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For sale
    • $299,000

    8395 N Channel Dr, Algonac, MI 48001

    3beds
    1,389sqft
    : 
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    Single Family Residence
    Built in 1923
    0.49 Acres Lot
    $153,000 Zestimate®
    $215/sqft
    $-- HOA

    What's special

    Land contract terms available. A rare opportunity for an Island Cottage on the North Channel - Harsens Island neighborhood - part of the St Clair Flats/North Channel Flats, just upstream from the entrance of Anchor Bay on Lake St Clair. The cottage is minutes away by boat from all of your favorite lake hangouts. This is a water access only Island Cottage. The cottage is just a short three minute boat ride from the mainland on Anchor Bay Drive (rented boat well/parking lot). This property is surrounded by stunning panoramic views of water, sunrise and sunset skies. The scenic beauty is endless. Words and pictures barely describe the incredible views. The property location is known for being one of the best areas for recreational boating, fishing and hunting. Enjoy an open floor plan, enclosed front porch, front and rear decks, and a 300+ foot sea wall offering exceptional dockage around the island. The property includes a 40‘ x 16‘ covered boat hoist with a 16,000 pound lift capacity (fits up to 12 foot beam) and a 12‘ x 10‘ utility storage shed. For the investors, this property has the potential of being a unique vacation rental. Cottage is turnkey ready. Owner is open to selling fully furnished. Agent is owner.
    10 days
    |
    658
    |
    13
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    Zillow last checked:

    Listing updated:

    Listed by:

    Louis Nardi 586-932-4415,

    EXP Realty Shelby Twp 586-932-4415

    Source: Realcomp II,MLS#: 20261051053MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 198
      • Dimensions: 18 X 11
      Bedroom
      • Level: Second
      • Area: 143
      • Dimensions: 13 X 11
      Bedroom
      • Level: Second
      • Area: 110
      • Dimensions: 11 X 10
      Other
      • Level: Entry
      • Area: 60
      • Dimensions: 10 X 6
      Dining room
      • Level: Entry
      • Area: 144
      • Dimensions: 12 X 12
      Kitchen
      • Level: Entry
      • Area: 130
      • Dimensions: 13 X 10
      Living room
      • Level: Entry
      • Area: 276
      • Dimensions: 23 X 12
      Other
      • Level: Entry
      • Area: 161
      • Dimensions: 23 X 7
      Heating
      • Electric, Space Heater
      Cooling
      • Attic Fan, Wall Units
      Features
      • Has basement: No
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total interior livable area: 1,389 sqft
      • Finished area above ground: 1,389

      Property

      Parking
      • Parking features: No Garage
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: GroundLevel
      • Patio & porch: Deck, Patio
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: All Sports Lake, Direct Water Frontage, Dock Facilities, Lake Front, Lake Privileges, Seawall, Waterfront
      • Body of water: Lake St. Clair
      Lot
      • Size: 0.49 Acres
      • Dimensions: 50 x 408
      Details
      • Parcel number: 74149460014000
      • Special conditions: Agent Owned,Short Sale No

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow,Cottage
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Pillar Post Pier
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1923
      • Major remodel year: 2025

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Other

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Algonac

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $26,299
      • Annual tax amount: $1,320
      • Date on market: 7/10/2026
      • Cumulative days on market: 90 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional

        Estimated market value

        $153,000

        $118,000 - $193,000

        $1,487/mo

        Price history

        DateEventPrice
        7/10/2026Listed for sale$299,000-14.5%$215/sqft
        Source: Realcomp II #20261051053 Report a problem
        7/7/2026Listing removed$349,900$252/sqft
        Source: eXp Realty #20261026025 Report a problem
        6/12/2026Price change$349,900-10.1%$252/sqft
        Source: Realcomp II #20261026025 Report a problem
        4/17/2026Listed for sale$389,000-8.5%$280/sqft
        Source: Realcomp II #20261026025 Report a problem
        1/6/2026Listing removed$425,000$306/sqft
        Source: eXp Realty #20251003235 Report a problem
        9/18/2025Price change$425,000-14.8%$306/sqft
        Source: Realcomp II #20251003235 Report a problem
        5/29/2025Listed for sale$499,000$359/sqft
        Source: Realcomp II #20251003235 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,296 +4.7%$67,900 +8.6%
        2024$1,238 +6%$62,500 +7.2%
        2023$1,167 +4.1%$58,300 +11.3%
        2022$1,121 $52,400 +7.2%
        2021-- $48,900 +1.2%
        2020-- $48,300 +3%
        2019$1,223 $46,900 +5.4%
        2018-- $44,500 +27.9%
        2017$1,189 $34,800
        2016-- $34,800 +14.5%
        2015-- $30,400 +38.8%
        2014-- $21,900 +10.6%
        2013-- $19,800 +0.5%
        2012-- $19,700 -8.8%
        2011-- $21,600
        2010-- $21,600 -32.5%
        2009-- $32,000 -7.2%
        2008-- $34,500 +1.1%
        2007-- $34,140
        2006-- --
        2001-- $22,558 +16.2%
        2000-- $19,416
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48001

        Getting around

        1 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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