Skip main navigation
Under contract
  • $1,249,999

    844 Harbor View Ter, Annapolis, MD 21409

    5beds
    2,920sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1987
    9,660 Square Feet Lot
    $1,208,500 Zestimate®
    $428/sqft
    $1/mo HOA

    What's special

    Wake up to panoramic views of the Magothy River from this beautifully updated home in the sought-after waterfront community of Cape St. Claire. Expansive windows fill the home with natural light while showcasing breathtaking water views from many of the primary living spaces. The stunning remodeled kitchen features quartz countertops, stainless steel appliances, custom cabinetry, a dry bar, and an open layout that flows seamlessly into the dining and living areas. Hardwood flooring, beautifully renovated bathrooms, updated stair railings, fresh paint, and designer finishes create a home that is both elegant and inviting. Offering a highly desirable layout with two main-level bedrooms and a private upper-level primary suite, the home provides exceptional flexibility for guests, multigenerational living, or a dedicated home office. The spacious primary retreat features a sitting area, custom walk-in closet, spa-inspired bath, and private balcony overlooking the Magothy River. The finished lower level provides additional flexible living space, abundant storage, and walk-out access to the backyard. Outdoor living shines with an expansive Ipe wood deck with glass railings, a hot tub, beautifully landscaped grounds, and stairs leading toward the shoreline—perfect for entertaining or simply enjoying the ever-changing waterfront scenery. With more than $250,000 invested in improvements over the past four years, this home combines timeless design with modern efficiency. Major updates include a complete kitchen renovation, three remodeled bathrooms, hardwood flooring, dual high-efficiency Carrier HVAC systems, updated electrical service with a Level 2 EV charger, reverse osmosis and whole-house water filtration systems, well pump replacement, waterproofing improvements, custom primary closet, backyard fencing, and much more. Conveniently located just minutes from downtown Annapolis, Broadneck schools, shopping, dining, commuter routes, and the Chesapeake Bay Bridge, this is a rare opportunity to own an extensively updated home with spectacular water views in one of Anne Arundel County's most beloved waterfront communities.
    6 days
    |
    855
    |
    48
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Brooke Austin-McAdam 410-707-2526,

