Wake up to panoramic views of the Magothy River from this beautifully updated home in the sought-after waterfront community of Cape St. Claire. Expansive windows fill the home with natural light while showcasing breathtaking water views from many of the primary living spaces. The stunning remodeled kitchen features quartz countertops, stainless steel appliances, custom cabinetry, a dry bar, and an open layout that flows seamlessly into the dining and living areas. Hardwood flooring, beautifully renovated bathrooms, updated stair railings, fresh paint, and designer finishes create a home that is both elegant and inviting. Offering a highly desirable layout with two main-level bedrooms and a private upper-level primary suite, the home provides exceptional flexibility for guests, multigenerational living, or a dedicated home office. The spacious primary retreat features a sitting area, custom walk-in closet, spa-inspired bath, and private balcony overlooking the Magothy River. The finished lower level provides additional flexible living space, abundant storage, and walk-out access to the backyard. Outdoor living shines with an expansive Ipe wood deck with glass railings, a hot tub, beautifully landscaped grounds, and stairs leading toward the shoreline—perfect for entertaining or simply enjoying the ever-changing waterfront scenery. With more than $250,000 invested in improvements over the past four years, this home combines timeless design with modern efficiency. Major updates include a complete kitchen renovation, three remodeled bathrooms, hardwood flooring, dual high-efficiency Carrier HVAC systems, updated electrical service with a Level 2 EV charger, reverse osmosis and whole-house water filtration systems, well pump replacement, waterproofing improvements, custom primary closet, backyard fencing, and much more. Conveniently located just minutes from downtown Annapolis, Broadneck schools, shopping, dining, commuter routes, and the Chesapeake Bay Bridge, this is a rare opportunity to own an extensively updated home with spectacular water views in one of Anne Arundel County's most beloved waterfront communities.
Under contract
$1,249,999
844 Harbor View Ter, Annapolis, MD 21409
5beds
2,920sqft
Single Family Residence
Built in 1987
9,660 Square Feet Lot
$1,208,500 Zestimate®
$428/sqft
$1/mo HOA
What's special
- 6 days |
- 855 |
- 48 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Brooke Austin-McAdam 410-707-2526,
TTR Sotheby's International Realty (410) 280-5600,
Co-Listing Agent: Kathleen M Austin 410-458-8758,
TTR Sotheby's International Realty
Source: Bright MLS,MLS#: MDAA2149710
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Basement, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
Primary bedroom
- Features: Walk-In Closet(s), Soaking Tub, Primary Bedroom - Sitting Area, Flooring - Carpet, Double Sink, Ceiling Fan(s), Cathedral/Vaulted Ceiling, Attached Bathroom, Balcony Access
- Level: Upper
- Area: 420 Square Feet
- Dimensions: 21 X 20
Bedroom 2
- Features: Flooring - Carpet, Ceiling Fan(s)
- Level: Upper
- Area: 187 Square Feet
- Dimensions: 11 X 17
Bedroom 3
- Features: Flooring - Carpet
- Level: Upper
- Area: 144 Square Feet
- Dimensions: 12 X 12
Bedroom 4
- Features: Walk-In Closet(s), Flooring - Carpet, Ceiling Fan(s)
- Level: Main
- Area: 168 Square Feet
- Dimensions: 12 X 14
Bedroom 5
- Features: Flooring - Carpet
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15 X 14
Primary bathroom
