One of the cutest homes on Harbor Island and one of the original Harbour Key designs. This Key West inspired cottage has everything you need to have fun on an island paradise. Featuring an open floor plan with 2 bedrooms on first and large loft area on second set up with 3 beds that is perfect for kids. Large deck that wraps around two sides of the house that is nestled up to a tidal lagoon teaming with wildlife. Your views to Harbor River, lagoon and the new Harbor River bridge are simply stunning. Golf cart included for a quick 5 min cart ride to the beach, island pool, tennis or pickle ball courts. House even has a 220 outlet for EV cars. Outstanding rental investment, House has done as high as $70,000 per year. Did $48,000 in 2025. Buy a beach house and let others pay for it. Aerial photos taken before construction started on new house being built behind 86 Harbour Key Drive. Plus interior wall color on first floor now a light tan versus the original as shown in pictures.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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