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For sale
  • Price cut: $20K (7/1)
    $1,349,000

    845 Pirates Rd, Little Torch Key, FL 33042

    3beds
    1,820sqft
    : 
    $7,882/mo
    Get pre-qualified
    Single Family Residence
    Built in 1988
    6,534 Square Feet Lot
    $1,312,400 Zestimate®
    $741/sqft
    $-- HOA

    What's special

    Private poolTiki hut
    Discover waterfront living in Jolly Roger Estates on Little Torch Key. This beautifully maintained 3 bedroom, 3 bathroom canal-front home offers quick boating access to open water, making it ideal for fishing and island adventures. Designed for the Florida Keys lifestyle, the property features a private pool, tiki hut, and spacious outdoor entertaining areas overlooking the canal. Boaters will appreciate the dock and 14,000-lb boat lift, providing easy access for larger vessels. Whether you're seeking a full-time residence or a luxury island retreat, this home delivers the perfect blend of comfort, boating, and relaxed Keys living.
    138 days
    |
    839
    |
    69
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sandra Dolowy 574-621-4857,

    KeyIsle Realty

    Source: FLKMLS,MLS#: 619055MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Cooling
      • Wall/Window Unit(s)
      Appliances
      • Included: Washer, Dryer, Dishwasher, Refrigerator, Oven, Microwave, Freezer, Stainless Steel Appliance(s)
      Features
      • Flooring: Tile, Wood
      • Furnished: Yes
      Interior area
      • Total structure area: 1,820
      • Total interior livable area: 1,820 sqft
      Video & virtual tour

      Property

      Features
      • Patio & porch: Open Porch/Balcony, Deck, Patio, Screened Patio
      • Exterior features: Fruit Tree(s), Storage
      • Has private pool: Yes
      • Pool features: In Ground, Salt Water, Fiberglass
      • Fencing: Fenced
      • On waterfront: Yes
      Lot
      • Size: 6,534 Square Feet
      Details
      • Parcel number: 00217990000000
      • Zoning: IS - Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: A-Frame
      • Property subtype: Single Family Residence
      Materials
      • Hardi Board Siding
      Condition
      • Year built: 1988

      Community & HOA

      Community
      • Security: On Premises System
      • Subdivision: Jolly Roger Estates (28.5)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Little Torch Key

      Financial & listing details

      • Price per square foot: $741/sqft
      • Tax assessed value: $1,128,181
      • Annual tax amount: $5,809
      • Date on market: 3/13/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $1,312,400

        $1.25M - $1.38M

        $6,519/mo

        Price history

        DateEventPrice
        7/1/2026Price change$1,349,000-1.5%$741/sqft
        Source: FLKMLS #619055 Report a problem
        6/13/2026Price change$1,369,000-2.1%$752/sqft
        Source: FLKMLS #619055 Report a problem
        4/9/2026Price change$1,399,000-3.5%$769/sqft
        Source: FLKMLS #619055 Report a problem
        3/13/2026Listed for sale$1,449,000+9.4%$796/sqft
        Source: Key West AOR #619055 Report a problem
        8/17/2022Sold$1,325,000-5.4%$728/sqft
        Source: FLKMLS #601661 Report a problem
        7/19/2022Listed for sale$1,400,000$769/sqft
        Source: MLKAR #601661 Report a problem
        7/19/2022Contingent$1,400,000$769/sqft
        Source: FLKMLS #601661 Report a problem
        7/17/2022Pending sale$1,400,000$769/sqft
        Source: FLKMLS #601661 Report a problem
        7/14/2022Price change$1,400,000-6.7%$769/sqft
        Source: FLKMLS #601661 Report a problem
        7/2/2022Listed for sale$1,500,000+30.4%$824/sqft
        Source: Key West AOR #601661 Report a problem
        12/3/2021Sold$1,150,000-4.1%$632/sqft
        Source: FLKMLS #597345 Report a problem
        10/13/2021Contingent$1,199,000$659/sqft
        Source: Key West AOR #597345 Report a problem
        10/5/2021Price change$1,199,000-6%$659/sqft
        Source: FLKMLS #597345 Report a problem
        8/17/2021Listed for sale$1,275,000+155%$701/sqft
        Source: FLKMLS #597345 Report a problem
        4/1/2014Sold$500,000-7.2%$275/sqft
        Source: Public Record Report a problem
        3/13/2014Pending sale$539,000$296/sqft
        Source: CENTURY 21 Schwartz Realty #562414 Report a problem
        10/30/2013Price change$539,000+1.9%$296/sqft
        Source: Owner Report a problem
        9/24/2013Listed for sale$529,000+35.6%$291/sqft
        Source: Owner Report a problem
        9/18/2012Sold$390,000-2.3%$214/sqft
        Source: Public Record Report a problem
        8/9/2012Pending sale$399,000$219/sqft
        Source: CENTURY 21 Schwartz Realty #558581 Report a problem
        7/27/2012Listed for sale$399,000-19.4%$219/sqft
        Source: Century 21 Schwartz Realty BPK #558581 Report a problem
        6/19/2010Listing removed$495,000$272/sqft
        Source: Coldwell Banker Schmitt Real Estate Co. #548989 Report a problem
        6/20/2009Listed for sale$495,000+160.5%$272/sqft
        Source: Coldwell Banker Schmitt Real Estate Co. #548989 Report a problem
        7/29/1994Sold$190,000$104/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,809 +7%$647,354 +4.3%
        2024$5,429 -45.6%$620,647 -44.9%
        2023$9,983 +2138.3%$1,125,834 +21.2%
        2022$446 -92%$928,896 +74.9%
        2021$5,568 -1.1%$531,143 -0.3%
        2020$5,629 $532,811 -1.1%
        2019$5,629 -1.3%$538,901 +5.6%
        2018$5,703 +2.3%$510,553 +0.2%
        2017$5,575 +1%$509,661 +7.4%
        2016$5,519 +3.6%$474,619 +12.4%
        2015$5,325 $422,421
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33042

        Getting around

        2 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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