    TTR Sotheby's International Realty (410) 280-5600,

    Co-Listing Agent: Kathleen M Austin 410-458-8758,

    TTR Sotheby's International Realty

    Source: Bright MLS,MLS#: MDAA2149710MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Basement, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
      Primary bedroom
      • Features: Walk-In Closet(s), Soaking Tub, Primary Bedroom - Sitting Area, Flooring - Carpet, Double Sink, Ceiling Fan(s), Cathedral/Vaulted Ceiling, Attached Bathroom, Balcony Access
      • Level: Upper
      • Area: 420 Square Feet
      • Dimensions: 21 X 20
      Bedroom 2
      • Features: Flooring - Carpet, Ceiling Fan(s)
      • Level: Upper
      • Area: 187 Square Feet
      • Dimensions: 11 X 17
      Bedroom 3
      • Features: Flooring - Carpet
      • Level: Upper
      • Area: 144 Square Feet
      • Dimensions: 12 X 12
      Bedroom 4
      • Features: Walk-In Closet(s), Flooring - Carpet, Ceiling Fan(s)
      • Level: Main
      • Area: 168 Square Feet
      • Dimensions: 12 X 14
      Bedroom 5
      • Features: Flooring - Carpet
      • Level: Main
      • Area: 210 Square Feet
      • Dimensions: 15 X 14
      Primary bathroom
      • Features: Attached Bathroom, Soaking Tub, Double Sink, Flooring - Tile/Brick
      • Level: Upper
      • Area: 126 Square Feet
      • Dimensions: 9 X 14
      Bathroom 2
      • Features: Flooring - Tile/Brick, Bathroom - Tub Shower
      • Level: Upper
      • Area: 56 Square Feet
      • Dimensions: 7 X 8
      Bathroom 3
      • Features: Bathroom - Tub Shower, Flooring - Tile/Brick
      • Level: Main
      • Area: 54 Square Feet
      • Dimensions: 6 X 9
      Basement
      • Features: Basement - Partially Finished
      • Level: Lower
      Dining room
      • Features: Dining Area, Fireplace - Other, Flooring - Laminated, Living/Dining Room Combo, Wet Bar
      • Level: Main
      • Area: 216 Square Feet
      • Dimensions: 12 X 18
      Family room
      • Features: Flooring - Laminated, Ceiling Fan(s), Cathedral/Vaulted Ceiling
      • Level: Main
      • Area: 432 Square Feet
      • Dimensions: 18 X 24
      Kitchen
      • Features: Breakfast Bar, Granite Counters
      • Level: Main
      • Area: 150 Square Feet
      • Dimensions: 15 X 10
      Laundry
      • Level: Upper
      Heating
      • Heat Pump, Central, Electric, Oil
      Cooling
      • Attic Fan, Ceiling Fan(s), Central Air, Heat Pump, Programmable Thermostat, Multi Units, Electric
      Appliances
      • Included: Dishwasher, Disposal, Exhaust Fan, Oven, Oven/Range - Electric, Range Hood, Water Conditioner - Owned, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, Ice Maker, Microwave, Stainless Steel Appliance(s), Water Heater, Water Treat System, Electric Water Heater
      • Laundry: Upper Level, Laundry Room
      Features
      • Dining Area, Primary Bath(s), Entry Level Bedroom, Recessed Lighting, Open Floorplan, Attic, Ceiling Fan(s), Soaking Tub, Walk-In Closet(s), Combination Dining/Living, Family Room Off Kitchen, Bathroom - Tub Shower, Bar, Primary Bedroom - Bay Front, Bathroom - Walk-In Shower, Butlers Pantry, Kitchen - Gourmet, Upgraded Countertops, Cathedral Ceiling(s), Dry Wall, Vaulted Ceiling(s), High Ceilings, 2 Story Ceilings
      • Flooring: Carpet, Hardwood, Luxury Vinyl, Ceramic Tile, Wood
      • Doors: Insulated, Six Panel, Sliding Glass
      • Windows: Casement, Double Pane Windows, Vinyl Clad, Insulated Windows, Palladian
      • Basement: Drainage System,Interior Entry,Exterior Entry,Concrete,Rough Bath Plumb,Rear Entrance,Unfinished,Water Proofing System
      • Has fireplace: No
      Interior area
      • Total structure area: 4,620
      • Total interior livable area: 2,920 sqft
      • Finished area above ground: 2,920
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Oversized, Garage Faces Front, Garage Faces Rear, Storage, Garage Door Opener, Driveway, Off Street, Detached
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck
      • Exterior features: Flood Lights, Boat Storage, Play Area, Private Beach, Balcony
      • Pool features: Community
      • Spa features: Bath, Hot Tub
      • Has view: Yes
      • View description: Garden, Marina, Water, Bay
      • Has water view: Yes
      • Water view: Marina,Water,Bay
      • Waterfront features: Shared, Bayside, Canoe/Kayak, Boat - Powered, Sail, Private Access
      • Body of water: Deep Creek
      • Frontage length: Water Frontage Ft: 50
      Lot
      • Size: 9,660 Square Feet
      • Features: Front Yard, Landscaped, Rear Yard, Stream/Creek, Bulkheaded, Fishing Available
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Has additional parcels: Yes
      • Parcel number: 020316507750400
      • Zoning: R5
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Combination, Brick, Vinyl Siding
      • Foundation: Concrete Perimeter, Stone
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 1987
      Details
      • Builder model: 3311

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Public Sewer
      • Water: Well
      • Utilities for property: Sewer Available, Water Available, Cable Available, Electricity Available, Multiple Phone Lines, Phone Available

