Discover waterfront living in Jolly Roger Estates on Little Torch Key. This beautifully maintained 3 bedroom, 3 bathroom canal-front home offers quick boating access to open water, making it ideal for fishing and island adventures.Designed for the Florida Keys lifestyle, the property features a private pool, tiki hut, and spacious outdoor entertaining areas overlooking the canal. Boaters will appreciate the dock and 14,000-lb boat lift, providing easy access for larger vessels.Whether you're seeking a full-time residence or a luxury island retreat, this home delivers the perfect blend of comfort, boating, and relaxed Keys living.
For sale
Price cut: $30K (6/13)
$1,369,000
845 Pirates Rd, Little Torch Key, FL 33042
3beds
1,820sqft
Single Family Residence
Built in 1988
6,534 Square Feet Lot
$1,337,000 Zestimate®
$752/sqft
$-- HOA
What's special
Private poolTiki hut
- 92 days |
- 885 |
- 60 |
Zillow last checked:
Listing updated:
Listed by:
Sandra Dolowy 574-621-4857,
KeyIsle Realty
Source: FLKMLS,MLS#: 619055
Originating MLS: Marathon/Lower Keys
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Washer, Stainless Steel Appliance(s), Freezer, Microwave, Oven, Refrigerator, Dishwasher, Dryer, fridge in storage, b
Features
- Flooring: Tile, Wood
- Doors: Impact Rstnce Doors
- Windows: Drapes/Blinds Incl, Impact Rstnce Window, Accordion
- Furnished: Yes
Interior area
- Total interior livable area: 1,820 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Covered
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open Porch/Balcony, Deck, Screened Patio, Patio, Screened P/B
- Exterior features: Storage
- Has private pool: Yes
- Pool features: In Ground, Fiberglass, Salt Water
- Fencing: Fenced
- Has view: Yes
- View description: Ocean, Water
- Has water view: Yes
- Water view: Ocean,Water
- Waterfront features: Canal Front, Waterfront, Dock: Composite, Dockage: Boat Lift, Other Dockage
Lot
- Size: 6,534 Square Feet
- Features: Less Than 1/4 Acre
- Residential vegetation: Fruit Tree(s)
Details
- Parcel number: 00217990000000
- Zoning: IS
- Zoning description: Improved Subivision District
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence
Materials
- Hardi Board Siding
- Roof: Metal
Condition
- Year built: 1988
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Propane
Green energy
- Green verification: ENERGY STAR Certified Homes
Community & HOA
Community
- Security: On Premises System
- Subdivision: Jolly Roger Estates (28.5)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Little Torch Key
Financial & listing details
- Price per square foot: $752/sqft
- Tax assessed value: $1,128,181
- Annual tax amount: $5,809
- Date on market: 3/13/2026
- Listing terms: Cash,Conventional
Estimated market value
$1,337,000
$1.27M - $1.40M
$7,440/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/13/2026 | Price change | $1,369,000-2.1%$752/sqft |
Source: | ||
| 4/9/2026 | Price change | $1,399,000-3.5%$769/sqft |
Source: | ||
| 3/13/2026 | Listed for sale | $1,449,000+9.4%$796/sqft |
Source: | ||
| 8/17/2022 | Sold | $1,325,000-5.4%$728/sqft |
Source: | ||
| 7/19/2022 | Listed for sale | $1,400,000$769/sqft |
Source: | ||
| 7/19/2022 | Contingent | $1,400,000$769/sqft |
Source: | ||
| 7/17/2022 | Pending sale | $1,400,000$769/sqft |
Source: | ||
| 7/14/2022 | Price change | $1,400,000-6.7%$769/sqft |
Source: | ||
| 7/2/2022 | Listed for sale | $1,500,000+30.4%$824/sqft |
Source: | ||
| 12/3/2021 | Sold | $1,150,000-4.1%$632/sqft |
Source: | ||
| 10/13/2021 | Contingent | $1,199,000$659/sqft |
Source: | ||
| 10/5/2021 | Price change | $1,199,000-6%$659/sqft |
Source: | ||
| 8/17/2021 | Listed for sale | $1,275,000+155%$701/sqft |
Source: | ||
| 4/1/2014 | Sold | $500,000-7.2%$275/sqft |
Source: Public Record Report a problem | ||
| 3/13/2014 | Pending sale | $539,000$296/sqft |
Source: CENTURY 21 Schwartz Realty #562414 Report a problem | ||
| 10/30/2013 | Price change | $539,000+1.9%$296/sqft |
Source: Owner Report a problem | ||
| 9/24/2013 | Listed for sale | $529,000+35.6%$291/sqft |
Source: Owner Report a problem | ||
| 9/18/2012 | Sold | $390,000-2.3%$214/sqft |
Source: Public Record Report a problem | ||
| 8/9/2012 | Pending sale | $399,000$219/sqft |
Source: CENTURY 21 Schwartz Realty #558581 Report a problem | ||
| 7/27/2012 | Listed for sale | $399,000-19.4%$219/sqft |
Source: Century 21 Schwartz Realty BPK #558581 Report a problem | ||
| 6/19/2010 | Listing removed | $495,000$272/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #548989 Report a problem | ||
| 6/20/2009 | Listed for sale | $495,000+160.5%$272/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #548989 Report a problem | ||
| 7/29/1994 | Sold | $190,000$104/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,809 +7% | $647,354 +4.3% |
| 2024 | $5,429 -45.6% | $620,647 -44.9% |
| 2023 | $9,983 +2138.3% | $1,125,834 +21.2% |
| 2022 | $446 -92% | $928,896 +74.9% |
| 2021 | $5,568 -1.1% | $531,143 -0.3% |
| 2020 | $5,629 | $532,811 -1.1% |
| 2019 | $5,629 -1.3% | $538,901 +5.6% |
| 2018 | $5,703 +2.3% | $510,553 +0.2% |
| 2017 | $5,575 +1% | $509,661 +7.4% |
| 2016 | $5,519 +3.6% | $474,619 +12.4% |
| 2015 | $5,325 | $422,421 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33042
Nearby schools
GreatSchools rating
- 5/10Sugarloaf SchoolGrades: PK-8Distance: 8.9 mi
- 3/10Key West High SchoolGrades: 9-12Distance: 25.4 mi
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A local lender can help you make sure your offer is ready when you are.
- Florida
- Monroe County
- Summerland Key
- 33042
- 845 Pirates Rd






