821 S 14th St, Palatka, FL 32177

Welcome to 821 S 14th Street! Three minutes from downtown Palatka coffee shops, dining, and the public boat ramp, this home has been completely rebuilt from the ground up. Thoughtful design concepts elevate this home beyond anything offered in this market. Every finish exceeds builder-grade standards, with selections sourced from Ferguson, a luxury supplier. Starting with the permitted and documented rebuild: The entire home was reframed, not just sections, using pressure-treated wood for exterior and interior walls. The floors are not OSB, they are 3/4-inch Ply Gem plywood, providing the strength and durability expected in a long-lasting home. Brand new insulation underneath the home and blown-in insulation in the ceiling keep you cool during summer months and warm during the winter. Brand new Hardie Board siding was installed throughout, including Hardie soffits. New double-pane windows open inward for easy cleaning and allow the home to fill with natural light. A new permitted roof was installed in 2025. MECHANICALS New electrical wiring throughout the entire home and connects to a brand-new 250 AMP panel with additional capacity for an RV or future additions. The home features a brand-new TRANE AC system with new ductwork installed throughout the attic space. The warranty is transferable to the purchaser. New plumbing installed throughout the home with new lines connecting to city water and sewer. KITCHEN & BATH The kitchen and entire home were thoughtfully designed by Pulka Designs, an interior design group known for designing homes for sports figures and entertainers. The kitchen features real plywood dovetail cabinets and drawers made from top-grade materials. Cabinet hardware is high-quality metal, not lightweight builder-grade materials. The cooktop features a clean design without the typical rear obstruction, while the overhead exhaust ventilates the home as you prepare meals on 60 square feet of quartz countertops. The countertops are not lower-grade granite nor Formica found in many new builds. PRIMARY BATH The 60-inch double-sink vanity with marble counters sits beneath designer mirrors. The oversized glass-enclosed shower features Delta fixtures sourced from Ferguson, including a rainfall shower head, handheld sprayer, and six-way diverter. These fixtures include a lifetime warranty. GUEST BATH The guest bathroom continues the same attention to detail with a designer mirror, thoughtfully sourced vanity, and a proper 21-inch deep soaking tub. The Signature Hardware tub alone is a $1,000 purchase typically found in luxury homes. Fixtures are again Delta from Ferguson. laundry room is complete with cabinets, sink, quartz counters, space for a full size stackable washer and dryer. EXTERIOR: A newly built deck sits outside the back door overlooking your nearly quarter-acre fully fenced yard. The driveway was recently expanded and machine rolled to keep the #57 stone securely in place. The spacious yard provides room for boat or RV storage and features six pallets of new sod installed in the front yard. THE DEAL: Buyer closing cost credits are available. Additionally, above-market compensation is offered to agents who bring qualified buyers. THE SUMMARY This home represents a rare opportunity to own one of the most thoughtfully designed and elegantly finished homes currently offered in Palatka. Compare the attention to detail, craftsmanship, and quality of materials against typical builder-grade homes and new construction. The location is positioned for future growth, with this property just minutes from the St. Johns River and Historic Downtown Palatka. Call 904-315-3403 for tours and offers.