      Community & HOA

      Community
      • Features: Pool
      • Security: Main Entrance Lock, Smoke Detector(s)
      • Subdivision: Cape St Claire
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Access, Boat Ramp, Clubhouse, Pier/Dock, Pool Mem Avail, Pool, Tot Lots/Playground, Water/Lake Privileges, Boat Dock/Slip
      • HOA fee: $10 annually
      • HOA name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
      Location
      • Region: Annapolis

      Financial & listing details

      • Price per square foot: $428/sqft
      • Tax assessed value: $862,467
      • Annual tax amount: $9,689
      • Date on market: 6/25/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple
      • Road surface type: Black Top, Paved

        Estimated market value

        $1,208,500

        $1.15M - $1.27M

        $4,338/mo

        Price history

        DateEventPrice
        6/30/2026Contingent$1,249,999$428/sqft
        Source: Bright MLS #MDAA2149710 Report a problem
        6/25/2026Listed for sale$1,249,999+47.1%$428/sqft
        Source: Bright MLS #MDAA2149710 Report a problem
        10/3/2022Sold$850,000$291/sqft
        Source: Bright MLS #MDAA2037508 Report a problem
        8/31/2022Pending sale$850,000$291/sqft
        Source: Bright MLS #MDAA2037508 Report a problem
        8/10/2022Contingent$850,000$291/sqft
        Source: Bright MLS #MDAA2037508 Report a problem
        8/5/2022Listed for sale$850,000+57.4%$291/sqft
        Source: Bright MLS #MDAA2037508 Report a problem
        10/6/2015Sold$540,000-1.8%$185/sqft
        Source: Agent Provided Report a problem
        9/2/2015Pending sale$550,000$188/sqft
        Source: Long & Foster Real Estate, Inc. #AA8579338 Report a problem
        8/12/2015Price change$550,000-4.3%$188/sqft
        Source: Long & Foster Real Estate, Inc. #AA8579338 Report a problem
        7/7/2015Price change$575,000-4%$197/sqft
        Source: Long & Foster Real Estate, Inc. #AA8579338 Report a problem
        4/23/2015Price change$599,000-4.2%$205/sqft
        Source: Long & Foster Real Estate, Inc. #AA8579338 Report a problem
        3/21/2015Listed for sale$625,000-3.8%$214/sqft
        Source: Long & Foster Real Estate #AA8579338 Report a problem
        12/2/2014Listing removed$650,000$223/sqft
        Source: Long & Foster Real Estate #AA8430484 Report a problem
        8/14/2014Listed for sale$650,000+6.4%$223/sqft
        Source: Long & Foster Real Estate #AA8430484 Report a problem
        6/27/2012Sold$611,000-2.2%$209/sqft
        Source: Public Record Report a problem
        3/3/2012Listed for sale$625,000+24.8%$214/sqft
        Source: Prudential PenFed Realty #AA7786036 Report a problem
        6/21/2002Sold$501,000$172/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,381 +11.5%$815,533 +6.1%
        2024$8,416 +1.4%$768,600 +1.1%
        2023$8,303 +5.6%$760,333 +1.1%
        2022$7,859 +1.1%$752,067 +1.1%
        2021$7,773 +6%$743,800 +6.1%
        2020$7,330 +6.4%$700,800 -5.8%
        2019$6,887 +10.5%$743,800 +21%
        2018$6,234 +2564.1%$614,800 +0.7%
        2017$234 $610,233 +0.8%
        2016$234 $605,667 +0.8%
        2015$234 $601,100
        2014$234 $601,100
        2013-- $601,100 -1.3%
        2012-- $609,100
        2011-- $609,100
        2010-- $609,100 -26.7%
        2009-- $830,500 +13.1%
        2008-- $734,400 +15.1%
        2007-- $638,300 +17.7%
        2006-- $542,200 +13.1%
        2005-- $479,520 +15%
        2004-- $416,840 +17.7%
        2003-- $354,160 +2.7%
        2002-- $344,930 +2.7%
        2001-- $335,700

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21409

        Getting around

        11 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Anne Arundel County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

        Skip to the end of the carouselSkip to the beginning of the carousel