Pending

$424,900

831 DIVISION Street, Fernandina Beach, FL 32034

3beds

1,195sqft

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Single Family Residence

Built in 2002

5,662 Square Feet Lot

$419,900 Zestimate^®

$356/sqft

$-- HOA

What's special

The air feels different here. Salt air drifts in from the coast and becomes part of everyday life at 831 Division Street, something people come to Fernandina Beach for but rarely find this close to everything. Just minutes from downtown and Central Park, errands turn into familiar faces and evenings don't need a plan. The pace is slower, but never still, with most places reachable by bike or golf cart. Inside, this move-in ready 3-bedroom, 2-bath home is filled with natural light, creating an open, easy feel. The kitchen anchors the space with a waterfall-edge island, perfect for gathering. Outside, a fully fenced backyard offers room for dogs, coffee mornings, and relaxed evenings, all low maintenance. A one-car garage adds flexibility. Set among locals and newcomers alike, you're near the beach, the greenway, and downtown, offering a rare chance to enjoy island living without overpaying.

94 days

51

0

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
Laundry: In Garage

Features

Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub
Flooring: Tile, Vinyl

Interior area

Total interior livable area: 1,195 sqft

Property

Parking

Total spaces: 1
Parking features: Garage, Off Street
Garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Rear Porch
Fencing: Fenced,Back Yard,Privacy,Wood

Lot

Size: 5,662 Square Feet

Details

Parcel number: 0000311800R2130050
Zoning description: Residential

Construction

Type & style

Home type: SingleFamily
Architectural style: Other
Property subtype: Single Family Residence

Materials

Vinyl Siding
Roof: Shingle

Condition

Updated/Remodeled
New construction: No
Year built: 2002

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Community & HOA

Community

Subdivision: City Of Fernandina Beach

HOA

Has HOA: No

Location

Region: Fernandina Beach

Financial & listing details

Price per square foot: $356/sqft
Tax assessed value: $323,410
Annual tax amount: $5,242
Date on market: 4/3/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Asphalt

Estimated market value

$419,900

$399,000 - $441,000

$2,519/mo

Price history

Date	Event	Price
4/9/2026	Pending sale	$424,900$356/sqft
Source: AINCAR #115594 Report a problem
4/1/2026	Listed for sale	$424,900+6.2%$356/sqft
Source: AINCAR #115594 Report a problem
8/29/2023	Listing removed	--
Source: Zillow Rentals Report a problem
8/23/2023	Listed for rent	$2,400$2/sqft
Source: Zillow Rentals Report a problem
8/2/2021	Sold	$400,000+27.4%$335/sqft
Source: AINCAR #95719 Report a problem
11/20/2020	Sold	$314,000-1.6%$263/sqft
Source: realMLS #1073228 Report a problem
9/26/2020	Pending sale	$319,000$267/sqft
Source: COLDWELL BANKER VANGUARD REALTY #1073228 Report a problem
9/15/2020	Listed for sale	$319,000+27.6%$267/sqft
Source: COLDWELL BANKER VANGUARD REALTY #1073228 Report a problem
11/8/2019	Sold	$250,000-3.8%$209/sqft
Source: Public Record Report a problem
10/2/2019	Pending sale	$259,900$217/sqft
Source: PALM III REALTY, INC #1010370 Report a problem
8/11/2019	Listed for sale	$259,900+33.3%$217/sqft
Source: PALM III REALTY, INC #1010370 Report a problem
5/11/2018	Sold	$195,000-2.5%$163/sqft
Source: Public Record Report a problem
4/5/2018	Listed for sale	$200,000+90.7%$167/sqft
Source: ERA Fernandina Beach Realty #80035 Report a problem
8/9/2004	Sold	$104,900$88/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$5,163 -8.2%	$323,410 +8.9%
2023	$5,621 +13.3%	$296,923 +10%
2022	$4,961 +22.9%	$269,930 +27.1%
2021	$4,037 +52.3%	$212,361 +15.9%
2020	$2,651 +0.6%	$183,272 +43.3%
2019	$2,636	$127,931 +9.8%
2018	$2,636 +11.3%	$116,561 +5%
2017	$2,369 +7.1%	$111,001 +9.6%
2016	$2,212 +7.8%	$101,322 +5.5%
2015	$2,051 +4.2%	$96,007 +7.9%
2014	$1,969	$88,985 +8.9%
2013	--	$81,738 -3.8%
2012	--	$84,935 -12.2%
2011	--	$96,704 -0.3%
2010	--	$97,038 -12.2%
2009	--	$110,474 -15.8%
2008	--	$131,162 -5.9%
2007	--	$139,318 +21.5%
2006	--	$114,627 +33.9%
2005	--	$85,638 +12.7%
2004	--	$76,015 +2.9%
2003	--	$73,855

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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