Welcome to 862 Oak Street, a magnificent turn-of-the-century home in Chattanooga's historic Fort Wood neighborhood. Situated on a beautifully level lot among distinguished period homes, this extensively updated residence seamlessly blends timeless architectural character with modern family living.
This solid brick home with a stone foundation showcases the craftsmanship of a bygone era. Original details have been lovingly preserved throughout, including six beautiful fireplaces with tiled hearths and detailed mantels that serve as stunning focal points in the living spaces and several bedrooms. Exquisite stained glass adorns the entry windows, side window, and charming dormer windows, casting beautiful natural light throughout the day. Functional pocket doors glide effortlessly to create versatile entertaining areas, offering both elegant flow for gatherings and intimate spaces for everyday family life. The thoughtful updates throughout ensure this well-appointed home meets the needs of modern living while honoring its rich historical character.
Entering the home through the front door it's easy to get lost on all of the little details - stained glass, picture railing, detailed woodwork, hearth tiling, tiger oak fireplace details, and recently refinished hardwood floors. What shouldn't be missed is the elegance of the entry - tall ceilings and a wide entry hall welcome you into the home with a formal living room on your left and a cozy family room on your right - both rooms centered around decorative fireplaces and pocket doors that can be opened and closed to change the feel of the space. The family room flows into the dining room through another set of pocket doors, which also connects to a breakfast room/butler's pantry (with main floor laundry) off of the kitchen. The kitchen features checkered black and white porcelain tile floors and is well appointed for hosting functions or simply whipping up a delicious dinner on a school night. Going upstairs, the staircase doubles back by a detailed, backlit stained-glass window. A wide hallway at the top of the stairs welcomes you with five generously sized bedrooms located on this level. Three bedrooms feature decorative fireplaces and all of the bedrooms feature the original hardwood floors. The varying bedroom sizes, locations, and doorways offer an immense amount of flexibility in the floor plan whether that be for an at home office, nursery, or guest rooms. The rounded wall details of the hall create an elegant flow throughout the space and lead to recently fully renovated hall bathroom, beautifully appointed with porcelain tile flooring and surround along all of the amenities you would expect in a home of this caliber.
The basement level offers the opportunity for expansion, should you need even more space. Currently this level is just home to the secondary laundry, but offers a vast amount of storage on a poured concrete floor. This area could be finished into a separate studio apartment or in-law suite with its own private exterior entrance.
Experience the best of Chattanooga living with an exceptional walkability score. Stroll to the University of Tennessee at Chattanooga, Erlanger Hospital, and enjoy easy access to downtown's vibrant dining, and entertainment offerings. Fort Wood provides a rare combination of peaceful, tree-lined streets and urban convenience. This is more than a home - it's a piece of Chattanooga history, ready for the newest chapter in its already extensive novel.
For sale
$925,000
862 Oak St, Chattanooga, TN 37403
5beds
3,250sqft
Single Family Residence
Built in 1920
7,840 Square Feet Lot
$890,300 Zestimate®
$285/sqft
$-- HOA
What's special
Thoughtful updates throughoutFive generously sized bedroomsDetailed woodworkStained glassBeautifully level lotRecently refinished hardwood floorsPicture railing
- 17 hours
- 146
- 15
Zillow last checked:
Listing updated:
Listed by:
Douglas Dodson 423-902-4605,
SquareOne Realty, LLC 423-551-3279,
Heather Honey 423-504-0133,
SquareOne Realty, LLC
Source: Greater Chattanooga Realtors,MLS#: 1541730
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bathroom
- Description: Full Bathroom
- Level: First
Bathroom
- Description: Full Bathroom
- Level: Second
Bathroom
- Description: Half Bathroom/Pittsburgh Toilet
- Level: Basement
Other
- Level: First
Dining room
- Level: First
Family room
- Level: First
Kitchen
- Level: First
Laundry
