Under contract

$320,000

89 Monte Carlo Way, Charles Town, WV 25414

3beds

2,340sqft

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Townhouse

Built in 2007

1,999 Square Feet Lot

$319,900 Zestimate^®

$137/sqft

$83/mo HOA

What's special

Cozy fireplaceEn-suite bathFull guest bathExpansive primary suiteDouble vanityJetted soaking tubFully fenced backyard

Great commuter location! This spacious home offers a versatile floor plan with plenty of room to spread out. The main level features a large recreation room with access to the fully fenced backyard, along with a tiled entryway and convenient powder room. The second level boasts a fully equipped kitchen with a breakfast nook, a comfortable living room, and a welcoming family room with a cozy fireplace. Step outside from the family room onto the recently added composite deck with stairs leading to the fenced backyard—perfect for entertaining or relaxing. The upper level features an expansive primary suite with a walk-in closet and an en-suite bath complete with a jetted soaking tub, separate shower, and double vanity. Two additional bedrooms and a full guest bath complete the bedroom level. Please note these photos are virtually staged. Home will be professionally painted and cleaned prior to closing with acceptable offer.

16 days

461

25

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bathrooms: 1

Basement

Area: 580

Heating

Heat Pump, Electric

Cooling

Central Air, Electric

Appliances

Included: Refrigerator, Ice Maker, Microwave, Oven/Range - Electric, Dishwasher, Washer, Dryer, Water Heater, Electric Water Heater

Features

Bathroom - Walk-In Shower, Ceiling Fan(s), Crown Molding, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Country, Kitchen Island, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Pantry
Basement: Walk-Out Access,Full,Finished
Number of fireplaces: 1
Fireplace features: Mantel(s)

Interior area

Total structure area: 2,340
Total interior livable area: 2,340 sqft
Finished area above ground: 1,760
Finished area below ground: 580

Property

Parking

Total spaces: 1
Parking features: Garage Door Opener, Driveway, Attached
Attached garage spaces: 1
Has uncovered spaces: Yes

Accessibility

Accessibility features: None

Features

Levels: Three
Stories: 3
Pool features: None
Has spa: Yes
Spa features: Bath
Fencing: Back Yard

Lot

Size: 1,999 Square Feet

Details

Additional structures: Above Grade, Below Grade
Parcel number: 02 9C008000000000
Zoning: 101
Special conditions: Standard

Construction

Type & style

Home type: Townhouse
Architectural style: Colonial
Property subtype: Townhouse

Materials

Brick Front, Vinyl Siding
Foundation: Slab
Roof: Architectural Shingle

Condition

New construction: No
Year built: 2007

Utilities & green energy

Electric: 200+ Amp Service
Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: Windmill Crossing

HOA

Has HOA: Yes
Amenities included: Tot Lots/Playground
Services included: Common Area Maintenance, Management, Road Maintenance, Snow Removal, Lawn Care Front
HOA fee: $250 quarterly

Location

Region: Charles Town
Municipality: Charles Town

Financial & listing details

Price per square foot: $137/sqft
Tax assessed value: $166,000
Annual tax amount: $1,929
Date on market: 7/6/2026
Listing agreement: Exclusive Right To Sell
Ownership: Fee Simple

Estimated market value

$319,900

$304,000 - $336,000

$2,069/mo

Price history

Date	Event	Price
7/16/2026	Contingent	$320,000$137/sqft
Source: Bright MLS #WVJF2025154 Report a problem
7/6/2026	Listed for sale	$320,000+42.3%$137/sqft
Source: Bright MLS #WVJF2025154 Report a problem
8/5/2020	Sold	$224,900$96/sqft
Source: Public Record Report a problem
6/20/2020	Listed for sale	$224,900-17%$96/sqft
Source: RE/MAX Results #WVJF139188 Report a problem
8/17/2007	Sold	$270,807$116/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,929 +6.8%	$166,000 +7.6%
2024	$1,806 +0.2%	$154,300
2023	$1,802 +13.9%	$154,300 +16.2%
2022	$1,582	$132,800 +10.3%
2021	--	$120,400 +5.1%
2020	--	$114,600
2019	$1,329 +0.9%	$114,600 +2.2%
2018	$1,317 +0%	$112,100
2017	$1,317 -0.7%	$112,100 -1%
2016	$1,326 +12.2%	$113,200 +12.9%
2015	$1,181 +2.7%	$100,300 +2.6%
2014	$1,150 -21.2%	$97,800 -19.3%
2013	$1,458	$121,200 +3.5%
2012	$1,458 +3.4%	$117,100 -5.9%
2011	$1,410 -3.3%	$124,500 -5.2%
2010	$1,458	$131,300

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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