Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing **ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026)** The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces. White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub. Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound. Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one you’ve been waiting for. **Mystic Oak Family membership with golf cart (1 year) being offered for buyers who close before 07/30/2026.
Active under contract
Listed by: RE/MAX Preferred
$637,000
823 Ridge Rd, Waterloo, IL 62298
4beds
5,124sqft
Single Family Residence
Built in 2002
0.49 Acres Lot
$622,200 Zestimate®
$124/sqft
$-- HOA
What's special
Golf course viewsMature landscapingHeated bathroom floorsIrrigation systemBeautifully maintained groundsDedicated fitness areaCustom bar
- 24 days |
- 1,917 |
- 84 |
Zillow last checked:
Listing updated:
Listed by:
Angela D Welge 618-550-9060,
RE/MAX Preferred
Source: MARIS,MLS#: 26031303
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, Refrigerator, Oven, Washer, Gas Water Heater
- Laundry: Main Level
Features
- Breakfast Bar, Breakfast Room, Built-in Features, Ceiling Fan(s), Chandelier, Eat-in Kitchen, Entrance Foyer, Granite Counters, Open Floorplan, Recessed Lighting, Special Millwork, Walk-In Closet(s), Wet Bar, Workshop/Hobby Area
- Flooring: Tile, Wood
- Basement: Concrete,Partially Finished,Full,Sleeping Area,Walk-Out Access
- Number of fireplaces: 3
- Fireplace features: Basement, Bedroom, Gas, Gas Log, Living Room
Interior area
- Total structure area: 5,124
- Total interior livable area: 5,124 sqft
- Finished area above ground: 2,826
- Finished area below ground: 2,298
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage Door Opener, Garage Faces Side
- Garage spaces: 3
Features
- Levels: One
- Patio & porch: Deck, Patio
- Pool features: None
- Has view: Yes
- View description: Golf Course
Lot
- Size: 0.49 Acres
- Features: Front Yard, Gentle Sloping, Landscaped, Level, Near Golf Course, Views
Details
- Parcel number: 0820317006000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2002
Utilities & green energy
- Electric: Single Phase
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: East Ridge
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $124/sqft
- Tax assessed value: $509,340
- Annual tax amount: $10,258
- Date on market: 5/19/2026
- Cumulative days on market: 25 days
- Listing terms: Cash,Conventional,VA Loan
Estimated market value
$622,200
$591,000 - $653,000
$3,956/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/8/2026 | Contingent | $637,000$124/sqft |
Source:  MARIS #26031303 Report a problem | ||
| 5/20/2026 | Listed for sale | $637,000+40.9%$124/sqft |
Source: MARIS #26031303 Report a problem | ||
| 11/20/2020 | Sold | $452,000+1.4%$88/sqft |
Source: MARIS #20063692 Report a problem | ||
| 9/4/2020 | Pending sale | $445,900$87/sqft |
Source: Coldwell Banker Brown Realtors #20063692 Report a problem | ||
| 8/31/2020 | Listed for sale | $445,900$87/sqft |
Source: Coldwell Banker Brown Realtors #20063692 Report a problem | ||
| 7/2/2020 | Listing removed | $445,900$87/sqft |
Source: RE/MAX First Choice #19070334 Report a problem | ||
| 9/19/2019 | Listed for sale | $445,900+1.4%$87/sqft |
Source: Re/Max First Choice #19070334 Report a problem | ||
| 5/8/2019 | Listing removed | $439,900$86/sqft |
Source: RE/MAX First Choice #18065095 Report a problem | ||
| 1/6/2019 | Price change | $439,900-2.1%$86/sqft |
Source: Re/Max First Choice #18065095 Report a problem | ||
| 8/13/2018 | Price change | $449,500+7%$88/sqft |
Source: Re/Max First Choice #18065095 Report a problem | ||
| 7/15/2018 | Price change | $419,900-4.5%$82/sqft |
Source: Owner Report a problem | ||
| 6/12/2018 | Price change | $439,900-3.3%$86/sqft |
Source: Owner Report a problem | ||
| 3/12/2018 | Price change | $455,000+1.1%$89/sqft |
Source: Tammy Mitchell Hines & Co. #18016970 Report a problem | ||
| 1/21/2018 | Listed for sale | $449,900-2.2%$88/sqft |
Source: Owner Report a problem | ||
| 11/1/2017 | Listing removed | $459,900$90/sqft |
Source: CENTURY 21 Advantage Real Estate, Inc. #17048385 Report a problem | ||
| 9/28/2017 | Price change | $459,900-1.3%$90/sqft |
Source: CENTURY 21 Advantage Real Estate, Inc. #17048385 Report a problem | ||
| 7/24/2017 | Price change | $465,900-2.7%$91/sqft |
Source: CENTURY 21 Advantage Real Estate, Inc. #17048385 Report a problem | ||
| 6/14/2017 | Listed for sale | $479,000$93/sqft |
Source: Century 21 Advantage #17048385 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,258 +15.7% | $169,780 +15.3% |
| 2023 | $8,866 +1.9% | $147,280 +3.3% |
| 2022 | $8,702 | $142,540 +6.8% |
| 2021 | -- | $133,440 +4.7% |
| 2020 | -- | $127,460 +2.3% |
| 2019 | -- | $124,600 +3% |
| 2018 | $7,442 | $121,000 -1.8% |
| 2017 | $7,442 | $123,178 +1.8% |
| 2016 | $7,442 -2.5% | $121,000 |
| 2015 | $7,630 +3.9% | $121,000 |
| 2014 | $7,343 | $121,000 -0.5% |
| 2012 | $7,343 | $121,580 -1.7% |
| 2011 | -- | $123,640 -5.1% |
| 2010 | -- | $130,260 |
| 2009 | -- | $130,260 -7.8% |
| 2008 | -- | $141,210 -0.1% |
| 2007 | -- | $141,310 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 6/10Gardner Elementary SchoolGrades: 4-5Distance: 1.3 mi
- 7/10Waterloo Junior High SchoolGrades: 6-8Distance: 1.4 mi
- 6/10Waterloo High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Monroe County
- Waterloo
- 62298
- 823 Ridge Rd
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