Incredible chance to assume a 2.75% VA loan for qualified buyers — a rare opportunity that makes this home stand out. Add fully paid-off solar for lasting energy savings, recent upgrades, and a location in the sought-after Granite Hills community, and you've got a property that buyers chase but seldom find. Step inside and immediately feel the pride of ownership. Gleaming hardwood floors guide you into a spacious family room with a fireplace, perfect for cozy nights in or lively gatherings. The remodeled kitchen with granite counters and stainless steel appliances invites both everyday meals and holiday hosting. Light-filled spaces and tasteful finishes make every room a place you’ll love spending time. Out back, a private yard offers room to relax, garden, or host weekend barbecues with friends. Imagine morning coffee in your own outdoor retreat or watching kids and pets play freely in a space you control. A detached garage with space for RV parking expands your possibilities even further. Granite Hills offers it all — quiet residential charm, neighborhood pride, quality schools, local parks, nearby hiking trails, and easy access to shopping, dining, freeways, and transit. This home is move-in ready, energy-efficient, and paired with a financing opportunity that almost never comes around. Don't wait — see it before it's gone.
Sold for $830,000
$830,000
828 Waterloo Ave, El Cajon, CA 92019
3beds
1,634sqft
Single Family Residence
Built in 1960
6,098.4 Square Feet Lot
$833,600 Zestimate®
$508/sqft
$4,773 Estimated rent
Home value
$833,600
$767,000 - $909,000
$4,773/mo
Zestimate® history
Owner options
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$4,773/mo
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$4,773/mo
Rent Zestimate®
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$5,247/mo
Est. payment
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$5,247/mo
Est. payment
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List your homeWhat's special
Tasteful finishesOutdoor retreatLight-filled spacesGleaming hardwood floors
Zillow last checked:
Listing updated:
Listed by:
Claude Blackman DRE #01702369 619-473-4944,
RE/MAX Tidal
Bought with:
Luay Zetouna, DRE #02069412
Coldwell Banker West
Source: SDMLS,MLS#: 250046153
Originating MLS: San Diego Association of REALTOR
Originating MLS: San Diego Association of REALTORFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced Air Unit
Cooling
- Central Forced Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Solar Panels, Washer, Gas Range, Gas Water Heater
- Laundry: Gas
Features
- Ceiling Fan, Copper Plumbing Full, Granite Counters, Pantry
- Flooring: Tile, Wood
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
Interior area
- Total structure area: 1,634
- Total interior livable area: 1,634 sqft
Property
Parking
- Total spaces: 4
- Parking features: Detached
- Garage spaces: 2
Features
- Levels: 1 Story
- Patio & porch: Awning/Porch Covered, Patio, Porch
- Pool features: N/K
- Spa features: N/K
- Fencing: Partial,Wood
- Has view: Yes
- View description: N/K
- Frontage type: N/K
Lot
- Size: 6,098 sqft
Details
- Additional structures: N/K
- Parcel number: 5113750300
- Zoning: R-1
- Zoning description: R-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stucco, Wood
- Roof: Composition
Condition
- Turnkey
- Year built: 1960
Utilities & green energy
- Sewer: Sewer Connected
- Water: Meter on Property
- Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & neighborhood
