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For sale
  • $1,950,000

    860 Lagoon Dr, Summerland Key, FL 33042

    3beds
    1,797sqft
    : 
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    Single Family Residence
    Built in 2003
    7,840 Square Feet Lot
    $1,816,900 Zestimate®
    $1,085/sqft
    $-- HOA

    What's special

    Shaded tiki hut docksideBoat liftFish cleaning stationSoaring ceilingsLots of natural lightOversized screened porchSub zero appliances
    This stately concrete home has all the best of everything on one of the best boating areas in the Lower KeysThis home is being offered completely furnished with electronics & most of the artwork, All kitchen and bedding items. The large great room has lots of seating. with soaring ceilings and lots of natural light. The kitchen is a chef's delight with sub zero appliances and induction chef's range. Lots of cabinets and extra storageThe master bedroom with in suite bath is exquisite. Top of the line soft and comfy mattress and 45'' flat screen TV. 2nd bedroom also has it's own private bath for the extra guests.Kick back and relax on the oversized screened porch or hang out under the shaded Tiki hut dockside. Nice ocean view from dock level. 2nd screen patio area at dockside completes the package.For the anglers you will love the fish cleaning station, boat lift, 1 floating dock and bait freezer to make those daily fishing trips a breeze. Boating access is super with full 4'draft to accommodate the larger fishing vessels. Excellent short term rental history for extra income!! This is a must see!!!
    280 days
    |
    344
    |
    15
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cheryl Moses 305-304-7680,

    Action Keys Realty of the Lower FL Keys LLC

    Source: FLKMLS,MLS#: 616756MLS LogoOriginating MLS: Marathon/Lower Keys

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Cooling
      • Central Air, Ductless, Ceiling Fans(s)
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Ice Machine, Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer, Tankless Water Heater
      • Laundry: Laundry Room
      Features
      • Walk-In Closet(s), Storage, Granite Counters, Pantry, Split Bedroom, Cathedral Ceiling(s)
      • Flooring: Tile
      • Doors: Impact Rstnce Doors
      • Windows: Drapes/Blinds Incl, Impact Rstnce Window
      • Furnished: Yes
      Interior area
      • Total interior livable area: 1,797 sqft

      Property

      Parking
      • Parking features: Garage, Covered, Garage Door Opener, Carport
      • Has garage: Yes
      • Has carport: Yes
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Screened P/B, Screened Patio
      • Has view: Yes
      • View description: Canal, Water
      • Has water view: Yes
      • Water view: Canal,Water
      • Waterfront features: Canal Front, Waterfront, Seawall: Concrete, Dock: Concrete, Dock Length: 60, Dockage: Boat Lift
      Lot
      • Size: 7,840 Square Feet
      • Features: 1/4 - 1/2 Acre
      Details
      • Parcel number: 00198932001100
      • Zoning: IS
      • Zoning description: Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Concrete, Stucco
      • Roof: Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA

      Community & HOA

      Community
      • Features: Community Boat Ramp, Airport/Runway
      • Security: Smoke Detector(s)
      • Subdivision: Summerland Cove Isle (25.5)
      HOA
      • Has HOA: Yes
      • Services included: None
      Location
      • Region: Summerland Key

      Financial & listing details

      • Price per square foot: $1,085/sqft
      • Tax assessed value: $1,338,037
      • Annual tax amount: $11,617
      • Date on market: 10/6/2025

        Estimated market value

        $1,816,900

        $1.73M - $1.91M

        $7,395/mo

        Price history

        DateEventPrice
        10/6/2025Listed for sale$1,950,000+110.8%$1,085/sqft
        Source: MLKAR #616756 Report a problem
        8/31/2019Listing removed$6,300$4/sqft
        Source: Broker/Owner of Action Keys Realty of the FL Keys Report a problem
        8/9/2018Listed for rent$6,300$4/sqft
        Source: Zillow Rental Manager Report a problem
        7/8/2018Listing removed$6,300$4/sqft
        Source: Action Keys Realty of the Florida Keys, Inc. Report a problem
        3/28/2018Listed for rent$6,300$4/sqft
        Source: Zillow Rental Manager Report a problem
        2/25/2018Listing removed$6,300$4/sqft
        Source: Action Keys Realty of the Florida Keys, Inc. Report a problem
        2/4/2017Listed for rent$6,300$4/sqft
        Source: Zillow Rental Manager Report a problem
        11/17/2008Sold$925,000-38.3%$515/sqft
        Source: FLKMLS #108206 Report a problem
        5/9/2008Listing removed$1,500,000$835/sqft
        Source: Century 21 Report a problem
        3/5/2008Listed for sale$1,500,000+100.7%$835/sqft
        Source: Century 21 Report a problem
        9/12/2003Sold$747,500$416/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$11,663 +0.4%$1,201,162 +10%
        2024$11,618 +15.1%$1,091,965 +10%
        2023$10,097 +13.7%$992,695 +10%
        2022$8,880 +7.5%$902,450 +10%
        2021$8,263 +8.9%$820,409 +10%
        2020$7,585 $745,826 +1%
        2019$7,585 +0.6%$738,325 +1.3%
        2018$7,543 -1.4%$728,923 -1.8%
        2017$7,650 +2%$742,203 +15.5%
        2016$7,497 +7.8%$642,692 -4.2%
        2015$6,957 $670,891
        Find assessor info on the county website

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33042

        Getting around

        2 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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