8817 S Thomas Dr #A815, Panama City, FL 32408

UNDER CONTRACT. SELLER ACCEPTING BACKUP OFFERS. Top of the Gulf Unit 815 | Fully Updated Top-Floor Gulf-Front Condo in Panama City Beach! Welcome to Unit 815 at Top of the Gulf—an updated, fully furnished top-floor condo offering one of the most desirable and direct Gulf-front views in the entire building. Located on the sugar-white sands of Panama City Beach, this Gulf-front studio places you just steps from the shoreline with panoramic, unobstructed views of the Gulf of Mexico through a floor-to-ceiling beachfront window. This turnkey condo has been thoughtfully remodeled with a brand-new queen bed, all new furniture, a flatscreen TV, and a dining space for four. The kitchen and living areas have been refreshed with modern appliances, new countertops, a stylish backsplash, white brick wall accents, new flooring, and updated finishes throughout. The result is a clean, modern coastal retreat ready for immediate enjoyment or rental use. Top of the Gulf is a well-maintained beachfront community that has recently completed major building upgrades, including new elevators, resurfaced floors, new exterior doors and windows, updated balcony railings, and complex-wide Wi-Fi. Amenities include a Gulf-front pool, kiddie pool, fitness center, owners lounge, game room, BBQ grills, picnic areas, beach showers, a poolside snack bar, and convenient onsite laundry. The building is pet-friendly for owners, offers low HOA dues that include water, cable, internet, and parking, and is fully compliant with Florida's new condominium regulations—no special assessments. Located on Thomas Drive, this condo is within walking distance to Pineapple Willy's, Signal Hill Golf Course, beachfront dining, shopping, entertainment, and popular Panama City Beach attractions. While Unit 815 has not been used as a vacation rental in recent years, it is rental-ready and positioned to perform exceptionally well as an investment property. This top-floor Gulf-front condo is ideal for buyers seeking a personal retreat, full-time coastal living, or an income-producing beachfront investment. With premium views, modern upgrades, and a strong location in one of the most desirable condo buildings on the beach, Unit 815 offers true turnkey Gulf-front living in Panama City Beach.