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For sale
  • $925,000

    862 Oak St, Chattanooga, TN 37403

    5beds
    3,250sqft
    : 
    $5,713/mo
    Get pre-qualified
    Single Family Residence
    Built in 1920
    7,840 Square Feet Lot
    $890,300 Zestimate®
    $285/sqft
    $-- HOA

    What's special

    Thoughtful updates throughoutFive generously sized bedroomsDetailed woodworkStained glassBeautifully level lotRecently refinished hardwood floorsPicture railing
    Welcome to 862 Oak Street, a magnificent turn-of-the-century home in Chattanooga's historic Fort Wood neighborhood. Situated on a beautifully level lot among distinguished period homes, this extensively updated residence seamlessly blends timeless architectural character with modern family living. This solid brick home with a stone foundation showcases the craftsmanship of a bygone era. Original details have been lovingly preserved throughout, including six beautiful fireplaces with tiled hearths and detailed mantels that serve as stunning focal points in the living spaces and several bedrooms. Exquisite stained glass adorns the entry windows, side window, and charming dormer windows, casting beautiful natural light throughout the day. Functional pocket doors glide effortlessly to create versatile entertaining areas, offering both elegant flow for gatherings and intimate spaces for everyday family life. The thoughtful updates throughout ensure this well-appointed home meets the needs of modern living while honoring its rich historical character. Entering the home through the front door it's easy to get lost on all of the little details - stained glass, picture railing, detailed woodwork, hearth tiling, tiger oak fireplace details, and recently refinished hardwood floors. What shouldn't be missed is the elegance of the entry - tall ceilings and a wide entry hall welcome you into the home with a formal living room on your left and a cozy family room on your right - both rooms centered around decorative fireplaces and pocket doors that can be opened and closed to change the feel of the space. The family room flows into the dining room through another set of pocket doors, which also connects to a breakfast room/butler's pantry (with main floor laundry) off of the kitchen. The kitchen features checkered black and white porcelain tile floors and is well appointed for hosting functions or simply whipping up a delicious dinner on a school night. Going upstairs, the staircase doubles back by a detailed, backlit stained-glass window. A wide hallway at the top of the stairs welcomes you with five generously sized bedrooms located on this level. Three bedrooms feature decorative fireplaces and all of the bedrooms feature the original hardwood floors. The varying bedroom sizes, locations, and doorways offer an immense amount of flexibility in the floor plan whether that be for an at home office, nursery, or guest rooms. The rounded wall details of the hall create an elegant flow throughout the space and lead to recently fully renovated hall bathroom, beautifully appointed with porcelain tile flooring and surround along all of the amenities you would expect in a home of this caliber. The basement level offers the opportunity for expansion, should you need even more space. Currently this level is just home to the secondary laundry, but offers a vast amount of storage on a poured concrete floor. This area could be finished into a separate studio apartment or in-law suite with its own private exterior entrance. Experience the best of Chattanooga living with an exceptional walkability score. Stroll to the University of Tennessee at Chattanooga, Erlanger Hospital, and enjoy easy access to downtown's vibrant dining, and entertainment offerings. Fort Wood provides a rare combination of peaceful, tree-lined streets and urban convenience. This is more than a home - it's a piece of Chattanooga history, ready for the newest chapter in its already extensive novel.
    17 hours
    146
    15

    Zillow last checked:

    Listing updated:

    Listed by:

