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For sale
  • Price cut: $120K (5/26)
    $865,000

    850 Insula Rd, Westcliffe, CO 81252

    2beds
    1,408sqft
    : 
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    Single Family Residence
    Built in 2015
    39.85 Acres Lot
    $822,600 Zestimate®
    $614/sqft
    $30/mo HOA

    What's special

    Escape to your own private Colorado mountain retreat atop Mystic Mountain in the heart of South Central Colorado. This custom-built 3-bedroom, 2-bath ranch home offers 1,408 sq ft of living space with breathtaking Sangre de Cristo Mountain views and nearly 40 secluded acres bordering state land. Features include a spacious main-level primary suite, partially finished attic, open- concept living area with a cozy wood-burning stove, L-shaped kitchen with built-in appliances, attached 2-car garage, and a new covered patio. Sold partially furnished, and the propane tank is included with the property. A standout feature is the impressive 56 x 36 insulated and heated barn, complete with a 6" concrete slab, 14" insulated metal ceiling, WiFi, security cameras, electrical service, a 12 x 13 overhead door, and a 10 x 10 overhead door. The barn is large enough to accommodate a 45' motorhome and includes an attached 13 x 54 lean-to. An additional 28 x 12 detached garage/workshop with a 9 x 9 door is conveniently located near the home. Perfect for hiking, hunting, camping, ATV riding, and wildlife viewing, the property also features raised garden beds and a peaceful man-made pond frequented by deer, elk, bobcats, coyotes, bears, and wolves. With no close neighbors or traffic noise, this property is ideal as a full-time residence, vacation getaway, hunting lodge, or investment property, offering the ultimate in privacy, recreation, and Colorado mountain living. Perfect for hiking, hunting, camping, ATV riding, and wildlife viewing, the property also features raised garden beds and a peaceful man-made pond frequented by deer, elk, bobcats, coyotes, bears, and wolves. With no close neighbors or traffic noise, this property is ideal as a full-time residence, vacation getaway, hunting lodge, equestrian property, or investment opportunity, offering the ultimate in privacy, recreation, and Colorado mountain living.
    82 days
    |
    132
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jackie Shepherd,

    Uc Wapiti Ranch Realty & Auction Llc

    Source: Royal Gorge AOR,MLS#: 9388958MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Heating
      • Electric
      Cooling
      • None
      Features
      • Flooring: Concrete
      • Windows: Double Pane Windows
      • Has fireplace: Yes
      • Fireplace features: Wood Burning Stove
      Interior area
      • Total structure area: 1,408
      • Total interior livable area: 1,408 sqft

      Property

      Parking
      • Parking features: Attached, Detached, 220V, Garage Door Opener, Heated Garage, Oversized, Workshop in Garage
      • Has attached garage: Yes
      Features
      • Has view: Yes
      • View description: 360 Degree, Mountain(s), View of Rock Formations
      • Waterfront features: Stream/Creek
      Lot
      • Size: 39.85 Acres
      • Features: See Remarks
      Details
      • Parcel number: 0010033551

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Wood Frame
      Condition
      • Year built: 2015

      Utilities & green energy

      • Sewer: Public Septic
      • Water: Well
      • Utilities for property: Electricity Connected, Propane

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $30 monthly
      Location
      • Region: Westcliffe

      Financial & listing details

      • Price per square foot: $614/sqft
      • Tax assessed value: $37,350
      • Annual tax amount: $2,523
      • Date on market: 4/3/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $822,600

        $781,000 - $864,000

        $2,381/mo

        Price history

        DateEventPrice
        5/26/2026Price change$865,000-12.2%$614/sqft
        Source: Westcliffe Listing Service #2517896 Report a problem
        4/3/2026Listed for sale$985,000+80.7%$700/sqft
        Source: Westcliffe Listing Service #2517896 Report a problem
        6/24/2021Sold$545,000+3.8%$387/sqft
        Source: Royal Gorge AOR #64607 Report a problem
        5/18/2021Pending sale$524,900$373/sqft
        Source: Westcliffe Listing Service #2514807 Report a problem
        5/9/2021Listed for sale$524,900-17.4%$373/sqft
        Source: Westcliffe Listing Service #2514807 Report a problem
        7/26/2013Sold$635,500$451/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,998 +41.9%$37,350 -5.3%
        2024$1,408 -2.6%$39,420 +11.5%
        2023$1,445 $35,340 +66.5%
        2022$1,445 +11.2%$21,230 -2.9%
        2021$1,300 +0.5%$21,870 +10.4%
        2020$1,293 +17.2%$19,813 0%
        2019$1,103 $19,814 +18.9%
        2018$1,103 $16,662
        2017$1,103 +96%$16,662 +75%
        2016$563 $9,520 +850.1%
        2015-- $1,002 +21.3%
        2012$14 $826

        Find assessor info on the county website

        Monthly payment

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 81252

          Getting around

          0 / 100
          Car-Dependent

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Custer County

          Source: Royal Gorge AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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