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  • Listed by: Windermere RE Whatcom, Inc. • Brandi Coplen
    Price cut: $14.5K (5/28)
    $185,000

    89 Eliza Island, Bellingham, WA 98226

    1beds
    315sqft
    : 
    $1,322/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    0.88 Acres Lot
    $177,700 Zestimate®
    $587/sqft
    $133/mo HOA

    What's special

    Loft bedroomSurrounded by mature treesCharming tiny cabins
    Searching for a private island getaway? These charming, tiny cabins on Eliza Island offer a rare opportunity to own a peaceful retreat in the San Juan Islands region of Whatcom County. Designed for simple living, one cabin features a cozy living area, loft bedroom, and the other a full kitchen and bathroom with a shower—perfect for weekend escapes off the grid. Situated on a quiet interior lot just shy of one acre, the property is surrounded by mature trees with easy access to nearby beaches, shoreline walks, and island exploration. A 3-bedroom septic is already installed, creating flexibility to build an additional cabin up to 1,450 sq ft and expand into a multi-cabin retreat. This property is especially well-suited for shared ownership—consider partnering with friends or colleagues to create your own private retreat experience. In addition to the cabins, the property offers space to host—bring tents, gather around the fire, and create your own camping experience. Spend your days exploring the beaches, paddleboarding, beachcombing, and enjoying the simple fun of being surrounded by nature. It’s the kind of place where memories are made. While short-term rentals are not allowed on Eliza Island, co-ownership offers a smart and enjoyable way to maximize use and make island living more accessible. Located approximately 20 minutes from Bellingham by boat, plane, or with the walk-on water taxi access available for added convenience. No rentals allowed.
    101 days
    |
    1,831
    |
    106
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brandi Coplen,

    Windermere RE Whatcom, Inc.

    Source: NWMLS as distributed by MLS GRID,MLS#: 2502486MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • 3/4 bathrooms: 1
      • Main level bathrooms: 1
      Bedroom
      • Level: Second
      Bathroom three quarter
      • Level: Main
      Entry hall
      • Level: Main
      Kitchen with eating space
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Wall Furnace, Propane, Solar (Unspecified)
      Cooling
      • None
      Appliances
      • Included: Stove(s)/Range(s), Tankless Water Heater, Water Heater: Instant Hot, Water Heater Location: Back of Kitchen Cabin
      Features
      • Flooring: Laminate
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 315
      • Total interior livable area: 315 sqft

      Property

      Parking
      • Parking features: None
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Main
      • Patio & porch: Water Heater
      • Has view: Yes
      • View description: Territorial
      Lot
      • Size: 0.88 Acres
      • Features: Secluded, Propane
      • Topography: Partial Slope
      • Residential vegetation: Brush, Wooded
      Details
      • Parcel number: 3702322742220000
      • Zoning: EI
      • Zoning description: Jurisdiction: County
      • Special conditions: Standard
      • Other equipment: Leased Equipment: N/A

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin,1 Story
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Products
      • Roof: Composition
      Condition
      • Good
      • Year built: 1995
      • Major remodel year: 1995

      Utilities & green energy

      • Electric: Company: Private Solar
      • Sewer: Septic Tank, Company: Septic
      • Water: Community, Company: EIBC Water
      • Utilities for property: N/A, Mobile Starlink Or Mobile Hot Spot
      Green energy
      • Energy generation: Solar

      Community & HOA

      Community
      • Features: CCRs, Park, Playground, Trail(s)
      • Subdivision: Eliza Island
      HOA
      • Services included: Common Area Maintenance, Road Maintenance
      • HOA fee: $797 semi-annually
      • HOA phone: 206-890-4091
      Location
      • Region: Bellingham

      Financial & listing details

      • Price per square foot: $587/sqft
      • Annual tax amount: $1,152
      • Date on market: 4/15/2026
      • Cumulative days on market: 102 days
      • Listing terms: See Remarks
      • Inclusions: Leased Equipment, Stove(s)/Range(s)
      • Road surface type: Dirt

        Estimated market value

        $177,700

        $169,000 - $187,000

        $1,354/mo

        Price history

        DateEventPrice
        5/28/2026Price change$185,000-7.3%$587/sqft
        Source: NWMLS as distributed by MLS GRID #2502486 Report a problem
        4/16/2026Listed for sale$199,500+33%$633/sqft
        Source: NWMLS as distributed by MLS GRID #2502486 Report a problem
        8/6/2021Sold$150,000$476/sqft
        Source: NWMLS as distributed by MLS GRID #1774081 Report a problem
        6/17/2021Pending sale$150,000$476/sqft
        Source: NWMLS as distributed by MLS GRID #1774081 Report a problem
        6/1/2021Listed for sale$150,000$476/sqft
        Source: NWMLS as distributed by MLS GRID #1774081 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 98226

        Getting around

        0 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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