For sale

Price cut: $5.1K (7/31)

$369,900

81 Monadnock St, Gardner, MA 01440

3beds

1,756sqft

$2,462/mo

Get pre-qualified

Single Family Residence

Built in 1930

6,500 Square Feet Lot

$373,500 Zestimate^®

$211/sqft

$-- HOA

What's special

Hardwood floors throughoutSpacious eat-in kitchen

Lovingly maintained by the same family for the past 30 years, this charming home is ready for its next chapter! Featuring hardwood floors throughout, the flexible floor plan offers a spacious front-to-back living room & dining room, perfect for everyday living and entertaining. The first floor includes a convenient bedroom and full bath, while a second full bath is located on the upper level. Enjoy cooking and gathering in the spacious eat-in kitchen, complemented by a formal dining room for special occasions. Additional highlights include a one-car garage under, providing convenient parking and storage. Outside, the beautifully landscaped yard is filled with established perennials that offer color and enjoyment throughout the seasons. Recent updates include a new oil tank (2025), water heater (2018), and furnace (2000). A wonderful opportunity to own a well-cared-for home with timeless appeal and room to make it your own!

62 days

1,015

59

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Features: Bathroom - Full, Flooring - Hardwood
Level: Second

Bedroom 2

Features: Flooring - Hardwood
Level: Second

Bedroom 3

Features: Flooring - Hardwood
Level: First

Bathroom 1

Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Hardwood
Level: First

Bathroom 2

Features: Bathroom - Tiled With Tub, Flooring - Hardwood
Level: Second

Dining room

Features: Flooring - Hardwood
Level: First

Kitchen

Features: Flooring - Hardwood
Level: First

Living room

Features: Flooring - Hardwood
Level: First

Heating

Baseboard, Oil

Cooling

None

Appliances

Included: Range, Refrigerator, Washer, Dryer

Features

Flooring: Hardwood
Windows: Insulated Windows
Basement: Full,Walk-Out Access
Has fireplace: No

Interior area

Total structure area: 1,756
Total interior livable area: 1,756 sqft
Finished area above ground: 1,756

Property

Parking

Total spaces: 3
Parking features: Under, Off Street
Attached garage spaces: 1
Uncovered spaces: 2

Features

Patio & porch: Porch
Exterior features: Porch

Lot

Size: 6,500 Square Feet
Features: Gentle Sloping

Details

Parcel number: M:0M27 B:0024 L:0022,3535700
Zoning: R1

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence

Materials

Frame
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 1930

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Sidewalks

HOA

Has HOA: No

Location

Region: Gardner

Financial & listing details

Price per square foot: $211/sqft
Tax assessed value: $287,500
Annual tax amount: $3,959
Date on market: 6/11/2026
Road surface type: Paved

Estimated market value

$373,500

$355,000 - $392,000

$2,732/mo

Price history

Date	Event	Price
7/31/2026	Price change	$369,900-1.4%$211/sqft
Source: MLS PIN #73533563 Report a problem
7/13/2026	Price change	$375,000-3.8%$214/sqft
Source: MLS PIN #73533563 Report a problem
6/22/2026	Price change	$389,900-2.5%$222/sqft
Source: MLS PIN #73533563 Report a problem
6/10/2026	Listed for sale	$399,900+426.2%$228/sqft
Source: MLS PIN #73533563 Report a problem
5/29/1997	Sold	$76,000$43/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,034 -3.3%	$280,900 +1%
2024	$4,170 +7.9%	$278,200 +16.1%
2023	$3,866 +2.8%	$239,700 +18.5%
2022	$3,759 +3.5%	$202,200 +11.6%
2021	$3,631 +3.9%	$181,200 +2.4%
2020	$3,494 +2%	$177,000 +4.1%
2019	$3,426 +10.8%	$170,100 +11.5%
2018	$3,093 +4.6%	$152,600 +5.7%
2017	$2,957 +5%	$144,400 +5%
2016	$2,815 +4.5%	$137,500 +2%
2015	$2,693 -0.4%	$134,800 -5.9%
2014	$2,704 +6.1%	$143,300 -1.8%
2013	$2,549 +6.3%	$146,000 +1.5%
2012	$2,399 +2.9%	$143,900 -3.3%
2011	$2,332 +3.8%	$148,800 -1.6%
2010	$2,247 +3.2%	$151,200 -9.2%
2009	$2,177 +2.1%	$166,600 -5.4%
2008	$2,133 +0.9%	$176,100 -3%
2007	$2,114 +4.7%	$181,600 +10.7%
2006	$2,020 +1.7%	$164,100 +3.9%
2005	$1,986 +13.9%	$158,000 +65.1%
2004	$1,743 +2.8%	$95,700
2003	$1,696 +3.6%	$95,700
2002	$1,637 +17.3%	$95,700 +31.6%
2000	$1,395	$72,700