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For sale
$980,000
3beds
1,826sqft

8895 SW 184th Ter, Cutler Bay, FL 33157

3beds
1,826sqft
Single family residence
Built in 1978
0.39 Acres
2 Garage spaces
$537 price/sqft

What's special

Sparkling poolPrivate backyard retreatWarm and inviting atmosphereOversized lotGenerous patio spaceImpact windows

rare opportunity in Cutler Bay where space, privacy, and lifestyle come together on an expansive 0.39-acre lot. This well-maintained residence features a bright, open layout filled with natural light, creating a warm and inviting atmosphere for everyday living and effortless entertaining. Impact windows add comfort, efficiency, and peace of mind throughout the home. Step outside to your own private backyard retreat with a sparkling pool and generous patio space—perfect for relaxing weekends or hosting guests while enjoying the South Florida lifestyle. The home is move-in ready, while also offering the opportunity to personalize and elevate over time to match your own style and vision. Set on an oversized lot, the property provides both privacy and long-term potential—an increasingly rare combination in today’s market. With no HOA, enjoy added freedom and flexibility rarely found in this area. Ideally located in a quiet residential setting with convenient access to major roads, shopping, dining, and schools, this property presents a unique blend of immediate livability and future upside. Opportunities like this—where space, flexibility, and lifestyle align—are becoming increasingly limited.

117 days
|
400
|
10
|
Source: MIAMI,MLS#: A12012119MLS LogoOriginating MLS: A-Miami Association of REALTORS
Travel times

Family Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Cagla Gumusgerdan 786-806-1144,

Keller Williams Realty Premier Properties

Source: MIAMI,MLS#: A12012119MLS LogoOriginating MLS: A-Miami Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Dryer, Gas Water Heater, Microwave, Electric Range, Gas Range, Refrigerator, Washer
Features
  • Closet Cabinetry, Kitchen Island, Pantry
  • Flooring: Ceramic Tile, Parquet
  • Doors: High Impact Doors
  • Windows: Clear Impact Glass, Complete Impact Glass, High Impact Windows
Interior area
  • Total structure area: 2,046
  • Total interior livable area: 1,826 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 4
  • Parking features: Detached Carport, Driveway
  • Garage spaces: 2
  • Carport spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
Accessibility
  • Accessibility features: Accessible
Features
  • Stories: 1
  • Entry location: First Floor Entry
  • Patio & porch: Patio
  • Has private pool: Yes
  • Pool features: In Ground, Pool Only
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden
Lot
  • Size: 0.39 Acres
  • Features: 1/4 To Less Than 1/2 Acre Lot
Details
  • Parcel number: 3660040300180
  • Zoning: 2100

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Concrete Block Construction
  • Roof: Wood Shingle Roof
Condition
  • Year built: 1978

Utilities & green energy

  • Gas: Natural Gas
  • Sewer: Public Sewer
  • Water: Municipal Water

Community & HOA

Community
  • Features: Sidewalks
  • Subdivision: Bel-Aire Sec 23
HOA
  • Has HOA: No
Location
  • Region: Cutler Bay

Financial & listing details

  • Price per square foot: $537/sqft
  • Tax assessed value: $598,284
  • Annual tax amount: $4,174
  • Date on market: 5/3/2026
  • Listing terms: All Cash,Conventional

Price history

DateEventPrice
5/4/2026Listed for sale$980,000+165.1%$537/sqft
Source: MIAMI #A12012119 Report a problem
5/23/2005Sold$369,700+20.4%$202/sqft
Source: Public Record Report a problem
7/15/2004Sold$307,000$168/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$4,174 +2.7%$230,550 +2.9%
2024$4,063 +9%$224,053 +3%
2023$3,726 +4.4%$217,528 +3%
2022$3,570 +1.2%$211,193 +3%
2021$3,529 +2.1%$205,042 +1.4%
2020$3,455 +3.1%$202,212 +2.3%
2019$3,352 +5%$197,666 +1.9%
2018$3,191 $193,981 +2.1%
2017$3,191 +1.1%$189,992 +2.1%
2016$3,155 +0.1%$186,085 +0.7%
2015$3,153 -1.1%$184,792 +0.8%
2014$3,187 +3.4%$183,326 +1.5%
2013$3,083 $180,617 +1.7%
2012$3,083 -5.5%$177,598 -4.6%
2011$3,264 -4.4%$186,156 +1.5%
2010$3,413 -24.4%$183,405 -26.4%
2009$4,515 -21.9%$249,059 -11.6%
2007$5,783 $281,633
2006-- --
2005-- --
2004$2,149 +6.5%--
2003$2,017 +3.4%--
2002$1,951 --
2001$1,951 --

Find assessor info on the county website

Monthly payment

Est. payment
$6,499/mo
Principal & interest
$4996
Property taxes
$1503
More affordability toolsChevron Right

Estimated market value

$952,100

$904,000 - $1.00M

$4,800/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Bel-Aire

Nearby schools

Whispering Pines Elementary School
Grades PK-5 • 0.5 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
9/10
Cutler Bay Middle
Grades 6-8 • 1.1 miles
5/10
GreatSchools® Rating
Test Score Rating
4/10
Student Progress Rating
6/10
Miami Southridge Senior High School
Grades 8-12 • 2.6 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
College Readiness Rating
5/10
Student Progress Rating
2/10

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