UNDER CONTRACT, TAKING BACKUP OFFERS. Tucked away on beautiful Marler Bayou, one of Destin's most sought-after waterfront locations, this beautifully maintained brick home offers the kind of lifestyle people move to Destin to enjoy. With a detached accessory dwelling unit (ADU) already set up as a studio apartment and a location just minutes from Destin Pass, Crab Island, Choctawhatchee Bay, and the Gulf of America, this property delivers a rare combination of waterfront living, flexibility, and convenience. Spend your days boating, fishing, paddleboarding, or enjoying waterfront dining, then come home to your own private retreat beneath the shade of mature oak and magnolia trees.
Inside, you'll find custom touches throughout that make this home anything but cookie-cutter. The spacious living room features soaring 19-foot ceilings and a stunning custom wood feature wall that immediately becomes the focal point of the home. Granite countertops, a custom wood wet bar, beautiful cypress shelving, and thoughtfully selected finishes create a warm, welcoming space that's equally suited for entertaining or everyday living. The spacious primary suite offers vaulted ceilings, a walk-in closet, and plenty of room to relax after a day on the water.
Step onto the screened porch and take in the peaceful bayou setting, coastal breezes, spectacular sunsets, and even Destin's fireworks displays from the comfort of home. The detached ADU includes a sleeping area, living space, and kitchen, making it ideal for guests, extended family, a home office, creative studio, or private retreat.
Waterfront homes on Marler Bayou rarely become available. Combining custom features, mature landscaping, a detached ADU, and one of Destin's most desirable waterfront settings, this is a unique opportunity to enjoy the very best of life on the Emerald Coast.
Pending
$1,799,990
821 Cross St, Destin, FL 32541
5beds
3,251sqft
Single Family Residence
Built in 1997
0.68 Acres Lot
$1,730,000 Zestimate®
$554/sqft
$-- HOA
What's special
Waterfront livingBeautifully maintained brick homeThoughtfully selected finishesGranite countertopsCustom wood wet barSpacious primary suiteCustom touches throughout
- 26 days |
- 1,815 |
- 120 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Paige A Brown 850-830-9514,
Coldwell Banker Realty,
Trey J Runnels 850-502-1681,
Coldwell Banker Realty
Source: ECAOR,MLS#: 1004822
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
- Area: 434 Square Feet
- Dimensions: 31 x 14
Bedroom
- Level: First
- Area: 143 Square Feet
- Dimensions: 13 x 11
Bedroom
- Level: Second
- Area: 168 Square Feet
- Dimensions: 14 x 12
Bedroom
- Level: Second
- Area: 144 Square Feet
- Dimensions: 12 x 12
Bedroom
- Description: with sitting room attached
- Level: Second
- Area: 108 Square Feet
- Dimensions: 9 x 12
Primary bathroom
- Level: First
- Area: 224 Square Feet
- Dimensions: 16 x 14
Bathroom
- Level: First
- Area: 60 Square Feet
- Dimensions: 10 x 6
Breakfast room
- Level: First
- Area: 156 Square Feet
- Dimensions: 13 x 12
Dining room
- Level: First
- Area: 182 Square Feet
- Dimensions: 14 x 13
Great room
- Level: First
- Area: 546 Square Feet
- Dimensions: 26 x 21
Kitchen
- Level: First
- Area: 143 Square Feet
- Dimensions: 13 x 11
Screened porch
- Level: First
- Area: 396 Square Feet
- Dimensions: 36 x 11
Heating
- Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Roof Turbine(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Double Oven, Range Hood, Gas Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Bookcases, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Shelving, Split Bedroom, Natural Woodwork
- Flooring: Laminate, Tile, Carpet
- Windows: Double Pane Windows, Plantation Shutters, Window Treatments
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,251
- Total interior livable area: 3,251 sqft
Property
Parking
- Total spaces: 6
- Parking features: Garage Door Opener
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Enclosed, Screened
- Exterior features: Boatlift, Dock, Lawn Pump
- Fencing: Partial
- Has view: Yes
- View description: Bay, Bayou
- Has water view: Yes
- Water view: Bay,Bayou
- Waterfront features: Bayou, Seawall
Lot
- Size: 0.68 Acres
- Dimensions: 100 x 330
