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For sale
  • $1,200,000

    850 Oak St, Chattanooga, TN 37403

    4beds
    3,700sqft
    : 
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    Single Family Residence
    Built in 1900
    6,534 Square Feet Lot
    $1,118,500 Zestimate®
    $324/sqft
    $-- HOA

    What's special

    Decorative fireplacesCenter islandWalk-in pantryCovered front porchPainted brick accent wallsFanciful wallpaper and hardwareBrass light switches
    Meticulously renovated all-brick 4 bedroom, 3.5 bath home in the historic Fortwood District within walking distance of UTC and close to additional schools, hospitals, shopping, restaurants, and downtown Chattanooga. Built circa 1900, the seller had a wonderful vision and did an absolutely beautiful job of updating the home with modern amenities, including an in-law suite in the daylight basement, but also staying true to the period in which the home was built. You will especially appreciate the original hardwoods throughout most of the house, the choice of tile in the bathrooms, the dental molding, tall ceilings, pocket doors - both solid and glass, decorative fireplaces, painted brick accent walls, color washed walls, brass light switches, fanciful wallpaper and hardware, sound system wiring, and more. Your tour begins with entry from the covered front porch to the spacious foyer that boasts a sitting area and the front staircase to the upper level. The foyer has pocket doors to the office/library on the right and also opens to the formal dining room. The office has a second set of pocket doors to the adjoining living room which in turn has pocket doors to the dining room, and these three rooms are versatile and could be interchanged if desired. The powder room and the second staircase are located in the hallway to the kitchen which is sure to impress with its new red oak hardwood floor in a fun herringbone pattern, custom soft-close cabinetry, center island, marble countertops and tile backsplash, smart stainless appliances, a walk-in pantry and access to the rear covered porch with delightful brick arches and steps to the back yard and side driveway. Three of the bedrooms are on the second floor, including the primary bedroom which has a walk-in closet with a convenient pass-through door to the laundry room, and the beautiful primary bath with dual marble vanity, tiled shower and a peach hued claw-footed tub. The two additional bedrooms share the use of the primary-worthy hall bath with one of the bedrooms having direct access. Head down to the lower level where you will find a living space with a wet bar that has separate access to the exterior, the 4th bedroom, and the 3rd full bath with a tiled shower - perfect for teens, in-laws, or extended guests. Simply a wonderful opportunity for the buyer seeking the charm of an older home artfully melded with modern finishes in a premium downtown location, so please call for more information and to schedule your private showing today.
    13 days
    |
    1,697
    |
    167
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jay Robinson 423-903-6404,

    Keller Williams Realty 423-664-1900,

    Kurtis Montgomery 423-421-4946,

    Keller Williams Realty

    Source: Greater Chattanooga Realtors,MLS#: 1537453

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Basement
      Primary bathroom
      • Level: Second
      Bathroom
      • Level: Second
      Bathroom
      • Level: Basement
      Other
      • Level: First
      Dining room
      • Level: First
      Family room
      • Level: Basement
      Kitchen
      • Level: First
      Laundry
      • Level: Second
      Living room
      • Level: First
      Office
      • Level: First
      Other
      • Description: Foyer/sitting
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Bar Fridge, Cooktop, Dishwasher, Induction Cooktop, Microwave, Refrigerator, Range Hood, Wall Oven
      • Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
      Features
      • Bar, Chandelier, Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, In-Law Floorplan, Kitchen Island, Pantry, Soaking Tub, See Remarks, Stone Counters, Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Sitting Area, Separate Dining Room
      • Flooring: Concrete, Ceramic Tile, Hardwood
      • Windows: Wood Frames
      • Basement: Finished,Unfinished
      • Number of fireplaces: 3
      • Fireplace features: Bath, Decorative, Living Room, Primary Bedroom
      Interior area
      • Total structure area: 3,700
      • Total interior livable area: 3,700 sqft
      • Finished area above ground: 3,000

      Property

      Parking
      • Parking features: Driveway, Off Street, Permit Required
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Exterior features: Private Entrance, Rain Gutters
      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 45.33 x 144
      • Features: Back Yard, Front Yard, Gentle Sloping, Landscaped
      Details
      • Parcel number: 146h E 023
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Brick/Mortar
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 1900

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Historic District, Sidewalks
      • Subdivision: Fortwood
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $324/sqft
      • Tax assessed value: $647,500
      • Annual tax amount: $5,577
      • Date on market: 6/25/2026
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $1,118,500

        $1.06M - $1.17M

        $3,872/mo

        Price history

        DateEventPrice
        6/25/2026Listed for sale$1,200,000-14%$324/sqft
        Source: Greater Chattanooga Realtors #1537453 Report a problem
        6/1/2026Listing removed$1,395,000$377/sqft
        Source: Greater Chattanooga Realtors #1524393 Report a problem
        3/24/2026Price change$1,395,000-6.7%$377/sqft
        Source: Greater Chattanooga Realtors #1524393 Report a problem
        1/26/2026Price change$1,495,000-6.3%$404/sqft
        Source: Greater Chattanooga Realtors #1524393 Report a problem
        11/22/2025Listed for sale$1,595,000+198.1%$431/sqft
        Source: Greater Chattanooga Realtors #1524393 Report a problem
        5/17/2023Sold$535,000$145/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,454 -4.4%$161,875 +41.2%
        2024$2,566 $114,675
        2023$2,566 $114,675
        2022$2,566 $114,675
        2021$2,566 +31.2%$114,675 +62.2%
        2020$1,955 $70,700
        2019$1,955 $70,700
        2018$1,955 -47%$70,700
        2017$3,691 +48%$70,700
        2016$2,494 --
        2015$2,494 $46,875
        2014$2,494 +3.4%--
        2013$2,412 $46,875 -1.4%
        2012$2,412 $47,525
        2011$2,412 $47,525
        2010$2,412 +7.9%$47,525
        2009$2,236 $47,525 +21.2%
        2008-- $39,225
        2007-- $39,225
        2006-- $39,225
        2005-- $39,225 +12.1%
        2004-- $35,000
        2003-- $35,000
        2002-- $35,000
        2001-- $35,000 +34.6%
        2000-- $26,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Fortwood Historic District

        Getting around

        69 / 100
        Somewhat Walkable
        38 / 100
        Some Transit
        83 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Brown Academy
        • Middle: Orchard Knob Middle
        • High: Howard School of Academics & Tech

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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