Welcome to 86 shingle Camp Terrace - a remarkable, 4 bedroom, 3.5 bathroom lakefront home in one of Deep Creek's most desirable coves. Offering 60' of gradual lake frontage with deep water off the dock in a no wake zone cove, you are sure to experience the best that life at the lake has to offer. Located on a private street with no outlet with only a few homes beyond this one provides a low-traffic feel that can be hard to replicate. The functional design offers a large, main level bedroom suite with its own full bathroom, powder room, kitchen, dining and living room with wood burning fireplace, and tall chalet ceilings to capture the eastern light. The upper level offers another large bedroom suite with full bathroom, walk in closet and loft balcony, perfect for computer work before a day on the lake. The lower level has brand new carpets throughout, an all new wet bar with sink, beverage fridges, ice maker and kegerator, as well as 2 more bedrooms, 1 full bathroom, laundry room and more storage. Enjoy a peaceful evening in the hot tub on the lower level deck or a bonfire on the lighted patio looking over the lake. The path to the water offers a lighted pathway down to the lake shed and Type-A dock. Located just 5 minutes from the top of Wisp Resort and a short boat ride to almost any restaurant on the waterfront, this setting puts you exactly where you need to be at Deep Creek Lake. If you have been searching for a home at the lake and haven't found it, this may be the one. Call today to schedule a private showing, opportunities like this do not last!
For sale
$1,895,000
86 Shingle Camp Ter, McHenry, MD 21541
4beds
2,328sqft
Single Family Residence
Built in 2001
0.29 Acres Lot
$1,749,600 Zestimate®
$814/sqft
$-- HOA
What's special
More storagePowder roomLaundry room
- 2 days |
- 401 |
- 30 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Nick Fratz-Orr 301-616-0473,
Railey Realty, Inc. 301-387-2000
Source: Bright MLS,MLS#: MDGA2012306
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Basement
- Area: 912
Heating
- Forced Air, Propane
Cooling
- Central Air, Electric
Appliances
- Included: Water Heater
- Laundry: In Basement
Features
- Basement: Finished
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,328
- Total interior livable area: 2,328 sqft
- Finished area above ground: 1,416
- Finished area below ground: 912
Property
Parking
- Total spaces: 4
- Parking features: Driveway
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
- On waterfront: Yes
- Waterfront features: Private Dock Site, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Private Access, Waterski/Wakeboard, Swimming Allowed, Lake
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 60
Lot
- Size: 0.29 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218016028
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Mchenry
Financial & listing details
- Price per square foot: $814/sqft
- Tax assessed value: $1,068,700
- Annual tax amount: $10,513
- Date on market: 7/12/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,Other
- Ownership: Fee Simple
- Road surface type: Gravel
Estimated market value
$1,749,600
$1.66M - $1.84M
$2,777/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/12/2026 | Listed for sale | $1,895,000+176.6%$814/sqft |
Source:  Bright MLS #MDGA2012306 Report a problem | ||
| 1/26/2010 | Sold | $685,000+67.5%$294/sqft |
Source: Public Record Report a problem | ||
| 12/27/2000 | Sold | $409,000+217.1%$176/sqft |
Source: Public Record Report a problem | ||
| 3/3/2000 | Sold | $129,000$55/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $11,906 +29.2% | $928,700 +17.8% |
| 2024 | $9,212 +21.6% | $788,700 +21.6% |
| 2023 | $7,577 +3.1% | $648,700 +3.1% |
| 2022 | $7,346 +3.3% | $628,900 +3.3% |
| 2021 | $7,114 +3.4% | $609,100 +3.4% |
| 2020 | $6,883 +0.1% | $589,300 |
| 2019 | $6,878 +6.1% | $589,300 +0.1% |
| 2018 | $6,484 +0.1% | $588,433 +0.1% |
| 2017 | $6,480 | $588,000 |
| 2016 | -- | $588,000 |
| 2015 | -- | $588,000 -9.3% |
| 2014 | -- | $648,400 |
| 2013 | -- | $648,400 |
| 2012 | -- | $648,400 -11.1% |
| 2011 | -- | $729,700 +4.5% |
| 2010 | -- | $698,456 +4.4% |
| 2009 | -- | $669,283 +4.6% |
| 2008 | -- | $640,110 +9.8% |
| 2007 | -- | $583,162 +10.8% |
| 2006 | -- | $526,216 +12.1% |
| 2005 | -- | $469,270 +13.5% |
| 2004 | -- | $413,376 +15.6% |
| 2003 | -- | $357,483 +18.5% |
| 2002 | -- | $301,590 +2.8% |
| 2001 | -- | $293,492 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21541
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 9/10Accident Elementary SchoolGrades: PK-5Distance: 7.3 mi
- 8/10Northern Middle SchoolGrades: 6-8Distance: 9.9 mi
- 7/10Northern Garrett High SchoolGrades: 9-12Distance: 10 mi
Schools provided by the listing agent
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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