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For salePrice cut: $5 (10/16)
$634,895
4beds
2,218sqft

873 Ancona Ln, Lake Elsinore, CA 92530

4beds
2,218sqft
Single Family Residence
Built in 2025
6,970 Square Feet Lot
$634,600 Zestimate®
$286/sqft
$104/mo HOA

What's special

An amazing home with a 5.625% assumable FHA mortgage! Qualified buyers may take over the seller’s existing loan, subject to mortgage servicer approval—see details below. TURN-KEY MODERN GEM IN LAKE ELSINORE! DON’T MISS THIS ONE! Welcome home to 873 Ancona Lane, a beautiful modern retreat offering the perfect combination of move-in-ready living, incredible outdoor space, and scenic views. This gorgeous 4-bedroom, 3-bathroom home features a spacious bonus TV room, 2-car garage, and a bright open-concept layout designed for both everyday living and entertaining. The main living space flows effortlessly into a modern kitchen with sleek cabinetry, stainless steel appliances, a large center island, and plenty of room to gather. Upstairs, enjoy a spacious primary retreat along with additional bedrooms and flexible living space for family, guests, or a home office. Step outside and discover what truly sets this home apart! The oversized backyard has been upgraded with brand-new DG landscaping, a stock-tank-style pool, and a beautiful fire pit, with tons of additional space to create the ultimate indoor-outdoor Southern California retreat. From the second story, enjoy beautiful open views of the neighboring park and surrounding mountains, creating a backdrop neighboring homes simply don’t have. With the park just moments away, welcoming neighborhood streets, incredible outdoor potential, and a completely turnkey interior, 873 Ancona Lane is ready to impress. Schedule your tour today before it’s gone! ***FHA ASSUMPTION OPPORTUNITY: Seller reports that the existing FHA mortgage is assumable with a 5.625% note interest rate, potentially allowing an approved buyer to take over the remaining loan balance and repayment term. The stated rate is the existing loan’s note rate, not an APR or an offer of new financing. Assumption is subject to mortgage servicer approval, buyer qualification, and applicable requirements. Buyer must cover the difference between the purchase price and the outstanding loan balance through cash or separately approved financing, if available. Closing costs and assumption fees may apply. Taxes, insurance, and other applicable housing expenses may change. Assumption is not guaranteed; all terms must be verified with the mortgage servicer.***

82 days
430
24
Source: CRMLS,MLS#: SW26181353MLS LogoOriginating MLS: California Regional MLS
Travel times

Family Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Blake Cory DRE #01781649 951-216-3319,

eXp Realty of California, Inc.,

Connor McClurg DRE #02426417 619-985-3716,

eXp Realty of California, Inc.

Source: CRMLS,MLS#: SW26181353MLS LogoOriginating MLS: California Regional MLS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1
Rooms
  • Room types: Family Room, Kitchen, Laundry, Loft, Pantry
Pantry
  • Features: Walk-In Pantry
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Electric Oven, Electric Range, Microwave
  • Laundry: Inside, Laundry Room
Features
  • Loft, Walk-In Pantry
  • Has fireplace: No
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls
Interior area
  • Total interior livable area: 2,218 sqft

Property

Parking
  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
Features
  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: Hills, Neighborhood
Lot
  • Size: 6,970 Square Feet
  • Features: 0-1 Unit/Acre
Details
  • Parcel number: 389920001
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Condition
  • New construction: No
  • Year built: 2025

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
Green energy
  • Energy generation: Solar

Community & HOA

Community
  • Features: Curbs, Foothills, Hiking, Park, Storm Drain(s), Street Lights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • Amenities included: Maintenance Grounds
  • HOA fee: $104 monthly
  • HOA name: Terracina Neighborhood Association
  • HOA phone: 800-706-7838
Location
  • Region: Lake Elsinore

Financial & listing details

  • Price per square foot: $286/sqft
  • Tax assessed value: $626,290
  • Date on market: 8/18/2026
  • Cumulative days on market: 83 days
  • Listing terms: Cash,Conventional,1031 Exchange,FHA,VA Loan

Price history

DateEventPrice
10/16/2026Price change$634,8950%$286/sqft
Source: CRMLS #SW26181353 Report a problem
10/3/2026Price change$634,900-2.3%$286/sqft
Source: eXp Realty #SW26181353 Report a problem
9/24/2026Price change$649,9730%$293/sqft
Source: CRMLS #SW26181353 Report a problem
9/19/2026Price change$649,9780%$293/sqft
Source: CRMLS #SW26181353 Report a problem
9/10/2026Price change$649,9830%$293/sqft
Source: CRMLS #SW26181353 Report a problem
9/3/2026Price change$649,9880%$293/sqft
Source: CRMLS #SW26181353 Report a problem
8/28/2026Price change$649,9930%$293/sqft
Source: CRMLS #SW26181353 Report a problem
8/21/2026Price change$649,9980%$293/sqft
Source: CRMLS #SW26181353 Report a problem
8/19/2026Listed for sale$649,999+5.9%$293/sqft
Source: CRMLS #SW26181353 Report a problem
5/27/2025Sold$614,010-1%$277/sqft
Source: CRMLS #IV24146100 Report a problem
3/23/2025Pending sale$619,990$280/sqft
Source: CRMLS #IV24146100 Report a problem
3/15/2025Price change$619,990-1.1%$280/sqft
Source: CRMLS #IV24146100 Report a problem
2/26/2025Price change$627,122-5.6%$283/sqft
Source: KB Home Report a problem
11/25/2024Pending sale$663,992$299/sqft
Source: CRMLS #IV24146100 Report a problem
11/2/2024Price change$663,992+5.4%$299/sqft
Source: CRMLS #IV24146100 Report a problem
9/7/2024Price change$629,990-3.1%$284/sqft
Source: CRMLS #IV24146100 Report a problem
8/3/2024Price change$649,990+0.8%$293/sqft
Source: CRMLS #IV24146100 Report a problem
7/16/2024Listed for sale$644,990$291/sqft
Source: CRMLS #IV24146100 Report a problem

Public tax history

YearProperty taxesTax assessment
2026-- $626,290 +85.9%
2025$8,517 +1586.8%$336,904 +694.8%
2024$505 $42,386
Find assessor info on the county website

Monthly payment

Est. payment
$4,117/mo
Principal & interest
$3394
Property taxes
$619
HOA Fees
$104
More affordability toolsChevron Right

Estimated market value

$634,600

$603,000 - $666,000

$3,768/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 92530

Nearby schools

Alberhill Elementary
Grades K-5 • 1 miles
6/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
7/10
Terra Cotta Middle School
Grades 6-8 • 1.1 miles
2/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
1/10
Lakeside High School
Grades 9-12 • 1.9 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
College Readiness Rating
4/10