Location, location, location! This 1990 built ranch is ideally located just a few houses from Spirit Lake Community Schools and only minutes from downtown Spirit Lake. The main level features two bedrooms, including a spacious primary bedroom, a nicely sized living and dining area, and a galley kitchen with a breakfast nook overlooking the backyard. A patio door leads directly to the deck, and main floor laundry adds extra convenience. The lower level offers two additional bedrooms, a large family room, and ample storage space. Outside, you'll find an attached two stall garage, backyard storage shed, and freshly stained cedar siding. All windows have been replaced within the past four years. With plenty of living space and a convenient Spirit Lake location, this home is ready for its next owner!
For sale
$375,000
861 28th St, Spirit Lake, IA 51360
4beds
2,356sqft
Single Family Residence
Built in 1990
10,018 Square Feet Lot
$-- Zestimate®
$159/sqft
$-- HOA
What's special
Large family roomMain floor laundryPlenty of living spaceFreshly stained cedar sidingBackyard storage shedAttached two stall garageSpacious primary bedroom
- 21 days
- 1,049
- 45
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Shelby Eddy 712-461-0815,
Real Estate Unlimited
Source: Iowa Great Lakes BOR,MLS#: 261255
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Gas Water Heater
- Laundry: Main Level
Features
- Eat-in Kitchen, Main Floor Bedrooms
- Basement: Concrete,Full
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 2,790
- Total interior livable area: 2,356 sqft
- Finished area above ground: 1,395
- Finished area below ground: 961
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: In-Grnd Sprklr Sys
Lot
- Size: 10,018 Square Feet
- Dimensions: 77 x 132
Details
- Parcel number: 0709127011
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Other, Stick Built
- Roof: Asphalt
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1990
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & HOA
Community
- Subdivision: IA
Location
- Region: Spirit Lake
Financial & listing details
- Price per square foot: $159/sqft
- Tax assessed value: $336,500
- Annual tax amount: $3,382
- Date on market: 9/24/2026
- Listing terms: Cash,Conventional,FHA,Rural Development
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/24/2026 | Listed for sale | $375,000+74.4%$159/sqft |
Source:  Iowa Great Lakes BOR #261255 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 9/3/2015 | Listing removed | $1,250$1/sqft |
Source: Owner Report a problem | ||
| 8/19/2015 | Sold | $215,000-2.1%$91/sqft |
Source: Public Record Report a problem | ||
| 8/18/2015 | Listed for rent | $1,250$1/sqft |
Source: Owner Report a problem | ||
| 4/4/2015 | Listed for sale | $219,500$93/sqft |
Source: RE/MAX LAKES REALTY #15-362 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,238 -6.2% | $336,500 +10.9% |
| 2024 | $3,452 +0.1% | $303,300 |
| 2023 | $3,448 +4.3% | $303,300 +27% |
| 2022 | $3,306 +4.3% | $238,900 |
| 2021 | $3,170 +2.3% | $238,900 +9.7% |
| 2020 | $3,100 -1.9% | $217,800 |
| 2019 | $3,160 +3.6% | $217,800 +0.9% |
| 2018 | $3,051 -1.6% | $215,800 |
| 2017 | $3,102 +1.7% | $215,800 +4.2% |
| 2016 | $3,050 +9.6% | $207,100 |
| 2015 | $2,782 +13.7% | $207,100 +15.6% |
| 2014 | $2,446 +3.2% | $179,200 |
| 2013 | $2,370 -2.1% | $179,200 |
| 2007 | $2,420 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 51360
Nearby schools
Schools provided by the listing agent
- District: Spirit Lake
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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