Virtually Staged. Hidden within the gated community of Bay Street Village, this rarely available first-floor waterfront residence blends peaceful lakefront living with the convenience of Sarasota’s vibrant Gulf Coast lifestyle. From tranquil water views and warm Florida sunsets to nearby beaches, dining, shopping, and entertainment, this beautifully positioned condo creates the perfect balance of relaxation, comfort, and everyday convenience. From the moment you walk through the door, the tranquil pond views immediately draw your attention, creating a sense of calm that carries throughout the home. Imagine starting your mornings on the screened lanai with coffee in hand, overlooking the sparkling water feature while enjoying the warm Florida breeze and peaceful surroundings. With over 1,400 square feet of thoughtfully designed living space, this beautifully maintained 2-bedroom, 2-bathroom condo also features a versatile den, separate laundry room, and attached one-car garage. Rare first-floor units with water views and this level of convenience are highly desirable for full-time residents, seasonal owners, and investors alike. The open-concept floor plan was designed to maximize both comfort and entertaining. The kitchen showcases granite countertops, solid wood cabinetry, stainless steel appliances, stylish backsplash details, a spacious island, and breakfast bar seating that flows seamlessly into the bright and inviting living area. Crown molding, modern lighting, fresh neutral paint, and updated flooring throughout elevate the home with a clean and timeless feel. The spacious primary suite serves as a private retreat featuring peaceful water views, a large walk-in closet, linen closet, and an updated en-suite bathroom complete with dual sinks and a custom walk-in tile shower. A generously sized guest bedroom, beautiful guest bath, and flexible bonus room provide endless possibilities for guests, a home office, hobby space, or additional lounge area. Bay Street Village offers true maintenance-free living with resort-style amenities including a sparkling pool, fitness center, clubhouse, and beautifully maintained grounds. Centrally located between Sarasota and Venice, residents enjoy quick access to world-renowned Gulf beaches including, Nokomis Beach, and Venice Beach, along with downtown Sarasota, marinas, waterfront dining, shopping, golf, entertainment, Sarasota Bay, the Legacy Trail, and countless local restaurants and attractions. Located near the nationally recognized Pine View School and tucked away from the heavy tourist traffic while still remaining close to everything, this condo offers the perfect combination of convenience, comfort, and the relaxed coastal lifestyle that everyone dream about when moving to Florida. Whether you are searching for a primary residence, seasonal escape, or investment opportunity, this exceptional waterfront condo delivers location, lifestyle, and value all in one. Schedule your private showing today and experience firsthand why this hidden gem in Bay Street Village is the perfect place to call home.
For sale
Price cut: $25K (6/26)
$320,000
89 Navigation Cir, Osprey, FL 34229
2beds
1,449sqft
Condominium
Built in 2014
-- sqft lot
$306,700 Zestimate®
$221/sqft
$475/mo HOA
What's special
Modern lightingPeaceful lakefront livingAttached one-car garageGenerously sized guest bedroomSeparate laundry roomFresh neutral paintSparkling pool
- 37 days |
- 278 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Jozefina Wells 941-993-3051,
KW COASTAL LIVING II 941-556-0500
Source: Stellar MLS,MLS#: A4694435
Originating MLS: Sarasota - Manatee

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Den/Library/Office, Utility Room
Primary bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 208 Square Feet
- Dimensions: 16x13
Bedroom 2
- Features: Ceiling Fan(s), Storage Closet
- Level: First
- Area: 156 Square Feet
- Dimensions: 13x12
Bathroom 2
- Features: Tub With Shower
- Level: First
Den
- Features: Ceiling Fan(s)
- Level: First
- Area: 99 Square Feet
- Dimensions: 9x11
Kitchen
- Features: Breakfast Bar
- Level: First
- Area: 176 Square Feet
- Dimensions: 11x16
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 483 Square Feet
- Dimensions: 23x21
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room, Same Floor As Condo Unit
Features
- Ceiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile
- Windows: Blinds
- Has fireplace: No
- Common walls with other units/homes: End Unit
Interior area
- Total structure area: 1,816