- Features: Attached Bathroom, Soaking Tub, Double Sink, Flooring - Tile/Brick
- Level: Upper
- Area: 126 Square Feet
- Dimensions: 9 X 14
Bathroom 2
- Features: Flooring - Tile/Brick, Bathroom - Tub Shower
- Level: Upper
- Area: 56 Square Feet
- Dimensions: 7 X 8
Bathroom 3
- Features: Bathroom - Tub Shower, Flooring - Tile/Brick
- Level: Main
- Area: 54 Square Feet
- Dimensions: 6 X 9
Basement
- Features: Basement - Partially Finished
- Level: Lower
Dining room
- Features: Dining Area, Fireplace - Other, Flooring - Laminated, Living/Dining Room Combo, Wet Bar
- Level: Main
- Area: 216 Square Feet
- Dimensions: 12 X 18
Family room
- Features: Flooring - Laminated, Ceiling Fan(s), Cathedral/Vaulted Ceiling
- Level: Main
- Area: 432 Square Feet
- Dimensions: 18 X 24
Kitchen
- Features: Breakfast Bar, Granite Counters
- Level: Main
- Area: 150 Square Feet
- Dimensions: 15 X 10
Laundry
- Level: Upper
Heating
- Heat Pump, Central, Electric, Oil
Cooling
- Attic Fan, Ceiling Fan(s), Central Air, Heat Pump, Programmable Thermostat, Multi Units, Electric
Appliances
- Included: Dishwasher, Disposal, Exhaust Fan, Oven, Oven/Range - Electric, Range Hood, Water Conditioner - Owned, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, Ice Maker, Microwave, Stainless Steel Appliance(s), Water Heater, Water Treat System, Electric Water Heater
- Laundry: Upper Level, Laundry Room
Features
- Dining Area, Primary Bath(s), Entry Level Bedroom, Recessed Lighting, Open Floorplan, Attic, Ceiling Fan(s), Soaking Tub, Walk-In Closet(s), Combination Dining/Living, Family Room Off Kitchen, Bathroom - Tub Shower, Bar, Primary Bedroom - Bay Front, Bathroom - Walk-In Shower, Butlers Pantry, Kitchen - Gourmet, Upgraded Countertops, Cathedral Ceiling(s), Dry Wall, Vaulted Ceiling(s), High Ceilings, 2 Story Ceilings
- Flooring: Carpet, Hardwood, Luxury Vinyl, Ceramic Tile, Wood
- Doors: Insulated, Six Panel, Sliding Glass
- Windows: Casement, Double Pane Windows, Vinyl Clad, Insulated Windows, Palladian
- Basement: Drainage System,Interior Entry,Exterior Entry,Concrete,Rough Bath Plumb,Rear Entrance,Unfinished,Water Proofing System
- Has fireplace: No
Interior area
- Total structure area: 4,620
- Total interior livable area: 2,920 sqft
- Finished area above ground: 2,920
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Oversized, Garage Faces Front, Garage Faces Rear, Storage, Garage Door Opener, Driveway, Off Street, Detached
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck
- Exterior features: Flood Lights, Boat Storage, Play Area, Private Beach, Balcony
- Pool features: Community
- Spa features: Bath, Hot Tub
- Has view: Yes
- View description: Garden, Marina, Water, Bay
- Has water view: Yes
- Water view: Marina,Water,Bay
- Waterfront features: Shared, Bayside, Canoe/Kayak, Boat - Powered, Sail, Private Access
- Body of water: Deep Creek
- Frontage length: Water Frontage Ft: 50
Lot
- Size: 9,660 Square Feet
- Features: Front Yard, Landscaped, Rear Yard, Stream/Creek, Bulkheaded, Fishing Available
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Has additional parcels: Yes
- Parcel number: 020316507750400
- Zoning: R5
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Combination, Brick, Vinyl Siding
- Foundation: Concrete Perimeter, Stone
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1987
Details
- Builder model: 3311
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Well
- Utilities for property: Sewer Available, Water Available, Cable Available, Electricity Available, Multiple Phone Lines, Phone Available
