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  • $1,205,000

    872 Armstrong Rd, Belmont, NC 28012

    3beds
    3,937sqft
    Single Family Residence
    Built in 1981
    0.87 Acres Lot
    $1,205,300 Zestimate®
    $306/sqft
    $3,898 Estimated rent

    Home value

    $1,205,300

    $1.15M - $1.27M

    $3,898/mo

    Zestimate® history
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    What's special

    Huge rec areaUpper stone-clad deckDedicated home officeWet barTwo stunning stone fireplacesMulti-level areas for entertaining
    Some homes are built for a season, but this one was built for a lifetime. For decades, this waterfront retreat on Armstrong Road has been the heartbeat of multigenerational gatherings, and now, it’s ready for its next chapter. The main level feels like a welcoming hug. You’ll love the character of the wood-beamed ceilings in the great room and the warmth of the first of two stunning stone fireplaces. This is a home designed with elegance, but made for comfort, featuring a dedicated home office and a massive laundry room equipped with a mud sink and add'l refrigerator—ideal for lake-day prep. Both main-level bedrooms are true retreats, featuring ensuite bathrooms with classic clawfoot tubs and custom tile showers. You'll find the real 'WOW' factor of this home as you descend downstairs into the finished basement showcasing a full secondary living quarters! With an expansive kitchen, wet bar, huge rec area, and two additional rooms, both currently being used as bedrooms, it’s the ultimate setup for multi-generational living or just the best guest suite on the lake! When you step outside, you'll find multi-level areas for entertaining. From the upper, stone-clad deck to the lower masonry patio flowing onto a terrace with a custom masonry firepit, there is a spot for everyone to enjoy the view! Follow the lure of the sunlight glistening off the water as it leads you down to your covered, floating dock with a boatlift AND YOUR OWN PONTOON BOAT! Yes, this home comes with a 24-ft. pontoon with double bimini tops a 90hp, 4-stroke Yamaha motor! You can start enjoying lake life on DAY ONE! Located on nearly an acre of land, you'll enjoy no HOA dues, and no city taxes... allowing you the freedom to live exactly as you’ve always dreamed. Make your appointment today to see this incredible Belmont legacy home for yourself!

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Megan Triplett megan.triplett@allentate.com,

    Howard Hanna Allen Tate Gastonia

    Bought with:

    Christina Carrasquillo

    NorthGroup Real Estate LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4349213MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    • Main level bedrooms: 2
    Primary bedroom
    • Level: Main
    Bedroom s
    • Level: Main
    Bedroom s
    • Level: Basement
    Bedroom s
    • Level: Basement
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Main
    Bathroom half
    • Level: Main
    Bathroom full
    • Level: Basement
    Flex space
    • Level: Main
    Great room
    • Level: Main
    Kitchen
    • Level: Main
    Kitchen
    • Level: Basement
    Office
    • Level: Main
    Recreation room
    • Level: Basement
    Heating
    • Central, Electric
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Refrigerator with Ice Maker, Trash Compactor, Washer, Washer/Dryer
    • Laundry: Laundry Room, Main Level
    Features
    • Breakfast Bar, Open Floorplan, Storage, Walk-In Closet(s)
    • Flooring: Laminate, Tile, Wood
    • Doors: French Doors
    • Windows: Insulated Windows
    • Basement: Exterior Entry,Interior Entry,Walk-Out Access
    • Fireplace features: Great Room, Recreation Room, Wood Burning
    Interior area
    • Total structure area: 2,198
    • Total interior livable area: 3,937 sqft
    • Finished area above ground: 2,198
    • Finished area below ground: 1,739

    Property

    Parking
    • Total spaces: 6
    • Parking features: Driveway
    • Uncovered spaces: 6
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Balcony, Covered, Patio, Porch
    • Exterior features: Fire Pit
    • Has view: Yes
    • View description: Water, Year Round
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: Boat Lift, Boat Slip (Deed), Dock, Waterfront
    • Body of water: Lake Wylie
    Lot
    • Size: 0.87 Acres
    Details
    • Additional structures: Outbuilding
    • Parcel number: 193318
    • Zoning: R1
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch,Traditional
    • Property subtype: Single Family Residence
    Materials
    • Brick Full
    Condition
    • New construction: No
    • Year built: 1981

    Utilities & green energy

    • Sewer: Septic Installed
    • Water: Well

    Community & neighborhood

    Security
    • Security features: Security System, Smoke Detector(s)
    Location
    • Region: Belmont
    • Subdivision: none

    Other

    Other facts
    • Listing terms: Cash,Conventional
    • Road surface type: Gravel, Paved

    Price history

    DateEventPrice
    3/30/2026Sold$1,205,000+0.4%$306/sqft
    Source: Canopy MLS as distributed by MLS GRID #4349213 Report a problem
    3/3/2026Listed for sale$1,200,000+300%$305/sqft
    Source: Canopy MLS as distributed by MLS GRID #4349213 Report a problem
    6/17/2002Sold$300,000$76/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$5,540 $775,900
    2024$5,540 +2.7%$775,900
    2023$5,393 +26.1%$775,900 +66.9%
    2022$4,278 +4.5%$464,990
    2021$4,092 +6%$464,990
    2020$3,859 -5.3%$464,990
    2019$4,073 +27.9%$464,990 +32.9%
    2018$3,184 $349,857
    2017$3,184 +2.8%$349,857 +3.9%
    2016$3,097 $336,666 -4.2%
    2014$3,097 $351,412
    2012-- $351,412
    2011-- $351,412
    2010-- $351,412
    2009-- $351,412
    2008-- $351,412 +17.4%
    2007-- $299,230
    2006-- $299,230
    2005-- $299,230 +3.6%
    2004-- $288,970
    2003-- $288,970

    Find assessor info on the county website

    Neighborhood: 28012

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Belmont Central
    • High: South Point (NC)

    Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $1,205,300
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,205,300