85 Cedar Bay Rd, Union Hall, VA 24176
What's special
Peaceful. Private. Effortless lake living. If your vision of Smith Mountain Lake includes quiet mornings on the water, afternoons on the dock, and evenings spent under the stars, this exceptional waterfront retreat deserves a closer look. Tucked into a quiet, no-wake cove, this beautifully maintained home offers a peaceful setting for enjoying the lake without sacrificing one of the most important features of waterfront ownership: easy, dependable access to the water. A wonderful place to swim, relax, entertain, or simply sit by the water--and when you're ready to go boating, you can launch your boat easily. Inside, the home offers generous living space across three levels, with a comfortable layout designed for both everyday living and entertaining. A spacious, fully equiped kitchen creates a natural gathering place, while soaring cathedral ceilings and beautiful cherry hardwoods and tigerwood flooring add warmth and character throughout. Meticulously maintained as a second home, the property feels fresh, cared for, and ready to enjoy. Offered fully furnished--including linens, kitchenware, and décor with only a few personal exclusions--this is truly an easy transition to lake life. Recent improvements provide additional peace of mind, including a 2025 whole-house generator, brand-new HVAC, separate heat pumps for each level, gutter guards and driveway just sealed. No homeowners association. Come for the lake. Stay for the peace and quiet.
- 27 days
- 412
- 23
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
JADA A. TURNER 540-263-0202,
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE 540-721-8659
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 8
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Entry
Bedroom 2
- Level: Entry
Bedroom 3
- Level: Entry
Bedroom 4
- Level: Lower
Bedroom 5
- Level: Lower
Bedroom 6
- Level: Lower
Other
- Level: Lower
Other
- Level: Upper
Dining room
- Level: Entry
Family room
- Level: Lower
Foyer
- Level: Entry
Great room
- Level: Upper
Kitchen
- Level: Entry
Laundry
- Level: Entry
Living room
- Level: Entry
Recreation room
- Level: Lower
Other
- Level: Lower
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Microwave Oven (Built In)
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Storage, Walk-In Closet(s)
- Flooring: Tile, Wood
- Doors: French Doors, Wood
- Windows: Insulated Windows
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 6,596
- Total interior livable area: 6,596 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Covered spaces: 2
Features
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Cove
- Body of water: Smith Mtn Lake
Lot
- Size: 1.27 Acres
- Features: Gentle Sloping, Level
Details
- Additional structures: Shed(s)
- Parcel number: 052 02075 00
- Zoning: A-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- See Remarks, Stone
Condition
- Year built: 2011
Utilities & green energy
- Sewer: Private Septic
- Water: Private Well
Community & HOA
Community
- Subdivision: Cedar Bay
HOA
- Has HOA: No
Location
- Region: Union Hall
Financial & listing details
- Price per square foot: $257/sqft
- Tax assessed value: $1,493,000
- Annual tax amount: $7,495
- Date on market: 10/1/2026
- Cumulative days on market: 194 days
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2026 | Price change | $1,695,000-10.6%$257/sqft |
Source:  RVAR #926651 Report a problem | ||
| 4/17/2026 | Listed for sale | $1,895,000$287/sqft |
Source: RVAR #926651 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,420 | $1,493,000 |
| 2024 | $6,420 +52.1% | $1,493,000 +115.8% |
| 2023 | $4,220 | $691,800 |
| 2022 | $4,220 | $691,800 |
| 2021 | $4,220 | $691,800 |
| 2020 | $4,220 +2.5% | $691,800 +2.5% |
| 2019 | $4,117 | $674,900 |
| 2018 | $4,117 | $674,900 -7.6% |
| 2017 | $4,117 +10.9% | $730,100 |
| 2016 | $3,712 | $730,100 +5% |
| 2015 | $3,712 -1.2% | $695,400 |
| 2014 | $3,755 | -- |
| 2013 | $3,755 | $695,400 |
| 2012 | -- | -- |
Monthly payment
Estimated market value
Not available
Estimated sales range
Not available
Not available
Climate risks
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