Community & HOA
Community
- Features: Pool
- Security: Main Entrance Lock, Smoke Detector(s)
- Subdivision: Cape St Claire
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Boat Ramp, Clubhouse, Pier/Dock, Pool Mem Avail, Pool, Tot Lots/Playground, Water/Lake Privileges, Boat Dock/Slip
- HOA fee: $10 annually
- HOA name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $428/sqft
- Tax assessed value: $862,467
- Annual tax amount: $9,689
- Date on market: 6/25/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
- Road surface type: Black Top, Paved
Estimated market value
$1,208,500
$1.15M - $1.27M
$4,338/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Contingent | $1,249,999$428/sqft |
Source: | ||
| 6/25/2026 | Listed for sale | $1,249,999+47.1%$428/sqft |
Source: | ||
| 10/3/2022 | Sold | $850,000$291/sqft |
Source: | ||
| 8/31/2022 | Pending sale | $850,000$291/sqft |
Source: | ||
| 8/10/2022 | Contingent | $850,000$291/sqft |
Source: | ||
| 8/5/2022 | Listed for sale | $850,000+57.4%$291/sqft |
Source: | ||
| 10/6/2015 | Sold | $540,000-1.8%$185/sqft |
Source: Agent Provided Report a problem | ||
| 9/2/2015 | Pending sale | $550,000$188/sqft |
Source: Long & Foster Real Estate, Inc. #AA8579338 Report a problem | ||
| 8/12/2015 | Price change | $550,000-4.3%$188/sqft |
Source: Long & Foster Real Estate, Inc. #AA8579338 Report a problem | ||
| 7/7/2015 | Price change | $575,000-4%$197/sqft |
Source: Long & Foster Real Estate, Inc. #AA8579338 Report a problem | ||
| 4/23/2015 | Price change | $599,000-4.2%$205/sqft |
Source: Long & Foster Real Estate, Inc. #AA8579338 Report a problem | ||
| 3/21/2015 | Listed for sale | $625,000-3.8%$214/sqft |
Source: Long & Foster Real Estate #AA8579338 Report a problem | ||
| 12/2/2014 | Listing removed | $650,000$223/sqft |
Source: Long & Foster Real Estate #AA8430484 Report a problem | ||
| 8/14/2014 | Listed for sale | $650,000+6.4%$223/sqft |
Source: Long & Foster Real Estate #AA8430484 Report a problem | ||
| 6/27/2012 | Sold | $611,000-2.2%$209/sqft |
Source: Public Record Report a problem | ||
| 3/3/2012 | Listed for sale | $625,000+24.8%$214/sqft |
Source: Prudential PenFed Realty #AA7786036 Report a problem | ||
| 6/21/2002 | Sold | $501,000$172/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,381 +11.5% | $815,533 +6.1% |
| 2024 | $8,416 +1.4% | $768,600 +1.1% |
| 2023 | $8,303 +5.6% | $760,333 +1.1% |
| 2022 | $7,859 +1.1% | $752,067 +1.1% |
| 2021 | $7,773 +6% | $743,800 +6.1% |
| 2020 | $7,330 +6.4% | $700,800 -5.8% |
| 2019 | $6,887 +10.5% | $743,800 +21% |
| 2018 | $6,234 +2564.1% | $614,800 +0.7% |
| 2017 | $234 | $610,233 +0.8% |
| 2016 | $234 | $605,667 +0.8% |
| 2015 | $234 | $601,100 |
| 2014 | $234 | $601,100 |
| 2013 | -- | $601,100 -1.3% |
| 2012 | -- | $609,100 |
| 2011 | -- | $609,100 |
| 2010 | -- | $609,100 -26.7% |
| 2009 | -- | $830,500 +13.1% |
| 2008 | -- | $734,400 +15.1% |
| 2007 | -- | $638,300 +17.7% |
| 2006 | -- | $542,200 +13.1% |
| 2005 | -- | $479,520 +15% |
| 2004 | -- | $416,840 +17.7% |
| 2003 | -- | $354,160 +2.7% |
| 2002 | -- | $344,930 +2.7% |
| 2001 | -- | $335,700 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21409
Nearby schools
GreatSchools rating
- 8/10Cape St. Claire Elementary SchoolGrades: PK-5Distance: 1 mi
- 9/10Magothy River Middle SchoolGrades: 6-8Distance: 3 mi
- 8/10Broadneck High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Anne Arundel County
- Annapolis
- 21409
- 844 Harbor View Ter






