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For sale
  • Price cut: $1.5K (6/15)
    $391,000

    813 Kay Cir, Chattanooga, TN 37421

    3beds
    2,374sqft
    : 
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    Single Family Residence
    Built in 1966
    0.42 Acres Lot
    $386,000 Zestimate®
    $165/sqft
    $-- HOA

    What's special

    Stylish finishes throughoutIncredible balconyModern updatesUpdated electricalTimeless charmBrand-new appliancesFresh inviting feel
    What if you could have 4 months of ZERO payments, 12 months of a significantly reduced payment or a 2/1 buy down? Ask us about these options with our preferred lender! Welcome to 813 Kay Circle--where modern updates meet timeless charm. This beautifully renovated home is truly breathtaking from the moment you step inside. Every detail has been thoughtfully upgraded, featuring brand-new appliances, updated electrical, and stylish finishes throughout. The interior offers a fresh, inviting feel with a perfect blend of comfort and sophistication. Step outside to the incredible balcony--an ideal spot to relax, unwind, and enjoy peaceful mornings or evening sunsets. This home is move-in ready and designed to impress at every turn. Don't miss your chance to own this stunning, fully updated retreat! POOL ACROSS THE STREET IS GETTING READY TO OPEN. $400 for a summer membership.
    94 days
    |
    1,463
    |
    97
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sarah Barrott 423-667-5591,

    Keller Williams Realty 423-664-1600,

    Ashley Goins 423-762-7057,

    Keller Williams Realty

    Source: Greater Chattanooga Realtors,MLS#: 1531278

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Laundry: Laundry Room, Main Level
      Features
      • Pantry, Walk-In Closet(s)
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 2,374
      • Total interior livable area: 2,374 sqft
      • Finished area above ground: 2,374

      Property

      Parking
      • Parking features: Driveway
      Features
      • Levels: Two
      • Exterior features: Balcony
      Lot
      • Size: 0.42 Acres
      • Dimensions: 100 x 183
      • Features: Level
      Details
      • Parcel number: 171i E 016

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1966

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Irwin Acres
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $165/sqft
      • Tax assessed value: $338,400
      • Annual tax amount: $2,602
      • Date on market: 3/27/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $386,000

        $367,000 - $405,000

        $2,329/mo

        Price history

        DateEventPrice
        6/15/2026Price change$391,000-0.4%$165/sqft
        Source: Greater Chattanooga Realtors #1531278 Report a problem
        6/2/2026Price change$392,500-0.6%$165/sqft
        Source: Greater Chattanooga Realtors #1531278 Report a problem
        5/19/2026Price change$395,000-1.2%$166/sqft
        Source: Greater Chattanooga Realtors #1531278 Report a problem
        4/23/2026Price change$399,900-3.6%$168/sqft
        Source: Greater Chattanooga Realtors #1531278 Report a problem
        4/7/2026Price change$415,000-2.4%$175/sqft
        Source: Greater Chattanooga Realtors #1531278 Report a problem
        3/27/2026Listed for sale$425,000+123.7%$179/sqft
        Source: Greater Chattanooga Realtors #1531278 Report a problem
        11/19/2025Sold$190,000+95.9%$80/sqft
        Source: Public Record Report a problem
        12/15/2011Sold$96,995+7.9%$41/sqft
        Source: Public Record Report a problem
        10/27/2011Price change$89,900-10%$38/sqft
        Source: Realty Executives of Cleveland #20110683 Report a problem
        10/1/2011Price change$99,900-9.1%$42/sqft
        Source: Realty Executives of Cleveland #20110683 Report a problem
        8/11/2011Price change$109,900-8.3%$46/sqft
        Source: Realty Executives of Cleveland #20110683 Report a problem
        7/14/2011Price change$119,900-4%$51/sqft
        Source: Realty Executives #20110683 Report a problem
        6/18/2011Listed for sale$124,900-9.4%$53/sqft
        Source: Realty Executives of Cleveland #20110683 Report a problem
        10/12/2004Sold$137,900+57.6%$58/sqft
        Source: Public Record Report a problem
        1/27/2004Sold$87,500+1.7%$37/sqft
        Source: Public Record Report a problem
        5/26/1998Sold$86,000$36/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,282 -1.2%$84,600 +45.9%
        2024$1,298 $58,000
        2023$1,298 $58,000
        2022$1,298 $58,000
        2021$1,298 +16.5%$58,000 +44%
        2020$1,114 $40,275
        2019$1,114 $40,275
        2018$1,114 -48.4%$40,275
        2017$2,157 +0.6%$40,275
        2016$2,144 --
        2015$2,144 $39,975
        2014$2,144 +4.8%--
        2013$2,046 $39,975 -0.9%
        2012$2,046 $40,325
        2011$2,046 $40,325
        2010$2,046 +7.9%$40,325
        2009$1,897 $40,325 +12.3%
        2008-- $35,900
        2007-- $35,900
        2006-- $35,900
        2005-- $35,900 +22.3%
        2004-- $29,350
        2003-- $29,350
        2002-- $29,350
        2001-- $29,350 +22.5%
        2000-- $23,950

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37421

        Getting around

        11 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: East Brainerd Elementary
        • Middle: East Hamilton
        • High: East Hamilton

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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