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Pending
    • Price cut: $26K (6/4)
    $899,000

    8551 Summit Oaks Bay, Savage, MN 55378

    5beds
    3,916sqft
    : 
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    Single Family
    Built in 1998
    0.76 Acres Lot
    $884,700 Zestimate®
    $230/sqft
    $-- HOA

    What's special

    Covered patioWarm gas fireplacesSpacious livingCustom built-in cabinetrySoaking tubWelcoming in-ground swimming poolOpen-concept kitchen
    This stunning lakeshore rambler combines spacious living, scenic beauty, and exceptional amenities in one remarkable property. Nestled on picturesque Cates Lake, this home offers a nature lover’s retreat with opportunities for canoeing, kayaking, and paddleboarding right from your backyard. Boasting nearly 4,000 finished square feet, the home features 5 bedrooms with an office (legal 6th bedroom), and 3.5 bathrooms, including a luxurious primary en suite bath complete with a soaking tub, and separate walk-in shower. Three bedrooms are located on the main level, with two additional bedrooms and office on the lower level, Designed for both everyday comfort and entertaining, the home offers both formal and informal dining spaces, along with an open-concept kitchen featuring a convenient counter breakfast bar. Enjoy expansive living and family rooms, each accented with warm gas fireplaces and custom built-in cabinetry, as well as a lower level wet bar. Take in breathtaking lake and wooded views from the inviting 3-season porch or large deck overlooking the beautifully landscaped lot. The walkout lower level leads to a covered patio and an impressive stamped concrete entertaining area surrounding the welcoming in-ground swimming pool — perfect for enjoying summer days with family and friends. Additionally you will find a spacious 3 car garage, plenty of storage, and it is Ideally located near parks, schools, shopping, and major freeways, this home offers the perfect balance of privacy, recreation, and convenience. Opportunities like this are rare — few homes can match this combination of lakeshore living, space, and value.
    47 days
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    457
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    12
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    Zillow last checked:

    Listing updated:

    Listed by:

    Troy F. Scott 612-644-7964,

    RES Realty

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7081943MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 221 Square Feet
      • Dimensions: 17 X 13
      Bedroom 2
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 13 x 11
      Bedroom 3
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 13 x 11
      Bedroom 4
      • Level: Lower
      • Area: 195 Square Feet
      • Dimensions: 15 X 13
      Bedroom 5
      • Level: Lower
      • Area: 143 Square Feet
      • Dimensions: 13 x 11
      Deck
      • Level: Main
      • Area: 300 Square Feet
      • Dimensions: 20 x 15
      Dining room
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Family room
      • Level: Lower
      • Area: 756 Square Feet
      • Dimensions: 36 X 21
      Informal dining room
      • Level: Main
      • Area: 196 Square Feet
      • Dimensions: 14 x 14
      Kitchen
      • Level: Main
      • Area: 196 Square Feet
      • Dimensions: 14 x 14
      Living room
      • Level: Main
      • Area: 285 Square Feet
      • Dimensions: 19 x 15
      Office
      • Level: Lower
      • Area: 165 Square Feet
      • Dimensions: 15 X 11
      Patio
      • Level: Lower
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Other
      • Level: Main
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Double Oven, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Wall Oven, Washer, Water Softener Owned
      • Laundry: Laundry Room, Main Level, Sink
      Features
      • Basement: Finished,Full,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Gas, Living Room
      Interior area
      • Total structure area: 4,616
      • Total interior livable area: 3,916 sqft
      • Finished area above ground: 2,316
      • Finished area below ground: 1,600

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached
      • Attached garage spaces: 3
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Front Porch, Patio, Screened
      • Has private pool: Yes
      • Pool features: In Ground, Heated, Outdoor Pool
      • Fencing: Partial,Split Rail
      • Has view: Yes
      • View description: South, West
      • Waterfront features: Lake Front, Waterfront Elevation(40+)
      • Frontage length: Water Frontage: 100
      Lot
      • Size: 0.76 Acres
      • Dimensions: 95 x 340 x 98 x 362
      • Features: Accessible Shoreline, Tree Coverage - Heavy
      Details
      • Foundation area: 2302
      • Parcel number: 262560540
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Block
      • Roof: Age Over 8 Years
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Electric: Fuses
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: West Summit Oaks
      HOA
      • Has HOA: No
      Location
      • Region: Savage

      Financial & listing details

      • Price per square foot: $230/sqft
      • Tax assessed value: $753,100
      • Annual tax amount: $8,982
      • Date on market: 5/28/2026
      • Cumulative days on market: 38 days

        Estimated market value

        $884,700

        $840,000 - $929,000

        $4,697/mo

        Price history

        DateEventPrice
        6/17/2026Pending sale$899,000$230/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7081943 Report a problem
        6/4/2026Price change$899,000-2.8%$230/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7081943 Report a problem
        5/28/2026Listed for sale$925,000+159.8%$236/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7081943 Report a problem
        7/13/1998Sold$356,062+314.5%$91/sqft
        Source: Public Record Report a problem
        3/2/1998Sold$85,900$22/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,314 +4%$753,100 +16%
        2024$7,030 +2.4%$649,100 +3.6%
        2023$6,862 +0.8%$626,600
        2022$6,808 +1.7%$626,600 +16.1%
        2021$6,692 +1.5%$539,600 +9.2%
        2020$6,596 $494,200
        2019$6,596 +1.7%$494,200
        2018$6,486 -3.7%--
        2016$6,732 --
        2014$6,732 --
        2013-- $436,600
        2012-- $436,600 -6.3%
        2011$7,136 +5.9%$466,100 -3.1%
        2010$6,738 -7.3%$480,900 -9%
        2009$7,268 -2.9%$528,400
        2008$7,484 -2.7%--
        2007$7,692 +7.6%--
        2006$7,148 +3.5%--
        2005$6,906 -3.2%--
        2004$7,136 +5.7%--
        2003$6,754 +21.8%--
        2002$5,544 -21.5%--
        2001$7,066 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 55378

        Getting around

        6 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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