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Pending
    • Price cut: $15K (4/25)
    $315,000

    8700 Front Beach Rd Unit 4317, Panama City Beach, FL 32407

    3beds
    1,761sqft
    : 
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    Condominium
    Built in 2009
    -- sqft lot
    $299,600 Zestimate®
    $179/sqft
    $-- HOA

    What's special

    Resort-style poolPrivate balconyGranite countertopsHigh ceilingsLagoon-style poolSpa-inspired ensuite bathroomSoaking tub
    Welcome to Island Reserve Condominiums in beautiful Panama City Beach! Experience the perfect blend of luxury and costal comfort in this spacious 3 bedroom, 2.5 bathroom condo. Step inside an inviting open-concept living area filled with natural light, featuring high ceilings, crown molding, and modern finished throughout. The kitchen is designed for both style and functionality, complete with granite countertops, stainless steel appliances, and plenty of cabient storage. The primary suite offers a peaceful retreat with a large walk-in closet and a spa-inspired ensuite bathroom featuring a double vanity, soaking tub, and seperate glass shower. Two additional bedrooms are generously sized-perfect for guest, family, or a home office-with shared full bath and convenient half bath nearby. Step out onto your private balcony and take in breathtaking views of the resort-style pool and waterfall below. Island Reserve offers a variety of premium amenities, including a fitness center, clubhouse, inside basketball courts, lagoon-style pool, hot tub, and theater room ideal for movie nights. This gated community offers peace of mind with secure access, and its prime location puts you just minutes from sugar-white sands, local dining, shopping, and entertainment that makes Panama City Beach so special. Don't miss your chance to own your piece of paradise- schedule your private showing today! All measurments are approximate. Please verify if important.
    123 days
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    400
    |
    20
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    Zillow last checked:

    Listing updated:

    Listed by:

    Maria N Lipford 850-866-0386,

    Earth and Stone Realty LLC

    Source: CPAR,MLS#: 786080MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 16 x 12
      Bedroom
      • Level: First
      • Dimensions: 13 x 10
      Bedroom
      • Level: First
      • Dimensions: 12 x 11
      Dining room
      • Level: First
      • Dimensions: 16 x 11
      Kitchen
      • Level: First
      • Dimensions: 15 x 10
      Living room
      • Level: First
      • Dimensions: 18 x 17
      Heating
      • Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Electric Range
      Features
      • Balcony, Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)
      Interior area
      • Total structure area: 1,761
      • Total interior livable area: 1,761 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Community Structure, Gated
      • Garage spaces: 2
      Features
      • Patio & porch: Balcony
      • Pool features: In Ground, Community
      • Has spa: Yes
      • Spa features: Community
      Details
      • Parcel number: 40001100145
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Low Rise
      • Property subtype: Condominium
      Condition
      • New construction: No
      • Year built: 2009

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Basketball Court, Clubhouse, Elevator, Fitness Center, Pool, Community Pool, Gated
      • Security: Fire Sprinkler System, Gated Community, Security Guard, Fire Alarm, Security Gate, Smoke Detector(s), Security Service
      • Subdivision: Island Reserve
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Spa/Hot Tub
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $179/sqft
      • Tax assessed value: $303,705
      • Annual tax amount: $3,738
      • Date on market: 3/1/2026
      • Cumulative days on market: 124 days

        Estimated market value

        $299,600

        $285,000 - $315,000

        $2,607/mo

        Price history

        DateEventPrice
        6/29/2026Pending sale$315,000$179/sqft
        Source: CPAR #786080 Report a problem
        4/25/2026Price change$315,000-4.5%$179/sqft
        Source: CPAR #786080 Report a problem
        3/13/2026Price change$330,000-9.6%$187/sqft
        Source: CPAR #786080 Report a problem
        3/1/2026Listed for sale$365,000+5.8%$207/sqft
        Source: CPAR #786080 Report a problem
        11/7/2025Listing removed$345,000$196/sqft
        Source: CPAR #765159 Report a problem
        6/26/2025Price change$345,000-5.5%$196/sqft
        Source: CPAR #765159 Report a problem
        3/26/2025Price change$365,000-2.7%$207/sqft
        Source: CPAR #765159 Report a problem
        11/17/2024Listed for sale$375,000+102.9%$213/sqft
        Source: CPAR #765159 Report a problem
        7/24/2009Sold$184,800$105/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,738 +3.5%$298,780 +10%
        2023$3,612 +24.7%$271,618 +10%
        2022$2,896 $246,925
        2021-- --
        2020$2,708 +4.5%$219,300 +9.3%
        2019$2,591 $200,702 +10%
        2018$2,591 +10.9%$182,456 +10%
        2017$2,336 +7.2%$165,869 +10%
        2016$2,178 +17.3%$150,790 +9.5%
        2015$1,857 $137,700 +4.3%
        2014$1,857 $131,963 +0.2%
        2013-- $131,750 +1.6%
        2012-- $129,625 -12.4%
        2011-- $147,900 -2.8%
        2010-- $152,150 +551%
        2008-- $23,371

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32407

        Getting around

        34 / 100
        Car-Dependent
        60 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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