Welcome to this stunning 3-bedroom, 2.5-bath townhome complete with a convenient 2-car garage. Enjoy the outdoors in your private patio, creating a serene environment for relaxation or entertainment. The property's unique location, just steps away from a pool and the scenic Fox River, provides a vacation-like atmosphere for you to relish daily. Nearby downtown Geneva and St. Charles offer an array of shopping, dining, and entertainment options for your enjoyment. Additionally, the nearby Metra station provides easy access to the city and surrounding areas. The main floor of this beautiful townhome features an elegant hardwood flooring throughout and inviting, open layout with a spacious living room and dining area, complete with a cozy fireplace. The area flows seamlessly into a well-appointed kitchen equipped with elegant white cabinetry and durable stone countertops. A powder room on the main floor adds convenience for guests. On the second floor, you'll find three well-proportioned bedrooms with remote-controlled blinds for privacy and comfort. Each room benefits from custom closet organization systems, providing ample storage space. The primary bedroom features a walk-in closet and an updated en-suite bathroom with a double sink vanity and stylish shower. An updated hall bathroom serves the additional bedrooms. The versatile basement is perfect for use as a gym, playroom, or additional storage space to suit your needs. Don't miss out on this incredible opportunity to own a home in a prime location with an abundance of amenities, making it the perfect place to call your own! Seller is providing a $10,000 credit for windows replacement.
Closed
$382,000
81 White Oak Cir, Saint Charles, IL 60174
3beds
1,610sqft
Townhouse, Single Family Residence
Built in 1977
-- sqft lot
$397,900 Zestimate®
$237/sqft
$2,838 Estimated rent
Home value
$397,900
$358,000 - $442,000
$2,838/mo
Zestimate® history
Owner options
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$2,838/mo
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$3,206/mo
Est. payment
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$3,206/mo
Est. payment
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List your homeWhat's special
Cozy fireplaceScenic fox riverUpdated en-suite bathroomPrivate patioWell-appointed kitchenWhite cabinetryVersatile basement
Zillow last checked:
Listing updated:
Listed by:
Monika Sipiora 708-650-7575,
HomeSmart Connect LLC
Bought with:
Julie Brown, CSC,SRS
Baird & Warner Fox Valley - Geneva
Source: MRED as distributed by MLS GRID,MLS#: 12356311
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Walk In Closet, Foyer, Play Room
Primary bedroom
- Features: Flooring (Hardwood), Window Treatments (Blinds), Bathroom (Full)
- Level: Second
- Area: 176 Square Feet
- Dimensions: 16X11
Bedroom 2
- Features: Flooring (Hardwood), Window Treatments (Blinds, Curtains/Drapes)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 11X13
Bedroom 3
- Features: Flooring (Hardwood), Window Treatments (Blinds, Curtains/Drapes)
- Level: Second
- Area: 154 Square Feet
- Dimensions: 11X14
Dining room
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Main
- Area: 154 Square Feet
- Dimensions: 11X14
Foyer
- Features: Flooring (Hardwood)
- Level: Main
- Area: 54 Square Feet
- Dimensions: 6X9
Kitchen
- Features: Kitchen (Custom Cabinetry, SolidSurfaceCounter, Updated Kitchen), Flooring (Ceramic Tile)
- Level: Main
- Area: 88 Square Feet
- Dimensions: 8X11
Laundry
- Features: Flooring (Other)
- Level: Basement
- Area: 48 Square Feet
- Dimensions: 6X8
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 550 Square Feet
- Dimensions: 22X25
Play room
- Level: Basement
- Area: 400 Square Feet
- Dimensions: 20X20
Walk in closet
- Features: Flooring (Hardwood)
- Level: Second
- Area: 36 Square Feet
- Dimensions: 6X6
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Microwave, Dishwasher, Refrigerator, Washer, Dryer, Gas Water Heater
Features
- Walk-In Closet(s), Open Floorplan, Granite Counters
- Flooring: Hardwood
- Windows: Drapes
- Basement: Unfinished,Full
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Family Room
Interior area
- Total structure area: 0
- Total interior livable area: 1,610 sqft
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, On Site, Garage Owned, Detached, Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Patio & porch: Patio
Details
- Additional structures: None
- Parcel number: 0934451113
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse, Single Family Residence
Materials
- Frame, Stucco
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Carbon Monoxide Detector(s)
HOA
- Has HOA: Yes
- Amenities included: Party Room, Pool
- Services included: Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal
- HOA fee: $425 monthly
Location
- Region: Saint Charles
Financial & listing details
- Price per square foot: $237/sqft
- Tax assessed value: $268,683
- Annual tax amount: $5,775
- Date on market: 5/29/2025
- Listing terms: Conventional
- Ownership: Fee Simple w/ HO Assn.
Price history
| Date | Event | Price |
|---|---|---|
| 7/10/2025 | Sold | $382,000-2%$237/sqft |
Source:  MRED as distributed by MLS GRID #12356311 Report a problem | ||
| 6/12/2025 | Contingent | $389,900$242/sqft |
Source: MRED as distributed by MLS GRID #12356311 Report a problem | ||
| 5/29/2025 | Listed for sale | $389,900+158.2%$242/sqft |
Source: MRED as distributed by MLS GRID #12356311 Report a problem | ||
| 8/20/2015 | Sold | $151,000+0.7%$94/sqft |
Source: MRED as distributed by MLS GRID #08956247 Report a problem | ||
| 6/22/2015 | Pending sale | $149,900$93/sqft |
Source: Baird & Warner #08956247 Report a problem | ||
| 6/17/2015 | Listed for sale | $149,900$93/sqft |
Source: Baird & Warner #08956247 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,054 +4.8% | $89,561 +11.7% |
| 2023 | $5,775 +9.6% | $80,158 +12.4% |
| 2022 | $5,272 +4.3% | $71,290 +4.9% |
| 2021 | $5,053 +1.2% | $67,954 +1.9% |
| 2020 | $4,995 +1.9% | $66,687 +2% |
| 2019 | $4,900 +7.5% | $65,366 +7.3% |
| 2018 | $4,557 +2.9% | $60,941 +3.5% |
| 2017 | $4,429 -4.9% | $58,858 +15.4% |
| 2016 | $4,658 | $50,995 +2.5% |
| 2015 | -- | $49,730 +2.9% |
| 2014 | -- | $48,335 -2% |
| 2013 | -- | $49,326 -4.4% |
| 2012 | -- | $51,609 -6.9% |
| 2011 | -- | $55,449 -6.7% |
| 2010 | -- | $59,437 -6% |
| 2009 | -- | $63,202 -4.8% |
| 2008 | -- | $66,357 -2.4% |
| 2007 | -- | $67,968 +4.8% |
| 2006 | -- | $64,841 +11.7% |
| 2005 | -- | $58,037 +3.4% |
| 2004 | -- | $56,133 +3.9% |
| 2003 | -- | $54,007 +4.2% |
| 2002 | -- | $51,813 +7.6% |
| 2001 | -- | $48,153 -2.6% |
| 2000 | -- | $49,417 |
Find assessor info on the county website
Neighborhood: 60174
Nearby homes
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Nearby schools
GreatSchools rating
- 9/10Davis Primary SchoolGrades: K-5Distance: 0.7 mi
- 7/10Thompson Middle SchoolGrades: 6-8Distance: 1.1 mi
- 7/10St Charles East High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$397,900
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Estimated market value
$397,900
- Illinois
- Kane County
- Saint Charles
- 60174
- 81 White Oak Cir
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