INCOME-PRODUCING VRBO | NO HOA | NO RENTAL RESTRICTIONS | 0.33-ACRE OVERSIZED LOT | POOL | 5 MINUTES TO INDIAN ROCKS BEACH! Looking for a property that can generate income while giving you the Florida lifestyle? This is it! Currently operating as a successful short-term rental, this spacious pool home sits on an oversized 0.33-acre lot—the equivalent of approximately TWO LOTS—with NO HOA and NO rental restrictions. Freshly painted and ready to impress, this 3-bedroom, 2-bathroom home offers more than 1,725 sq. ft. of living space, plus a large front porch and an oversized 2-car garage. The outdoor living area is where this property truly shines. Enjoy a newly updated pool deck, expansive screened-in lanai with epoxy flooring, and even a putting green for added entertainment. It is the perfect setup for guests, family gatherings, or simply enjoying the Florida lifestyle. Inside, the split-bedroom floor plan provides privacy and functionality. The skylights make the spaces bright without emptying your pocket. The spacious primary suite overlooks the pool and features a large walk-in closet and an updated ensuite bathroom with a walk-in shower and jetted tub. The kitchen has been updated with stone countertops, a matching backsplash, stainless-steel appliances, a NEW dishwasher, and a pantry. Two additional bedrooms and a full bathroom complete the living area. NEW water softener, and NON-FLOOD ZONE location. The property also experienced no storm damage or impact. Approximately 5 minutes to Indian Rocks Beach and the Belleair Causeway Boat Ramp, making this an attractive destination for both vacation guests and long-term enjoyment. Taylor Park and the Pinellas Trail are approximately 1 mile away, while downtown Largo, Largo Central Park, healthcare facilities, Clearwater Beach, St. Petersburg, PIE Airport, and Tampa International Airport are all easily accessible. INVESTOR ALERT: With no HOA, no rental restrictions, an existing short term rental operation, and 0.33 acres of land. This isn't just a pool home—it's an income-producing Florida property with room to grow, flexibility to operate, and the beach just minutes away.
For sale
Price cut: $10K (10/14)
$585,000
863 BAY BREEZE TERRACE, LARGO, FL 33770
3beds
1,725sqft
Single Family Residence
Built in 1964
0.33 Acres Lot
$567,500 Zestimate®
$339/sqft
$-- HOA
What's special
Freshly paintedNewly updated pool deckLarge front porchSpacious pool homeNew dishwasherSplit-bedroom floor planStainless-steel appliances
- 25 days
- 1,133
- 114
Zillow last checked:
Listing updated:
Listed by:
Maria Urbano 813-320-0400,
US INTERAMERICAN REALTY LLC 813-320-0400
Source: Stellar MLS,MLS#: TB8550089
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Florida Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Bedroom 1
- Features: Built-in Closet
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Primary bathroom
- Level: First
Bathroom 1
- Level: First
Balcony porch lanai
- Level: First
Dining room
- Level: First
Florida room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Touchless Faucet, Washer
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
Features
- Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Luxury Vinyl, Tile
- Doors: French Doors
- Windows: Skylight(s), Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 3,592
- Total interior livable area: 1,725 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Garage Faces Side
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Patio, Screened
- Exterior features: Irrigation System, Private Mailbox
- Has private pool: Yes
- Pool features: In Ground
Lot
- Size: 0.33 Acres
- Dimensions: 140 x 104
- Features: Landscaped, Oversized Lot, Unincorporated
- Residential vegetation: Trees/Landscaped
Details
- Additional structures: Shed(s)
- Parcel number: 053015033300030100
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1964
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: BAY BREEZE ESTATES
HOA
- Has HOA: No
Location
- Region: Largo
Financial & listing details
- Price per square foot: $339/sqft
- Tax assessed value: $467,133
- Annual tax amount: $8,668
- Date on market: 9/18/2026
- Cumulative days on market: 298 days
- Listing terms: Cash,Conventional,FHA,Lease Option,Lease Purchase,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
$567,500
$539,000 - $596,000
$3,325/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/14/2026 | Price change | $3,500-12.5%$2/sqft |
Source: Stellar MLS #TB8550126 Report a problem | ||
| 10/14/2026 | Price change | $585,000-1.7%$339/sqft |
Source: | ||
| 9/24/2026 | Listed for sale | $595,000-0.7%$345/sqft |
Source: | ||
| 9/18/2026 | Listed for rent | $4,000$2/sqft |
Source: Stellar MLS #TB8550126 Report a problem | ||
| 8/17/2026 | Listing removed | $599,000$347/sqft |
Source: | ||
| 7/18/2026 | Price change | $599,000-1%$347/sqft |
Source: | ||
| 6/9/2026 | Listed for sale | $605,000$351/sqft |
Source: | ||
| 5/27/2026 | Pending sale | $605,000$351/sqft |
Source: | ||
| 5/11/2026 | Listed for sale | $605,000$351/sqft |
Source: | ||
| 2/16/2026 | Listing removed | $605,000$351/sqft |
Source: | ||
| 2/4/2026 | Price change | $605,000-0.8%$351/sqft |
Source: | ||
| 11/21/2025 | Price change | $610,000-0.8%$354/sqft |
Source: | ||
| 9/17/2025 | Price change | $615,000-3.1%$357/sqft |
Source: | ||
| 9/3/2025 | Price change | $635,000-3.1%$368/sqft |
Source: | ||
| 8/15/2025 | Listed for sale | $655,000+25%$380/sqft |
Source: | ||
| 7/12/2023 | Sold | $523,800+155.5%$304/sqft |
Source: Public Record Report a problem | ||
| 5/27/2003 | Sold | $205,000+62.7%$119/sqft |
Source: Public Record Report a problem | ||
| 10/6/1998 | Sold | $126,000$73/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,870 +2.3% | $467,133 +0.1% |
| 2024 | $8,668 +310.3% | $466,466 +203.1% |
| 2023 | $2,113 +3.6% | $153,876 +3% |
| 2022 | $2,040 -0.7% | $149,394 +3% |
| 2021 | $2,054 +0.4% | $145,043 +1.4% |
| 2020 | $2,045 +2.3% | $143,040 +2.3% |
| 2019 | $1,999 | $139,824 +1.9% |
| 2018 | $1,999 +1.3% | $137,217 +2.1% |
| 2017 | $1,974 +4.3% | $134,395 +2.1% |
| 2016 | $1,892 -1.5% | $131,631 +0.7% |
| 2015 | $1,921 +1.4% | $130,716 +0.8% |
| 2014 | $1,893 +0.8% | $129,679 +1.5% |
| 2013 | $1,878 +3.2% | $127,763 +1.7% |
| 2012 | $1,820 | $125,627 -10.3% |
| 2011 | -- | $140,029 -8% |
| 2010 | -- | $152,260 -14.9% |
| 2009 | -- | $178,828 -11.2% |
| 2008 | $3,148 | $201,282 +3% |
| 2007 | -- | $195,419 -8.1% |
| 2005 | -- | $212,700 +18.4% |
| 2004 | $3,398 +48.3% | $179,700 +14.2% |
| 2003 | $2,292 +5.4% | $157,400 +14.1% |
| 2002 | $2,175 | $138,000 +7.3% |
| 2001 | $2,175 +3.6% | $128,600 +2.5% |
| 2000 | $2,099 | $125,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 33770
Nearby schools
Schools provided by the listing agent
- Elementary: Ridgecrest Elementary-PN
- Middle: Largo Middle-PN
- High: Largo High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