- Level: Basement
Laundry
- Level: First
Living room
- Level: First
Heating
- Central, Natural Gas
Cooling
- Central Air, Electric, Multi Units
Appliances
- Included: Built-In Electric Range, Built-In Electric Oven, Dryer, Disposal, Dishwasher, Electric Water Heater, Refrigerator, Vented Exhaust Fan, Washer, Washer/Dryer
- Laundry: In Basement, Electric Dryer Hookup, Main Level, Multiple Locations, Washer Hookup
Features
- Built-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, High Speed Internet, Kitchen Island, Natural Woodwork, Pantry, Smart Thermostat, Storage, Separate Shower, Tub/shower Combo, Separate Dining Room
- Flooring: Hardwood, Tile
- Windows: Shades, Storm Window(s), Wood Frames, Window Treatments
- Basement: Partially Finished,Unfinished
- Number of fireplaces: 6
- Fireplace features: Bedroom, Den, Dining Room, Family Room, Kitchen, Living Room
Interior area
- Total structure area: 3,250
- Total interior livable area: 3,250 sqft
- Finished area above ground: 3,250
Property
Parking
- Parking features: Concrete, Off Street, Kitchen Level
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Porch, Rear Porch, Porch - Covered
- Exterior features: Rain Gutters
- Pool features: None
- Spa features: None
- Fencing: Electric,Gate
Lot
- Size: 7,840 Square Feet
- Dimensions: 50 x 149
- Features: Level
Details
- Additional structures: None
- Parcel number: 146h E 028
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Brick/Mortar, Stone
- Roof: Asphalt,Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1920
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Curbs, Historic District, Street Lights, Sidewalks
- Security: Security Gate
- Subdivision: Fort Wood
HOA
- Has HOA: Yes
- Amenities included: Park
- Services included: None
- HOA fee: $35 none
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $285/sqft
- Tax assessed value: $758,700
- Annual tax amount: $6,535
- Date on market: 8/29/2026
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Asphalt
Estimated market value
$890,300
$846,000 - $935,000
$2,208/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/29/2026 | Listed for sale | $925,000+10.8%$285/sqft |
Source: Greater Chattanooga Realtors #1541730 Report a problem | ||
| 12/4/2025 | Sold | $835,000-1.8%$257/sqft |
Source: Greater Chattanooga Realtors #1523194 Report a problem | ||
| 10/31/2025 | Contingent | $850,000$262/sqft |
Source: Greater Chattanooga Realtors #1523194 Report a problem | ||
| 10/31/2025 | Listed for sale | $850,000+44.3%$262/sqft |
Source: Greater Chattanooga Realtors #1523194 Report a problem | ||
| 3/25/2022 | Sold | $589,000-5.6%$181/sqft |
Source: Greater Chattanooga Realtors #1347259 Report a problem | ||
| 2/28/2022 | Contingent | $624,000$192/sqft |
Source: Greater Chattanooga Realtors #1347259 Report a problem | ||
| 1/11/2022 | Price change | $624,000-3.9%$192/sqft |
Source: Greater Chattanooga Realtors #1347259 Report a problem | ||
| 12/10/2021 | Listed for sale | $649,000+3.8%$200/sqft |
Source: Greater Chattanooga Realtors #1347259 Report a problem | ||
| 10/25/2021 | Sold | $625,000+26.3%$192/sqft |
Source: Public Record Report a problem | ||
| 9/29/2021 | Listed for sale | $495,000+4850%$152/sqft |
Source: Greater Chattanooga Realtors #1343965 Report a problem | ||
| 2/9/2010 | Sold | $10,000$3/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,875 +13.2% | $189,675 +67% |
| 2024 | $2,540 | $113,550 |
| 2023 | $2,540 | $113,550 |
| 2022 | $2,540 | $113,550 |
| 2021 | $2,540 +31.1% | $113,550 +62% |
| 2020 | $1,938 | $70,075 |
| 2019 | $1,938 | $70,075 |
| 2018 | $1,938 -47.1% | $70,075 |
| 2017 | $3,660 +39.3% | $70,075 |
| 2016 | $2,628 | -- |
| 2015 | $2,628 | $49,525 |
| 2014 | $2,628 +182.7% | -- |
| 2013 | $930 | $49,525 +47.3% |
| 2012 | $930 | $33,625 |
| 2011 | $930 | $33,625 |
| 2010 | $930 -41.2% | $33,625 |
| 2009 | $1,582 | $33,625 +32.9% |
| 2008 | -- | $25,300 |
| 2007 | -- | $25,300 |
| 2006 | -- | $25,300 |
| 2005 | -- | $25,300 +52.4% |
| 2004 | -- | $16,600 |
| 2003 | -- | $16,600 |
| 2002 | -- | $16,600 |
| 2001 | -- | $16,600 +63.1% |
| 2000 | -- | $10,175 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Fortwood Historic District
Nearby schools
Schools provided by the listing agent
- Elementary: Brown Academy
- Middle: Orchard Knob Middle
- High: Howard School of Academics & Tech
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