    Douglas Dodson 423-902-4605,

    SquareOne Realty, LLC 423-551-3279,

    Heather Honey 423-504-0133,

    SquareOne Realty, LLC

    Source: Greater Chattanooga Realtors,MLS#: 1541730

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bathroom
      • Description: Full Bathroom
      • Level: First
      Bathroom
      • Description: Full Bathroom
      • Level: Second
      Bathroom
      • Description: Half Bathroom/Pittsburgh Toilet
      • Level: Basement
      Other
      • Level: First
      Dining room
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: Basement
      Laundry
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Electric, Multi Units
      Appliances
      • Included: Built-In Electric Range, Built-In Electric Oven, Dryer, Disposal, Dishwasher, Electric Water Heater, Refrigerator, Vented Exhaust Fan, Washer, Washer/Dryer
      • Laundry: In Basement, Electric Dryer Hookup, Main Level, Multiple Locations, Washer Hookup
      Features
      • Built-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, High Speed Internet, Kitchen Island, Natural Woodwork, Pantry, Smart Thermostat, Storage, Separate Shower, Tub/shower Combo, Separate Dining Room
      • Flooring: Hardwood, Tile
      • Windows: Shades, Storm Window(s), Wood Frames, Window Treatments
      • Basement: Partially Finished,Unfinished
      • Number of fireplaces: 6
      • Fireplace features: Bedroom, Den, Dining Room, Family Room, Kitchen, Living Room
      Interior area
      • Total structure area: 3,250
      • Total interior livable area: 3,250 sqft
      • Finished area above ground: 3,250

      Property

      Parking
      • Parking features: Concrete, Off Street, Kitchen Level
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Front Porch, Porch, Rear Porch, Porch - Covered
      • Exterior features: Rain Gutters
      • Pool features: None
      • Spa features: None
      • Fencing: Electric,Gate
      Lot
      • Size: 7,840 Square Feet
      • Dimensions: 50 x 149
      • Features: Level
      Details
      • Additional structures: None
      • Parcel number: 146h E 028

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Brick/Mortar, Stone
      • Roof: Asphalt,Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1920

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Curbs, Historic District, Street Lights, Sidewalks
      • Security: Security Gate
      • Subdivision: Fort Wood
      HOA
      • Has HOA: Yes
      • Amenities included: Park
      • Services included: None
      • HOA fee: $35 none
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $285/sqft
      • Tax assessed value: $758,700
      • Annual tax amount: $6,535
      • Date on market: 8/29/2026
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $890,300

        $846,000 - $935,000

        $2,208/mo

        Price history

        DateEventPrice
        8/29/2026Listed for sale$925,000+10.8%$285/sqft
        Source: Greater Chattanooga Realtors #1541730 Report a problem
        12/4/2025Sold$835,000-1.8%$257/sqft
        Source: Greater Chattanooga Realtors #1523194 Report a problem
        10/31/2025Contingent$850,000$262/sqft
        Source: Greater Chattanooga Realtors #1523194 Report a problem
        10/31/2025Listed for sale$850,000+44.3%$262/sqft
        Source: Greater Chattanooga Realtors #1523194 Report a problem
        3/25/2022Sold$589,000-5.6%$181/sqft
        Source: Greater Chattanooga Realtors #1347259 Report a problem
        2/28/2022Contingent$624,000$192/sqft
        Source: Greater Chattanooga Realtors #1347259 Report a problem
        1/11/2022Price change$624,000-3.9%$192/sqft
        Source: Greater Chattanooga Realtors #1347259 Report a problem
        12/10/2021Listed for sale$649,000+3.8%$200/sqft
        Source: Greater Chattanooga Realtors #1347259 Report a problem
        10/25/2021Sold$625,000+26.3%$192/sqft
        Source: Public Record Report a problem
        9/29/2021Listed for sale$495,000+4850%$152/sqft
        Source: Greater Chattanooga Realtors #1343965 Report a problem
        2/9/2010Sold$10,000$3/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,875 +13.2%$189,675 +67%
        2024$2,540 $113,550
        2023$2,540 $113,550
        2022$2,540 $113,550
        2021$2,540 +31.1%$113,550 +62%
        2020$1,938 $70,075
        2019$1,938 $70,075
        2018$1,938 -47.1%$70,075
        2017$3,660 +39.3%$70,075
        2016$2,628 --
        2015$2,628 $49,525
        2014$2,628 +182.7%--
        2013$930 $49,525 +47.3%
        2012$930 $33,625
        2011$930 $33,625
        2010$930 -41.2%$33,625
        2009$1,582 $33,625 +32.9%
        2008-- $25,300
        2007-- $25,300
        2006-- $25,300
        2005-- $25,300 +52.4%
        2004-- $16,600
        2003-- $16,600
        2002-- $16,600
        2001-- $16,600 +63.1%
        2000-- $10,175
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Fortwood Historic District

        Getting around

        69 / 100
        Somewhat Walkable
        38 / 100
        Some Transit
        83 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Brown Academy
        • Middle: Orchard Knob Middle
        • High: Howard School of Academics & Tech

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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