87 1ST AVENUE NW, LUTZ, FL 33548
What's special
MAJOR PRICE REDUCTION – NOW $419,900! WATERFRONT LIVING ON .59 ACRES IN THE HEART OF LUTZ! NO HOA, NO CDD FEES, AND STEINBRENNER HIGH SCHOOL DISTRICT! An exceptional opportunity to own a waterfront home on over half an acre at an attractive new price! Tucked away at the end of a quiet dead-end street in desirable downtown Lutz, this 3-bedroom, 2.5-bath home offers 1,801 square feet of living space, a peaceful setting, and a rare combination of privacy, location, and value. Step inside to discover soaring ceilings, a charming sunken living room with a wood-burning fireplace, and an updated kitchen featuring granite countertops, wood cabinetry, and a walk-in pantry. The desirable FIRST-FLOOR PRIMARY SUITE features private access to the screened lanai and an updated en-suite bath with dual vanities, a spacious tiled shower, and generous closet space. Upstairs, two additional bedrooms, a full bath, and a versatile loft provide flexible space for a home office, playroom, or second living area. THE OUTDOOR SETTING IS WHAT TRULY SETS THIS PROPERTY APART! Enjoy an expansive, park-like .59-acre lot with mature surroundings, direct lake access, and plenty of room to relax, entertain, or enjoy the Florida lifestyle. Bring your kayak, canoe, or fishing gear and experience waterfront living right from your own backyard! Recent improvements include EXTERIOR PAINT (2025), NEW WATER SOFTENER SYSTEM (2025), ROOF (2019), AND UPDATED BATHROOMS. Location is another standout feature! Situated in the heart of Lutz with convenient access to US-41, I-275, and the Suncoast Parkway, this property offers easy connectivity to shopping, dining, entertainment, and the greater Tampa Bay area. NOW OFFERED AT JUST $419,900! Waterfront living, nearly .60 acres, a first-floor primary suite, NO HOA or CDD fees, and the sought-after Steinbrenner High School district—all at a compelling new price! DON'T MISS THIS OPPORTUNITY. SCHEDULE YOUR PRIVATE SHOWING TODAY!
- 123 days
- 1,992
- 204
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Cindy Greco 813-240-8300,
EXP REALTY LLC 888-883-8509

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bonus Room
Primary bedroom
- Features: En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 151.2 Square Feet
- Dimensions: 12x12.6
Bedroom 2
- Features: Walk-In Closet(s)
- Level: Second
- Area: 137.76 Square Feet
- Dimensions: 12.4x11.11
Bedroom 3
- Features: Built-in Closet
- Level: Second
- Area: 137.76 Square Feet
- Dimensions: 12.4x11.11
Primary bathroom
- Level: First
- Area: 156.09 Square Feet
- Dimensions: 12.1x12.9
Kitchen
- Level: First
Living room
- Level: First
- Area: 229.1 Square Feet
- Dimensions: 15.8x14.5
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
Features
- Ceiling Fan(s), Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s)
- Flooring: Carpet, Ceramic Tile
- Has fireplace: Yes
- Fireplace features: Living Room, Masonry, Wood Burning
- Common walls with other units/homes: End Unit
Interior area
- Total structure area: 2,671
- Total interior livable area: 1,799 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Circular Driveway, Driveway, Garage Faces Side
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Exterior features: Private Mailbox
- Fencing: Wood
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Lake Privileges
- Body of water: LUTZ LAKE
Lot
- Size: 0.59 Acres
- Features: In County, Street Dead-End
Details
- Parcel number: U1227180JF00000100001.0
- Zoning: LDC
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, HardiPlank Type, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected
Community & HOA
Community
- Security: Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: WEST NORTH TAMPA
HOA
- Has HOA: No
Location
- Region: Lutz
Financial & listing details
- Price per square foot: $233/sqft
- Annual tax amount: $3,164
- Date on market: 6/17/2026
- Cumulative days on market: 124 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Gravel, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/13/2026 | Price change | $419,900-2.3%$233/sqft |
Source: | ||
| 9/29/2026 | Price change | $429,900-1.1%$239/sqft |
Source: | ||
| 9/17/2026 | Price change | $434,900-1.1%$242/sqft |
Source: | ||
| 7/30/2026 | Price change | $439,900-2.2%$245/sqft |
Source: | ||
| 7/14/2026 | Price change | $450,000-3.2%$250/sqft |
Source: | ||
| 6/17/2026 | Listed for sale | $465,000+10.1%$258/sqft |
Source: eXp Realty #TB8519979 Report a problem | ||
| 4/8/2025 | Sold | $422,500+0.6%$235/sqft |
Source: | ||
| 3/9/2025 | Pending sale | $420,000$233/sqft |
Source: | ||
| 3/2/2025 | Price change | $420,000-4.5%$233/sqft |
Source: | ||
| 1/31/2025 | Price change | $439,900-2.2%$245/sqft |
Source: | ||
| 1/3/2025 | Listed for sale | $449,900$250/sqft |
Source: | ||
| 11/21/2024 | Listing removed | $449,900-4.1%$250/sqft |
Source: | ||
| 10/23/2024 | Price change | $469,000-3.3%$261/sqft |
Source: | ||
| 9/20/2024 | Listed for sale | $485,000$270/sqft |
Source: | ||
Public tax history
Monthly payment
Estimated market value
$416,500
$396,000 - $437,000
$2,780/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.