**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time. Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the full kitchen featuring a refrigerator, stove, oven, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout. Convenience is key, with elevator access just steps away for easy day-to-day living. Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges. Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community. **Highlights:** MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE **Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information. This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!
For sale
Price cut: $10K (6/14)
$128,900
82 2nd St #D-5, Cedar Key, FL 32625
1beds
480sqft
Hotel/Motel, Condominium
Built in 1982
-- sqft lot
$120,800 Zestimate®
$269/sqft
$805/mo HOA
What's special
Waterfront condoFully furnishedProximity to public beachCoastal charmMesmerizing water viewsComfortable stylish spacesCeramic tile flooring
- 59 days |
- 541 |
- 15 |
Zillow last checked:
Listing updated:
Listed by:
Stacy Gervais 813-842-3077,
EPIQUE REALTY INC. 888-893-3537
Source: Stellar MLS,MLS#: TB8501463
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 450 Square Feet
- Dimensions: 15x30
Kitchen
- Level: First
- Area: 450 Square Feet
- Dimensions: 15x30
Living room
- Level: First
- Area: 450 Square Feet
- Dimensions: 15x30
Other
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Water Heater, Freezer, Microwave, Range, Refrigerator
- Laundry: None
Features
- Accessibility Features, Elevator, Kitchen/Family Room Combo, Thermostat
- Flooring: Ceramic Tile
- Windows: Window Treatments
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 480
- Total interior livable area: 480 sqft
Video & virtual tour
Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck
- Exterior features: Lighting, Sidewalk
- Has view: Yes
- View description: Water, Gulf/Ocean - Partial
- Has water view: Yes
- Water view: Water,Gulf/Ocean - Partial
- Waterfront features: Bay/Harbor Front, Gulf/Ocean Front, Waterfront, Gulf/Ocean Access, Seawall
- Body of water: GULF OF MEXICO
Lot
- Size: 414 Square Feet
- Features: Historic District, City Lot, Near Marina, Sidewalk
Details
- Parcel number: 1765000000
- Zoning: RESI
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Property subtype: Hotel/Motel, Condominium
Materials
- Wood Frame, Wood Siding
- Foundation: Slab, Raised
- Roof: Shingle
Condition
- New construction: No
- Year built: 1982
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Bay/Harbor Front, Fishing, Gulf/Ocean Front, Water Access, Waterfront, Buyer Approval Required, Golf Carts OK, Park, Playground, Sidewalks, Wheelchair Access
- Pet fee: $0 monthly
- Subdivision: CEDAR COVE EFFICIENCY CONDO 02
HOA
- Has HOA: Yes
- Amenities included: Cable TV, Elevator(s), Wheelchair Access
- Services included: Cable TV, Insurance, Maintenance Structure, Maintenance Grounds, Manager, Pest Control, Trash
- HOA fee: $805 monthly
- HOA name: McCormick Mgt & Realty LLC
- HOA phone: 352-543-9161
Location
- Region: Cedar Key
Financial & listing details
- Price per square foot: $269/sqft
- Tax assessed value: $125,000
- Annual tax amount: $2,181
- Date on market: 4/30/2026
- Cumulative days on market: 60 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$120,800
$115,000 - $127,000
$1,133/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/14/2026 | Price change | $128,900-7.2%$269/sqft |
Source:  Stellar MLS #TB8501463 Report a problem | ||
| 5/24/2026 | Price change | $138,900-4.1%$289/sqft |
Source: Stellar MLS #TB8501463 Report a problem | ||
| 4/30/2026 | Listed for sale | $144,900-10.8%$302/sqft |
Source: Stellar MLS #TB8501463 Report a problem | ||
| 8/12/2024 | Listing removed | $162,500$339/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 8/12/2024 | Price change | $162,500-0.6%$339/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 7/12/2024 | Price change | $163,500-0.3%$341/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 6/29/2024 | Price change | $164,000-0.6%$342/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 5/28/2024 | Price change | $165,000-2.4%$344/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 5/10/2024 | Price change | $169,000-0.6%$352/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 5/5/2024 | Price change | $170,000-2.8%$354/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 4/22/2024 | Price change | $174,900-2.8%$364/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 4/19/2024 | Price change | $179,900-3.2%$375/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 4/12/2024 | Price change | $185,900-0.5%$387/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 4/6/2024 | Price change | $186,900-0.1%$389/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 3/28/2024 | Price change | $187,000-0.3%$390/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 3/19/2024 | Price change | $187,500-0.2%$391/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 3/6/2024 | Price change | $187,900-0.5%$391/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 2/26/2024 | Listed for sale | $188,900-0.3%$394/sqft |
Source: Stellar MLS #U8232313 Report a problem | ||
| 8/28/2023 | Listing removed | -- |
Source: Stellar MLS #U8203178 Report a problem | ||
| 8/18/2023 | Listed for sale | $189,500$395/sqft |
Source: Stellar MLS #U8203178 Report a problem | ||
| 8/11/2023 | Pending sale | $189,500$395/sqft |
Source: Stellar MLS #U8203178 Report a problem | ||
| 7/21/2023 | Listed for sale | $189,500+23.9%$395/sqft |
Source: Stellar MLS #U8203178 Report a problem | ||
| 2/24/2006 | Sold | $153,000$319/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,668 -4.4% | $125,000 |
| 2023 | $2,791 +89.6% | $125,000 +114.4% |
| 2022 | $1,472 +15.3% | $58,299 +16.6% |
| 2021 | $1,277 +4.7% | $49,999 |
| 2020 | $1,219 +1.4% | $49,999 |
| 2019 | $1,202 -2.5% | $49,999 |
| 2018 | $1,233 | $49,999 |
| 2017 | $1,233 -0.8% | $49,999 |
| 2016 | $1,243 -3.2% | $49,999 |
| 2015 | $1,284 +1.6% | $49,999 |
| 2014 | $1,264 | $49,999 |
| 2013 | -- | $49,999 |
| 2012 | -- | $49,999 -24.8% |
| 2011 | -- | $66,499 -5% |
| 2010 | -- | $69,999 -22.2% |
| 2009 | -- | $89,999 -26.1% |
| 2008 | -- | $121,800 |
| 2007 | -- | $121,800 |
| 2006 | -- | $121,800 +50% |
| 2005 | -- | $81,200 +30% |
| 2004 | -- | $62,460 +46% |
| 2003 | -- | $42,780 +15% |
| 2002 | -- | $37,200 |
| 2001 | -- | $37,200 |
| 2000 | -- | $37,200 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32625
Nearby schools
GreatSchools rating
- 8/10Cedar Key High SchoolGrades: PK-12Distance: 0.7 mi
- NALevy Virtual Instruction Program (District Provided)Grades: K-12Distance: 32.4 mi
- NALevy Virtual Instruction ProgramGrades: K-12Distance: 32.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Levy County
- Cedar Key
- 32625
- 82 2nd St Unit D-5
Nearby cities
Nearby zip codes
Other Cedar Key Topics