Security
- Security features: N/K
Location
- Region: El Cajon
- Subdivision: EL CAJON
HOA & financial
HOA
- Services included: N/K
Other
Other facts
- Listing terms: Assumable,Cal Vet,Cash,Cash To Existing Loan,Cash To New Loan,Conventional,FHA,VA
Price history
| Date | Event | Price |
|---|---|---|
| 2/6/2026 | Sold | $830,000-1.8%$508/sqft |
Source:  SDMLS #250046153 Report a problem | ||
| 12/29/2025 | Pending sale | $844,990$517/sqft |
Source: SDMLS #250046153 Report a problem | ||
| 12/26/2025 | Listed for sale | $844,990$517/sqft |
Source: SDMLS #250046153 Report a problem | ||
| 12/25/2025 | Listing removed | $844,990$517/sqft |
Source: SDMLS #250039865 Report a problem | ||
| 12/9/2025 | Price change | $844,990-1.7%$517/sqft |
Source: SDMLS #250039865 Report a problem | ||
| 11/6/2025 | Price change | $859,990-1.7%$526/sqft |
Source: SDMLS #250039865 Report a problem | ||
| 10/9/2025 | Listed for sale | $875,000$535/sqft |
Source: SDMLS #250039865 Report a problem | ||
| 10/4/2025 | Pending sale | $875,000$535/sqft |
Source: SDMLS #250039865 Report a problem | ||
| 9/25/2025 | Listed for sale | $875,000+26.1%$535/sqft |
Source: SDMLS #250039865 Report a problem | ||
| 7/12/2021 | Sold | $694,000+6.9%$425/sqft |
Source: SDMLS #210014441 Report a problem | ||
| 6/17/2021 | Pending sale | $649,000+14.9%$397/sqft |
Source:  CRMLS #210014441 Report a problem | ||
| 7/1/2020 | Sold | $565,000+0.9%$346/sqft |
Source:  Glendale AOR ZDD #200023803 Report a problem | ||
| 6/3/2020 | Pending sale | $559,900$343/sqft |
Source: SD Homes #200023803 Report a problem | ||
| 5/26/2020 | Listed for sale | $559,900+12.2%$343/sqft |
Source: SD Homes #200023803 Report a problem | ||
| 4/13/2018 | Sold | $499,000$305/sqft |
Source: Public Record Report a problem | ||
| 3/13/2018 | Price change | $499,000+1.8%$305/sqft |
Source: Broker Direct Service #180012372 Report a problem | ||
| 3/9/2018 | Listed for sale | $490,000+42%$300/sqft |
Source: Broker Direct Service #180012372 Report a problem | ||
| 5/29/2003 | Sold | $345,000$211/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,499 +1.7% | $736,475 +2% |
| 2024 | $9,340 +2.5% | $722,036 +2% |
| 2023 | $9,114 +2.3% | $707,879 +2% |
| 2022 | $8,911 +20.2% | $694,000 +22.8% |
| 2021 | $7,413 +10.5% | $565,000 +8.8% |
| 2020 | $6,709 +8.5% | $519,157 +2% |
| 2019 | $6,182 +16.5% | $508,979 +15.9% |
| 2018 | $5,309 +1.3% | $439,138 +2% |
| 2017 | $5,240 +4.2% | $430,528 +2% |
| 2016 | $5,029 +0.5% | $422,087 +1.5% |
| 2015 | $5,003 +19% | $415,748 +18.8% |
| 2014 | $4,204 | $350,000 +1.2% |
| 2013 | -- | $346,000 +15.3% |
| 2012 | -- | $300,000 |
| 2011 | -- | $300,000 |
| 2010 | -- | $300,000 |
| 2009 | -- | $300,000 -21.1% |
| 2008 | -- | $380,407 +2% |
| 2007 | -- | $372,949 +2% |
| 2006 | -- | $365,637 +2% |
| 2005 | -- | $358,468 +2% |
| 2004 | -- | $351,440 +92.5% |
| 2003 | -- | $182,522 +2% |
| 2002 | -- | $178,944 +2% |
| 2001 | -- | $175,436 |
Find assessor info on the county website
Neighborhood: 92019
Nearby schools
GreatSchools rating
- 4/10Meridian Elementary SchoolGrades: K-5Distance: 0.3 mi
- 2/10Montgomery Middle SchoolGrades: 6-8Distance: 0.9 mi
- 8/10Valhalla High SchoolGrades: 9-12Distance: 1.7 mi
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Estimated market value
$833,600
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$833,600
- California
- San Diego County
- El Cajon
- 92019
- 828 Waterloo Ave
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