BEST PRICE ON THE MARKET! This stunning home offers the perfect combination of spacious living, flexible space, and income potential with a separate full basement apartment previously rented for $1,450/month. Use it as a rental, ideal space for multigenerational living, or easily incorporate it into the main home. The main level features a spacious open floorplan with beautiful hardwood floors, separate living and family rooms, formal dining room, home office, and a generously sized island kitchen. The impressive primary suite includes a private bath, walk-in closet, and private balcony. Two additional bedrooms, a full bath, and laundry complete the second level. The third level offers a versatile loft area and bonus room—perfect for a home office, playroom, or additional living space. The full basement apartment has its own separate entrance and includes a large kitchen, living room, two bedrooms, full bath, and separate laundry, providing excellent flexibility and privacy. Enjoy the private fenced backyard and spacious deck, perfect for outdoor entertaining and relaxing. Owner will open wall to basement if desired. Located in desirable Belvedere, with easy access to downtown Charlottesville, UVA, shopping and more.
Active
Price cut: $6K (9/17)
$669,000
821 Cole St, Charlottesville, VA 22903
5beds
3,578sqft
Single Family Residence
Built in 2010
4,356 Square Feet Lot
$659,600 Zestimate®
$187/sqft
$150/mo HOA
What's special
Home officePrivate balconyPrivate bathBonus roomPrivate fenced backyardVersatile loft areaSpacious living
- 58 days
- 529
- 34
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
JANET BRADLEY 434-996-0303,
HOMESELL REALTY 434-977-5530
Source: CAAR,MLS#: 680535
Originating MLS: Charlottesville Area Association of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bathroom, Bonus Room, Bedroom, Dining Room, Family Room, Full Bath, Half Bath, Kitchen, Laundry, Loft, Living Room, Office
Primary bedroom
- Level: Second
Bedroom
- Level: Basement
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Basement
Bathroom
- Level: Second
Other
- Level: Basement
Bonus room
- Level: Basement
Bonus room
- Level: Third
Dining room
- Level: First
Family room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Kitchen
- Level: Basement
Laundry
- Level: Second
Living room
- Level: First
Living room
- Level: Basement
Loft
- Level: Third
Office
- Level: First
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Disposal, Refrigerator, Dryer, Washer
Features
- Walk-In Closet(s), Home Office, Loft
- Flooring: Carpet, Ceramic Tile, Hardwood
- Basement: Finished,Heated,Walk-Out Access,Apartment
Interior area
- Total structure area: 3,578
- Total interior livable area: 3,578 sqft
- Finished area above ground: 2,486
- Finished area below ground: 1,092
Property
Features
- Patio & porch: Deck, Front Porch, Patio, Porch
Lot
- Size: 4,356 Square Feet
- Features: Level
Details
- Parcel number: 062G0016B06700
- Zoning description: PRD Planned Residential Development
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stick Built
- Foundation: Poured
Condition
- New construction: No
- Year built: 2010
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Fiber Optic Available
Community & HOA
Community
- Security: Surveillance System
- Subdivision: BELVEDERE
HOA
- Has HOA: Yes
- Amenities included: Playground
- Services included: Trash
- HOA fee: $150 monthly
Location
- Region: Charlottesville
Financial & listing details
- Price per square foot: $187/sqft
- Tax assessed value: $704,500
- Annual tax amount: $6,299
- Date on market: 8/10/2026
- Cumulative days on market: 58 days
Estimated market value
$659,600
$627,000 - $693,000
$4,144/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/17/2026 | Price change | $669,000-0.9%$187/sqft |
Source: | ||
| 8/10/2026 | Listed for sale | $675,000-1.5%$189/sqft |
Source: | ||
| 5/19/2026 | Listing removed | $685,000$191/sqft |
Source: | ||
| 4/24/2026 | Price change | $685,000-2.1%$191/sqft |
Source: | ||
| 4/9/2026 | Listed for sale | $700,000+2.2%$196/sqft |
Source: | ||
| 4/18/2025 | Listing removed | $685,000$191/sqft |
Source: | ||
| 3/30/2025 | Price change | $685,000-2.1%$191/sqft |
Source: | ||
| 3/24/2025 | Listed for sale | $700,000$196/sqft |
Source: | ||
| 3/19/2025 | Pending sale | $700,000$196/sqft |
Source: | ||
| 3/13/2025 | Listed for sale | $700,000+7.7%$196/sqft |
Source: | ||
| 10/21/2022 | Sold | $649,950$182/sqft |
Source: Public Record Report a problem | ||
| 9/21/2022 | Pending sale | $649,950$182/sqft |
Source: | ||
| 9/15/2022 | Listed for sale | $649,950+490.9%$182/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 7/14/2018 | Listing removed | $2,200$1/sqft |
Source: Owner Report a problem | ||
| 6/27/2018 | Listed for rent | $2,200$1/sqft |
Source: Owner Report a problem | ||
| 4/22/2010 | Sold | $110,000$31/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,298 +16.1% | $704,500 +10.9% |
| 2024 | $5,426 +6.8% | $635,400 +6.8% |
| 2023 | $5,080 +26.1% | $594,900 +26.1% |
| 2022 | $4,030 +6.2% | $471,900 +6.2% |
| 2021 | $3,793 +8.8% | $444,200 +8.8% |
| 2020 | $3,488 +7.2% | $408,400 +7.2% |
| 2019 | $3,254 +3.7% | $381,000 +1.9% |
| 2018 | $3,137 +97.8% | $373,900 -1.1% |
| 2017 | $1,586 -50% | $378,000 +0% |
| 2016 | $3,171 +113.2% | $377,900 +4% |
| 2015 | $1,487 | $363,200 +4.2% |
| 2014 | -- | $348,600 -0.7% |
| 2013 | -- | $351,000 -0.1% |
| 2012 | -- | $351,500 -2.7% |
| 2011 | -- | $361,100 +188.9% |
| 2010 | -- | $125,000 +38.9% |
| 2009 | -- | $90,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 22903
Nearby schools
Schools provided by the listing agent
- Elementary: Agnor
- Middle: Burley
- High: Albemarle
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