- Total interior livable area: 1,449 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Garage Door Opener, Guest
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Screened
- Exterior features: Irrigation System, Lighting, Rain Gutters, Sidewalk
- Has view: Yes
- View description: Water, Pond
- Has water view: Yes
- Water view: Water,Pond
Lot
- Features: In County, Landscaped, Near Public Transit, Sidewalk
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 0147081013
- Zoning: RMF3
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 2014
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Gated Community - No Guard, Irrigation-Reclaimed Water, Pool, Sidewalks, Special Community Restrictions
- Security: Gated Community, Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: BAY STREET VILLAGE
HOA
- Has HOA: Yes
- Amenities included: Fitness Center, Gated, Pool, Vehicle Restrictions
- Services included: Community Pool, Reserve Fund, Maintenance Grounds, Manager, Pest Control, Pool Maintenance, Sewer, Trash, Water
- HOA fee: $475 monthly
- HOA name: Progressive Community Management Inc
- HOA phone: 941-921-5393
Location
- Region: Osprey
Financial & listing details
- Price per square foot: $221/sqft
- Tax assessed value: $293,400
- Annual tax amount: $3,931
- Date on market: 5/22/2026
- Cumulative days on market: 38 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Condominium
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
$306,700
$291,000 - $322,000
$2,514/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Price change | $320,000-7.2%$221/sqft |
Source: | ||
| 5/22/2026 | Listed for sale | $345,000-13.6%$238/sqft |
Source: | ||
| 11/23/2024 | Listing removed | $1,999$1/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 11/21/2024 | Price change | $1,999-9.1%$1/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 11/14/2024 | Listed for rent | $2,199-8.3%$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 11/7/2024 | Listing removed | $2,399$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 9/13/2024 | Price change | $2,399+7.8%$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 8/29/2024 | Price change | $2,225-3.2%$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 8/15/2024 | Price change | $2,299-2.2%$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 8/1/2024 | Listing removed | $399,500-4.9%$276/sqft |
Source: | ||
| 8/1/2024 | Price change | $2,350-6%$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 7/12/2024 | Price change | $420,000-6.7%$290/sqft |
Source: | ||
| 7/7/2024 | Price change | $449,995-2%$311/sqft |
Source: | ||
| 7/5/2024 | Price change | $2,499-3%$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 6/24/2024 | Price change | $459,000-1.9%$317/sqft |
Source: | ||
| 6/22/2024 | Price change | $2,575-4.6%$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 6/7/2024 | Price change | $2,699-6.9%$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 6/6/2024 | Price change | $468,000-4.3%$323/sqft |
Source: | ||
| 5/21/2024 | Price change | $2,899-3.3%$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 5/17/2024 | Listed for sale | $489,000+71.3%$337/sqft |
Source: | ||
| 5/16/2024 | Listed for rent | $2,999+58.3%$2/sqft |
Source: Stellar MLS #A4610844 Report a problem | ||
| 4/3/2019 | Listing removed | $1,895$1/sqft |
Source: SunnySRQ Properties Report a problem | ||
| 3/18/2019 | Price change | $1,895-5%$1/sqft |
Source: SunnySRQ Properties Report a problem | ||
| 3/7/2019 | Price change | $1,995-4.8%$1/sqft |
Source: SunnySRQ Properties Report a problem | ||
| 2/15/2019 | Listed for rent | $2,095$1/sqft |
Source: SunnySRQ Properties Report a problem | ||
| 2/8/2019 | Sold | $285,500$197/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,095 -2.2% | $293,400 -0.4% |
| 2024 | $4,186 +4.6% | $294,550 +10% |
| 2023 | $4,003 +4.3% | $267,773 +10% |
| 2022 | $3,840 +21.9% | $243,430 +10% |
| 2021 | $3,150 +4.6% | $221,300 +7.1% |
| 2020 | $3,011 +3.4% | $206,600 +2.4% |
| 2019 | $2,911 | $201,800 -1.4% |
| 2018 | $2,911 -0.7% | $204,600 +4% |
| 2017 | $2,931 +0.1% | $196,700 -4.7% |
| 2016 | $2,930 | $206,400 +8.5% |
| 2015 | $2,930 | $190,200 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34229
Nearby schools
GreatSchools rating
- 8/10Laurel Nokomis SchoolGrades: PK-8Distance: 5.3 mi
- 7/10Venice Senior High SchoolGrades: 9-12Distance: 7.4 mi
Schools provided by the listing agent
- Elementary: Laurel Nokomis Elementary
- Middle: Laurel Nokomis Middle
- High: Venice Senior High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Sarasota County
- Osprey
- 34229
- 89 Navigation Cir








