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For salePrice cut: $10.1K (7/30)
$439,900
3beds
1,799sqft

87 1ST AVENUE NW, LUTZ, FL 33548

3beds
1,799sqft
Single family residence
Built in 1988
0.59 Acres
2 Attached garage spaces
$245 price/sqft

What's special

Spacious upstairs loftAbundant closet spaceLakefront homeOversized lotSoaring ceilingsWood-burning fireplacePeaceful waterfront views

Price Improvement! Seller will contribute toward buyer closing costs or an interest rate buy-down with an acceptable offer. Located in the highly sought-after Steinbrenner High School district with NO HOA or CDD fees, this charming lakefront home is tucked away at the end of a quiet dead-end street on a private .59-acre lot. Offering 1,801 square feet of living space, this 3-bedroom, 2.5-bath home features soaring ceilings, a sunken living room with a wood-burning fireplace, an updated kitchen with granite countertops, wood cabinetry, a walk-in pantry, and a spacious upstairs loft. The first-floor primary suite offers private access to the screened lanai and an updated en-suite bath with dual vanities, a large tiled shower, and abundant closet space. Upstairs, you'll find two generously sized bedrooms, a full bath, and a versatile loft ideal for a home office, playroom, or additional living space. Step outside and enjoy the park-like backyard with direct lake access—perfect for kayaking, canoeing, fishing, or simply relaxing and taking in the peaceful waterfront views. Recent updates include exterior paint (2025), new water softener system (2025), roof (2019), updated bathrooms, HVAC (2014), and water heater (2014). Conveniently located near US-41, I-275, the Suncoast Parkway, shopping, dining, and entertainment, this home offers a rare combination of privacy, lakefront living, an oversized lot, and an excellent Lutz location.

78 days
|
2,216
|
138
|

Likely to sell faster than

Source: Stellar MLS,MLS#: TB8519979MLS LogoOriginating MLS: Sarasota - Manatee
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Cindy Greco 813-240-8300,

EXP REALTY LLC 888-883-8509

Source: Stellar MLS,MLS#: TB8519979MLS LogoOriginating MLS: Sarasota - Manatee

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
Rooms
  • Room types: Bonus Room
Primary bedroom
  • Features: En Suite Bathroom, Walk-In Closet(s)
  • Level: First
  • Area: 151.2 Square Feet
  • Dimensions: 12x12.6
Bedroom 2
  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 137.76 Square Feet
  • Dimensions: 12.4x11.11
Bedroom 3
  • Features: Built-in Closet
  • Level: Second
  • Area: 137.76 Square Feet
  • Dimensions: 12.4x11.11
Primary bathroom
  • Level: First
  • Area: 156.09 Square Feet
  • Dimensions: 12.1x12.9
Kitchen
  • Level: First
Living room
  • Level: First
  • Area: 229.1 Square Feet
  • Dimensions: 15.8x14.5
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
Features
  • Ceiling Fan(s), Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s)
  • Flooring: Carpet, Ceramic Tile
  • Has fireplace: Yes
  • Fireplace features: Living Room, Masonry, Wood Burning
  • Common walls with other units/homes: End Unit
Interior area
  • Total structure area: 2,671
  • Total interior livable area: 1,799 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Circular Driveway, Driveway, Garage Faces Side
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes
Features
  • Levels: Two
  • Stories: 2
  • Exterior features: Private Mailbox
  • Fencing: Wood
  • Has view: Yes
  • View description: Water, Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • Waterfront features: Lake Front, Lake Privileges
  • Body of water: LUTZ LAKE
Lot
  • Size: 0.59 Acres
  • Features: In County, Street Dead-End
Details
  • Parcel number: U1227180JF00000100001.0
  • Zoning: LDC
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Block, HardiPlank Type, Wood Frame
  • Foundation: Slab
  • Roof: Shingle
Condition
  • Completed
  • New construction: No
  • Year built: 1988

Utilities & green energy

  • Sewer: Septic Tank
  • Water: Well
  • Utilities for property: Electricity Connected

Community & HOA

Community
  • Security: Smoke Detector(s)
  • Pet fee: $0 monthly
  • Subdivision: WEST NORTH TAMPA
HOA
  • Has HOA: No
Location
  • Region: Lutz

Financial & listing details

  • Price per square foot: $245/sqft
  • Annual tax amount: $3,164
  • Date on market: 6/17/2026
  • Cumulative days on market: 78 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Gravel, Paved

Price history

DateEventPrice
7/30/2026Price change$439,900-2.2%$245/sqft
Source: Stellar MLS #TB8519979 Report a problem
7/14/2026Price change$450,000-3.2%$250/sqft
Source: Stellar MLS #TB8519979 Report a problem
6/17/2026Listed for sale$465,000+10.1%$258/sqft
Source: eXp Realty #TB8519979 Report a problem
4/8/2025Sold$422,500+0.6%$235/sqft
Source: Stellar MLS #TB8305274 Report a problem
3/9/2025Pending sale$420,000$233/sqft
Source: Stellar MLS #TB8305274 Report a problem
3/2/2025Price change$420,000-4.5%$233/sqft
Source: Stellar MLS #TB8305274 Report a problem
1/31/2025Price change$439,900-2.2%$245/sqft
Source: Stellar MLS #TB8305274 Report a problem
1/3/2025Listed for sale$449,900$250/sqft
Source: Stellar MLS #TB8334494 Report a problem
11/21/2024Listing removed$449,900-4.1%$250/sqft
Source: Stellar MLS #TB8305274 Report a problem
10/23/2024Price change$469,000-3.3%$261/sqft
Source: Stellar MLS #TB8305274 Report a problem
9/20/2024Listed for sale$485,000$270/sqft
Source: Stellar MLS #TB8305274 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment
$2,917/mo
Principal & interest
$2257
Property taxes
$660
More affordability toolsChevron Right

Estimated market value

$433,500

$412,000 - $455,000

$2,697/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 33548

Nearby schools

Lutz K-8 School
Grades PK-80.4 miles
9/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
9/10
Steinbrenner High School
Grades 9-124.4 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
9/10
Student Progress Rating
5/10
Buchanan Middle School
Grades 6-84.5 miles
3/10
GreatSchools® Rating
Test Score Rating
2/10
Student Progress Rating
3/10