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For sale
$988,000
3beds
3,149sqft

86 Black Bear Dr, Gypsum, CO 81637

3beds
3,149sqft
Townhouse
Built in 2015
2,613 sqft
2 Attached garage spaces
$314 price/sqft
$300/mo HOA

What's special

Gas fireplaceMain floor officeMain floor primary suiteOpen kitchenFresh interior paintThoughtfully designed floor planAttached two-car garage

Not every home is selected to represent an entire community. This one was. Originally the model home for The Villas at Cotton Ranch, 86 Black Bear Drive offers a unique opportunity to own one of the community's more distinctive residences. Fresh interior paint and new carpet provide a clean, refreshed feel, complementing a thoughtfully designed floor plan with generous living space and desirable features throughout. Easy entry-level living begins with a main floor primary suite and main floor office that continues through an open kitchen, dining, and great room featuring vaulted ceilings and a gas fireplace. The finished lower level adds valuable flexibility for a family room, media room, home office, fitness area, guests, hobbies, or additional storage, making the home equally suited for everyday living and entertaining. Additional highlights include an attached two-car garage, central air conditioning, and owned solar panels for year-round comfort and efficiency. Enjoy mountain and golf course views along with Cotton Ranch amenities including a clubhouse, outdoor pool, tennis and pickleball courts, fishing, and nearby trails. A rare opportunity to own a former model home that combines thoughtful design, flexible living spaces, and the lifestyle that makes Cotton Ranch one of Eagle County's most desirable communities.

32 days
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524
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14
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Source: VMLS,MLS#: 1014782MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Cara Connolly 970-401-4071,

Berkshire Hathaway - Eagle Ranch,

Patrick Connolly 970-390-9787

Source: VMLS,MLS#: 1014782MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
Heating
  • Forced Air, Natural Gas
Cooling
  • Central Air
Appliances
  • Included: Cooktop, Dishwasher, Microwave, Refrigerator
  • Laundry: Gas Dryer Hookup, Washer Hookup
Features
  • Vaulted Ceiling(s)
  • Flooring: Carpet, Simulated Wood, Tile
  • Basement: Finished
  • Has fireplace: Yes
  • Fireplace features: Gas
Interior area
  • Total structure area: 3,149
  • Total interior livable area: 3,149 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Surface
  • Attached garage spaces: 2
Features
  • Stories: 2
  • Entry location: 2
  • Patio & porch: Patio
  • Has private pool: Yes
  • Pool features: Outdoor Pool
  • Has view: Yes
  • View description: Golf Course, Mountain(s), See Remarks
Lot
  • Size: 2,613 Square Feet
  • Features: See Remarks
Details
  • Parcel number: 211108226003
  • Zoning: Residential
  • Special conditions: Standard

Construction

Type & style
  • Home type: Townhouse
  • Property subtype: Townhouse
Materials
  • Frame, Stone, Stucco, Other
  • Foundation: Poured in Place
  • Roof: Asphalt
Condition
  • Year built: 2015

Utilities & green energy

  • Water: Public
  • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Snow Removal, Water Available

Community & HOA

Community
  • Features: Clubhouse, Cross Country Trail(s), Fishing, Golf, Pool, Tennis Court(s), Trail(s), Pickleball Courts, See Remarks
  • Subdivision: The Villas at Cotton Ranch
HOA
  • Has HOA: Yes
  • Amenities included: Clubhouse, Pool, Tennis Court(s), See Remarks
  • Services included: Common Area Maintenance, Insurance, Management, Snow Removal, See Remarks
  • HOA fee: $275 monthly
  • Second HOA fee: $300 annually
Location
  • Region: Gypsum

Financial & listing details

  • Price per square foot: $314/sqft
  • Tax assessed value: $874,830
  • Annual tax amount: $4,829
  • Date on market: 7/24/2026
  • Cumulative days on market: 33 days
  • Listing terms: See Remarks
  • Electric utility on property: Yes
  • Road surface type: All Year

Price history

DateEventPrice
7/24/2026Listed for sale$988,000+79.6%$314/sqft
Source: VMLS #1014782 Report a problem
6/4/2025Listing removed$4,500$1/sqft
Source: Zillow Rentals Report a problem
5/20/2025Listed for rent$4,500$1/sqft
Source: Zillow Rentals Report a problem
5/15/2024Listing removed--
Source: Zillow Rentals Report a problem
5/5/2024Listed for rent$4,500+18.4%$1/sqft
Source: Zillow Rentals Report a problem
5/20/2022Listing removed--
Source: Zillow Rental Manager Report a problem
5/12/2022Listed for rent$3,800$1/sqft
Source: Zillow Rental Manager Report a problem
12/30/2020Sold$550,000$175/sqft
Source: VMLS #1000783 Report a problem
8/27/2020Pending sale$550,000$175/sqft
Source: Landreth Companies LLC #1000783 Report a problem
8/11/2020Listed for sale$550,000+13.4%$175/sqft
Source: Landreth Companies LLC #1000783 Report a problem
6/1/2018Listing removed$485,000$154/sqft
Source: Northpoint Builders Report a problem
5/9/2018Listed for sale$485,000$154/sqft
Source: Northpoint Builders Report a problem

Public tax history

YearProperty taxesTax assessment
2025$4,830 +13.3%$54,680 +6.7%
2024$4,264 +13.9%$51,260 -13.8%
2023$3,744 -4.7%$59,480 +56.4%
2022$3,927 $38,040 -2.8%
2021-- $39,130 +2.6%
2020$4,091 +0.1%$38,140
2019$4,086 $38,140 -1.4%
2018$4,086 -1.9%$38,680
2017$4,165 +0.4%$38,680 +68.2%
2016$4,150 $23,000

Find assessor info on the county website

Monthly payment

Est. payment
$5,597/mo
Principal & interest
$4959
Property taxes
$338
HOA Fees
$300
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Estimated market value

$964,800

$917,000 - $1.01M

$4,727/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 81637

Nearby schools

Red Hill Elementary School
Grades PK-50.8 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
Gypsum Creek Middle School
Grades 6-80.9 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
Eagle Valley High School
Grades 9-120.6 miles
7/10
GreatSchools® Rating
College Readiness Rating
7/10