: 440

Property

Parking

Total spaces: 1
Parking features: 1 Stall, Detached Garage
Carport spaces: 1

Lot

Size: 2,178 Square Feet

Details

Parcel number: 891412378017
Zoning: CDDT
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Roof: Shingle,Asphalt

Condition

Year built: 2025

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

HOA

Has HOA: Yes
HOA fee: $175 monthly

Location

Region: Cedar Falls

Financial & listing details

Price per square foot: $281/sqft
Tax assessed value: $15,760
Annual tax amount: $364
Date on market: 8/30/2025
Cumulative days on market: 358 days
Road surface type: Alley Paved

Estimated market value

$317,400

$302,000 - $333,000

$1,834/mo

Price history

Date	Event	Price
3/26/2026	Price change	$319,464-1.5%$281/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20254237 Report a problem
1/28/2026	Price change	$324,464-0.1%$285/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20254237 Report a problem
12/3/2025	Price change	$324,9000%$286/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20254237 Report a problem
8/30/2025	Listed for sale	$325,000$286/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20254237 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$364	$15,760 -30.4%
2024	--	$22,640

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 50613

Getting around

85 / 100

Very Walkable

26 / 100

Some Transit

80 / 100

Very Bikeable

Nearby schools

GreatSchools rating

8/10
Lincoln Elementary School
Grades: PK-6Distance: 0.1 mi
9/10
Holmes Junior High School
Grades: 7-9Distance: 1.2 mi
6/10
Cedar Falls High School
Grades: 10-12Distance: 1.9 mi

Schools provided by the listing agent

Elementary: Lincoln Elementary CF
Middle: Holmes Junior High
High: Cedar Falls High

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.