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Sold for $435,000
  • $435,000

    81 Rock Creek Rd, Cumberland, VA 23040

    4beds
    2,730sqft
    Single Family Residence
    Built in 1964
    3.2 Acres Lot
    $435,300 Zestimate®
    $159/sqft
    $2,545 Estimated rent

    Home value

    $435,300

    Estimated sales range

    Not available

    $2,545/mo

    Zestimate® history
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    What's special

    Welcome to the perfect blend of modern updates, space, and peaceful country living. This beautifully renovated brick ranch offers 4 bedrooms, 3 full bathrooms, and 2,730 total square feet of finished living space— which includes a fully finished walk-out basement designed for flexibility and comfort. From the moment you arrive, you’ll appreciate the care and detail poured into this home. Renovated from top to bottom, nearly every major component has been updated for peace of mind, including a new roof (2024), gutters (2024), HVAC system with all new ductwork (2024), and water heater (2024). It truly offers the feel of a new home with the charm of a classic brick ranch. Inside, the layout is both functional and inviting. The main level provides comfortable everyday living, while the finished walk-out basement creates the perfect extension of the home—ideal for multi-generational living, a private guest suite, or even income-producing potential. With two gas fireplaces—one on each level—you’ll enjoy cozy spaces year-round. Step outside and take in everything this property has to offer. Situated on 3.2 acres, the setting provides privacy, room to roam, and endless possibilities. The barn/stable is a standout feature, making this property a great option for horse lovers or those looking for additional storage or hobby space. The newly added fire pit creates the perfect spot to unwind, entertain, and enjoy quiet evenings under the stars. Backing directly to Cumberland State Forest and Bear Creek Lake, you’ll have nature right in your backyard—offering beautiful views, added privacy, and a lifestyle that’s hard to find. Whether you’re looking for a forever home, space for extended family, or an investment opportunity, this property checks all the boxes.

    Zillow last checked:

    Listing updated:

    Listed by:

    Monica Kincaid 540-327-8237,

    EXP Realty, LLC,

    Sophie Bowen 804-387-8288,

    EXP Realty, LLC

    Bought with:

    Jay Lowe, 0225071989

    AARE

    Source: CVRMLS,MLS#: 2610035MLS LogoOriginating MLS: Central Virginia Regional MLS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    Primary bedroom
    • Level: First
    • Dimensions: 0 x 0
    Bedroom 2
    • Level: First
    • Dimensions: 0 x 0
    Bedroom 3
    • Level: First
    • Dimensions: 0 x 0
    Bedroom 4
    • Description: Basement
    • Level: Basement
    • Dimensions: 0 x 0
    Additional room
    • Description: Basement
    • Level: Basement
    • Dimensions: 0 x 0
    Family room
    • Description: New LVP. shiplap fireplace
    • Level: First
    • Dimensions: 0 x 0
    Other
    • Description: Tub & Shower
    • Level: Basement
    Other
    • Description: Tub & Shower
    • Level: First
    Kitchen
    • Description: Renovated, stainless steel appliances
    • Level: First
    • Dimensions: 0 x 0
    Recreation
    • Description: Basement
    • Level: Basement
    • Dimensions: 0 x 0
    Heating
    • Electric, Heat Pump
    Cooling
    • Heat Pump
    Appliances
    • Included: Electric Water Heater
    Features
    • Bedroom on Main Level, Ceiling Fan(s), Fireplace, Granite Counters
    • Flooring: Vinyl
    • Basement: Full,Walk-Out Access
    • Attic: Access Only
    • Number of fireplaces: 2
    • Fireplace features: Gas
    Interior area
    • Total interior livable area: 2,730 sqft
    • Finished area above ground: 1,365
    • Finished area below ground: 1,365

    Property

    Parking
    • Total spaces: 1
    • Parking features: Detached, Garage, Oversized, Unfinished Garage, Workshop in Garage
    • Garage spaces: 1
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Front Porch
    • Pool features: None
    • Fencing: None
    Lot
    • Size: 3.20 Acres
    Details
    • Additional structures: Barn(s), Stable(s)
    • Parcel number: 055A4
    • Zoning description: A2
    • Horse amenities: Stable(s)

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Brick, Drywall, Frame
    • Roof: Shingle
    Condition
    • Resale
    • New construction: No
    • Year built: 1964

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well

    Community & neighborhood

    Location
    • Region: Cumberland
    • Subdivision: None

    Other

    Other facts
    • Ownership: Individuals
    • Ownership type: Sole Proprietor

    Price history

    DateEventPrice
    6/9/2026Sold$435,000$159/sqft
    Source: CVRMLS #2610035 Report a problem
    5/13/2026Pending sale$435,000$159/sqft
    Source: CVRMLS #2610035 Report a problem
    5/5/2026Listed for sale$435,000+7.4%$159/sqft
    Source: CVRMLS #2610035 Report a problem
    8/23/2024Sold$405,000+1.3%$148/sqft
    Source: CVRMLS #2415777 Report a problem
    7/16/2024Pending sale$399,950$147/sqft
    Source: CVRMLS #2415777 Report a problem
    7/15/2024Contingent$399,950$147/sqft
    Source: South Central AOR VA #52904 Report a problem
    6/20/2024Listed for sale$399,950$147/sqft
    Source: CVRMLS #2415777 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$1,817 +5.1%$302,750 +5.1%
    2024$1,728 +194.9%$287,930 +268.7%
    2023$586 $78,100
    2022$586 $78,100
    2021$586 -2.6%$78,100
    2020$601 -4.1%$78,100 -2.9%
    2019$627 $80,430
    2018-- $80,430
    2017-- $80,430
    2016-- $80,430
    2015-- $80,430
    2014-- $80,430 -31.5%
    2013-- $117,430
    2012-- $117,430
    2011-- $117,430
    2010-- $117,430

    Find assessor info on the county website

    Neighborhood: 23040

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Cumberland
    • Middle: Cumberland
    • High: Cumberland

    Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    $435,300
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    $444,006