For sale

$899,000

84961 Old Hwy Lot 27, Windley Key, FL 33036

1beds

468sqft

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Single Family Residence

Built in 2015

1,306 Square Feet Lot

$838,800 Zestimate^®

$1,921/sqft

$149/mo HOA

What's special

Oceanfront retreatWaterfront hideawayInviting open layout

Memories begin here. Tucked along the ocean's edge and offering the kind of lifestyle buyers spend years searching for, this one-of-a-kind oceanfront retreat delivers the ultimate Florida Keys escape all for under $1M! What is unique about this property is the 40' protected boat slip located right out your back door. This unit is conveniently located offering quick access to the ocean or the bay and the Islamorada sandbar is within view. The elevated tiki with panoramic ocean vistas that make every sunrise, lunch, happy hour, and sunset unforgettable. Inside, the cottage is light, coastal, and move-in ready with an inviting open layout that keeps the focus where it belongs--on the view and the lifestyle. Whether you're looking for a weekend getaway, fish camp, vacation retreat, or memory-making waterfront hideaway, opportunities like this are incredibly rare. Bring the boat. Bring the family. Start making memories.

57 days

208

12

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 1
Bathrooms: 1
Full bathrooms: 1

Cooling

Central Air, Ceiling Fans(s)

Appliances

Included: Washer, Dryer, Dishwasher, Refrigerator, Range, Microwave, Disposal

Features

Flooring: Wood
Furnished: Yes

Interior area

Total structure area: 468
Total interior livable area: 468 sqft

Property

Parking

Parking features: Open
Has uncovered spaces: Yes

Features

Patio & porch: Deck
Exterior features: Chickee Hut
On waterfront: Yes

Lot

Size: 1,306 Square Feet

Details

Parcel number: 00094121002700
Zoning: MH - Mobile Home Park

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Other

Condition

Year built: 2015

Utilities & green energy

Utilities for property: Elect Separate Meter, Cable Available

Community & HOA

Community

Features: Community Boat Ramp, Other
Subdivision: Unplatted Windley Key (88.0)

HOA

Has HOA: Yes
Services included: Common Area Mnt
HOA fee: $149 monthly

Location

Region: Windley Key

Financial & listing details

Price per square foot: $1,921/sqft
Tax assessed value: $560,076
Annual tax amount: $3,823
Date on market: 5/26/2026

Estimated market value

$838,800

$797,000 - $881,000

$2,805/mo

Price history

Date	Event	Price
5/26/2026	Listed for sale	$899,000+244.7%$1,921/sqft
Source: FLKMLS #620039 Report a problem
9/19/2006	Sold	$260,800$557/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,824 +5.4%	$272,793 +10%
2024	$3,627 +2.3%	$247,994 +10%
2023	$3,546 +23.8%	$225,449 +10%
2022	$2,864 +6.9%	$204,954 +10%
2021	$2,679 +7.5%	$186,322 +10%
2020	$2,491	$169,384 -6.2%
2019	$2,491 +15.8%	$180,602 +9.2%
2018	$2,152 +7.3%	$165,334 -4.2%
2017	$2,005 +4.4%	$172,601 +49.2%
2016	$1,921 +11.2%	$115,691 +0.4%
2015	$1,727	$115,238

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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