8622 Highway 98, Pt Saint Joe, FL 32456

Perched on a hilltop overlooking the Gulf on Florida's Forgotten Coast, this custom-built coastal home offers rare privacy, space & exceptional views in St. Joe Beach. Never rented and meticulously maintained by its original owner, the property blends the warmth of a primary residence with outstanding investment potential. Situated on an expansive .573-acre parcel directly across from the Gulf, the home features unusually large front and back yards for a beach property, including a backyard approximately 100x60 feet. W/ no flood zone concerns, no HOA, low unincorporated taxes & abundant parking for boats, RVs, & guests, the property also offers room for future expansion. The outdoor living area creates a true resort-style setting w/ a private inground pool, brick paver deck, lush mature landscaping, outdoor shower & nearby tiled pool bath. A charming pool house includes electricity fan, refrigerator & sink—ideal as a pool lounge, workspace, or storage. Designed for comfort and accessibility, all floors are accessible by elevator or interior staircase. The 3rd floor features an open-concept living, kitchen, & dining area w/ elevated Gulf views, gas fireplace, oversized pantry, and a spacious 30x12 Gulf-facing porch. Two guest bedrooms & a full bath complete the level, w/ one bedroom offering a private balcony overlooking the water. The second floor includes a spacious Gulf-front primary suite w/ dual vanities, tiled shower, walk-in closet, and a large bonus room perfect for an office, gym, nursery, or additional sleeping space. Both rooms open to a screened Gulf-view porch with gas and water hookups. A private guest suite with en suite bath & a custom built-in laundry area complete the floor. The ground level offers a formal foyer, elevator & 2 oversized enclosed garage bays w/ extra storage, including space for a golf cart and direct pool access. Located by Veterans Memorial Park w/ beach access, pickleball courts, dog park. Virtual tour available.