- Features: Interior Lot, Level, Survey Available, Wooded
Details
- Additional structures: Guest House
- Parcel number: 002S220310000D0950
- Zoning description: City, Resid Single Family
- Other equipment: Satellite Dish
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Concrete, Brick, Brick Front
- Foundation: Slab, Foundation Off Grade
- Roof: Composition
Condition
- Construction Complete
- New construction: No
- Year built: 1997
Utilities & green energy
- Water: Public
Community & HOA
Community
- Subdivision: CALHOUN RESUB LT 155 BLK D
Location
- Region: Destin
Financial & listing details
- Price per square foot: $554/sqft
- Tax assessed value: $1,047,586
- Annual tax amount: $9,529
- Date on market: 6/5/2026
Estimated market value
$1,730,000
$1.64M - $1.82M
$3,660/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/21/2026 | Pending sale | $1,799,990$554/sqft |
Source:  ECAOR #1004822 Report a problem | ||
| 6/5/2026 | Listed for sale | $1,799,990+84.6%$554/sqft |
Source: ECAOR #1004822 Report a problem | ||
| 3/2/2020 | Sold | $975,000-11.4%$300/sqft |
Source: ECAOR #835694 Report a problem | ||
| 1/28/2020 | Pending sale | $1,100,000$338/sqft |
Source: CENTURY 21 Blue Marlin Pelican #835694 Report a problem | ||
| 11/21/2019 | Listed for sale | $1,100,000+67.8%$338/sqft |
Source: CENTURY 21 Blue Marlin Pelican #835694 Report a problem | ||
| 9/30/2016 | Sold | $655,500+36.6%$202/sqft |
Source: ECAOR #761822 Report a problem | ||
| 6/15/2016 | Sold | $480,000-38.1%$148/sqft |
Source: ECAOR #726244 Report a problem | ||
| 9/11/2015 | Listing removed | -- |
Source: Auction.com Report a problem | ||
| 8/26/2015 | Listed for sale | -- |
Source: Auction.com Report a problem | ||
| 7/22/2015 | Listing removed | -- |
Source: Auction.com Report a problem | ||
| 7/1/2015 | Listed for sale | -- |
Source: Auction.com Report a problem | ||
| 7/3/2010 | Listing removed | $775,000$238/sqft |
Source: Sandestin Real Estate #539859 Report a problem | ||
| 6/27/2010 | Listed for sale | $775,000$238/sqft |
Source: Sandestin Real Estate #539859 Report a problem | ||
| 3/9/2010 | Listing removed | $775,000$238/sqft |
Source: PREFERRED BEACH PROPERTIES LLC #509081 Report a problem | ||
| 9/1/2009 | Price change | $775,000-22.1%$238/sqft |
Source: PREFERRED BEACH PROPERTIES LLC #509081 Report a problem | ||
| 8/29/2009 | Price change | $995,000+28.4%$306/sqft |
Source: PREFERRED BEACH PROPERTIES LLC #509081 Report a problem | ||
| 8/8/2009 | Price change | $775,000-22.1%$238/sqft |
Source: PREFERRED BEACH PROPERTIES LLC #509081 Report a problem | ||
| 7/19/2009 | Price change | $995,000+28.4%$306/sqft |
Source: PREFERRED BEACH PROPERTIES LLC #509081 Report a problem | ||
| 6/21/2009 | Price change | $775,000-22.1%$238/sqft |
Source: PREFERRED BEACH PROPERTIES LLC #509081 Report a problem | ||
| 3/28/2009 | Listed for sale | $995,000+18.3%$306/sqft |
Source: PREFERRED BEACH PROPERTIES LLC #509081 Report a problem | ||
| 7/15/2004 | Sold | $840,900$259/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $9,255 +2.3% | $819,900 +3% |
| 2023 | $9,049 +2.2% | $796,019 +3% |
| 2022 | $8,850 +0.1% | $772,834 +3% |
| 2021 | $8,845 -1.1% | $750,324 +3.1% |
| 2020 | $8,943 +10.4% | $727,756 +13.9% |
| 2019 | $8,102 +2.6% | $638,747 +3.8% |
| 2018 | $7,899 | $615,121 +5.4% |
| 2017 | $7,899 +3.6% | $583,554 +3.6% |
| 2016 | $7,627 +4.3% | $563,051 +6.6% |
| 2015 | $7,314 +4.5% | $528,094 +4.9% |
| 2014 | $6,996 | $503,366 +13.7% |
| 2013 | -- | $442,850 +1.9% |
| 2012 | -- | $434,676 -4.4% |
| 2011 | -- | $454,847 -6.3% |
| 2010 | -- | $485,456 -26.5% |
| 2009 | -- | $660,341 -25.8% |
| 2008 | -- | $890,224 -15.9% |
| 2007 | -- | $1,058,525 -0.2% |
| 2006 | -- | $1,060,488 +81.4% |
| 2005 | -- | $584,580 +56.1% |
| 2004 | -- | $374,397 +1.9% |
| 2003 | -- | $367,416 +2.4% |
| 2002 | -- | $358,805 +1.6% |
| 2001 | -- | $353,155 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 0.6 mi
- 9/10Destin Middle SchoolGrades: 5-8Distance: 4.5 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 8.4 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Fort Walton Beach
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Destin
- 32541
- 821 Cross St
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