Welcome home to this meticulously maintained expanded Montgomery model located in the highly sought after gated 55+ golf community of On Top of The World. Enter through the covered front porch and welcome your friends and family into the spacious and open Living/Dining Room. As you walk into the back of the home into the kitchen you can enjoy your morning cup of coffee at the breakfast bar next to the convenient pantry with ample storage. Just through the kitchen is the family room that provides access to an enclosed lanai with heat and AC perfect for year round enjoyment. To the left of the Living/Dining Room are the primary bedroom with newly renovated ensuite bathroom and custom shower and spacious walk-in closet and the guest bedroom is located at the front left corner of the home with an extra deep storage closet joined by a common hallway and guest bathroom. Walk into the expanded two car heated and AC garage with pull down attic stairs to access attic storage and space for the washer, dryer and utility sink in a comfortable space with garage screen. If you are looking for a move-in ready villa with upgraded windows, a new roof (2022) newly painted exterior (2026) primary ensuite bathroom with new shower (2026) and so much more... There's no place like home here in this spacious villa. All furnishings are negotiable (except Artwork in the living room) Come and enjoy lawn care, fitness center, swimming pools, exercise classes, security gates, exterior house painting and so much more included in your monthly HOA fee. You will enjoy being part of the On Top of the World Community with so many clubs to join, and friends to meet and places to see in Ocala and the surrounding communities. Please be sure to look at the photos and video for a more complete list of features and upgrades. This is a wonderful opportunity to own a one of a kind villa. Schedule your appointment to take a look today!!!
For sale
Price cut: $3K (8/28)
$164,900
8878 SW 90TH LANE N #B, OCALA, FL 34481
2beds
1,534sqft
Villa
Built in 1991
-- sqft lot
$159,500 Zestimate®
$107/sqft
$494/mo HOA
What's special
Breakfast barFamily roomUpgraded windowsGarage screenCovered front porchExtra deep storage closetSpacious walk-in closet
- 39 days
- 582
- 29
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Joanne Houston 603-674-7293,
SOUTHERN LIVING REALTY INC 904-710-8699,
Gwen Bongiorno 904-652-9003,
SOUTHERN LIVING REALTY INC
Source: Stellar MLS,MLS#: OM728570
Originating MLS: Ocala - Marion

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Ceiling Fan(s), Storage Closet
- Level: First
Primary bathroom
- Features: En Suite Bathroom, Linen Closet
- Level: First
Bathroom 2
- Features: Tub With Shower, Linen Closet
- Level: First
Balcony porch lanai
- Features: Ceiling Fan(s), No Closet
- Level: First
Dining room
- Features: No Closet
- Level: First
Family room
- Features: Ceiling Fan(s), No Closet
- Level: First
Kitchen
- Features: Breakfast Bar, Built-in Closet
- Level: First
Living room
- Features: Ceiling Fan(s), No Closet
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Walk-In Closet(s)
- Flooring: Laminate, Tile
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,115
- Total interior livable area: 1,534 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Off Street
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 19x22
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Enclosed, Front Porch, Patio, Rear Porch
- Exterior features: Irrigation System, Rain Gutters, Sprinkler Metered
Lot
- Features: Landscaped, Level, Near Golf Course
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Parcel number: 3530217602
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Villa
- Attached to another structure: Yes
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1991
Details
- Builder model: Montgomery
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Handicap Modified, Irrigation-Reclaimed Water, No Truck/RV/Motorcycle Parking, Park, Playground, Pool, Racquetball, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s), Wheelchair Access
- Security: Gated Community, Key Card Entry, Security Gate, Smoke Detector(s)
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: ON TOP OF THE WORLD
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Clubhouse, Elevator(s), Fence Restrictions, Fitness Center, Gated, Golf Course, Handicap Modified, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
- Services included: Common Area Taxes, Community Pool, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Recreational Facilities, Trash
- HOA fee: $494 monthly
- HOA name: Lori Sands
- HOA phone: 352-854-0805
- Second HOA name: Central Association
- Second HOA phone: 352-873-0848
Location
- Region: Ocala
Financial & listing details
- Price per square foot: $107/sqft
- Tax assessed value: $160,371
- Annual tax amount: $2,359
- Date on market: 7/21/2026
- Cumulative days on market: 39 days
- Listing terms: Cash,Conventional,FHA
- Ownership: Leasehold
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
$159,500
$152,000 - $167,000
$1,666/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2026 | Price change | $164,900-1.8%$107/sqft |
Source: | ||
| 8/10/2026 | Price change | $167,900-2.3%$109/sqft |
Source: | ||
| 7/31/2026 | Price change | $171,900-5.5%$112/sqft |
Source: | ||
| 7/21/2026 | Listed for sale | $181,900-9%$119/sqft |
Source: | ||
| 7/17/2024 | Sold | $199,900$130/sqft |
Source: | ||
| 5/16/2024 | Pending sale | $199,900$130/sqft |
Source: | ||
| 5/11/2024 | Listed for sale | $199,900+21.2%$130/sqft |
Source: | ||
| 7/9/2021 | Sold | $165,000+49.3%$108/sqft |
Source: Stellar MLS #OM619801 Report a problem | ||
| 5/24/2005 | Sold | $110,500$72/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,360 +30.1% | $160,371 +17.4% |
| 2024 | $1,814 +2.8% | $136,600 +3% |
| 2023 | $1,765 +3.3% | $132,621 +3% |
| 2022 | $1,709 +161% | $128,758 +175.3% |
| 2021 | $655 +1.2% | $46,773 +1.4% |
| 2020 | $647 +2.1% | $46,127 +2.3% |
| 2019 | $633 | $45,090 +1.9% |
| 2018 | $633 +7.7% | $44,249 +2.1% |
| 2017 | $588 +7% | $43,339 +2.1% |
| 2016 | $549 | $42,448 +0.7% |
| 2015 | $549 +3.8% | $42,153 +0.8% |
| 2014 | $529 +2.5% | $41,818 +1.5% |
| 2013 | $516 -42.2% | $41,200 +1.6% |
| 2012 | $894 -12.8% | $40,560 -17.1% |
| 2011 | $1,025 -5.7% | $48,921 -7.2% |
| 2010 | $1,087 -10.7% | $52,707 -16.3% |
| 2009 | $1,218 -24.2% | $62,951 -30.3% |
| 2008 | $1,606 -17.1% | $90,339 -19.7% |
| 2007 | $1,937 +10.9% | $112,473 +24.9% |
| 2006 | $1,746 +121.1% | $90,045 +50.7% |
| 2005 | $790 | $59,734 +3% |
| 2004 | $790 +5.6% | $57,995 +1.8% |
| 2002 | $748 +7.2% | $56,977 +3.3% |
| 2001 | $698 | $55,173 |
| 2000 | $698 | $55,173 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 34481
Nearby schools
Schools provided by the listing agent
- Elementary: Saddlewood Elementary School
- Middle: Liberty Middle School
- High: West Port High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






