Completely reimagined and beautifully renovated, this stunning coastal retreat offers the perfect blend of luxury, comfort, and investment potential! Located in central Destin, in the much sought-after, pedestrian-friendly area of Crystal Beach! This home is just two blocks from the City of Destin's newly constructed beach access at the end of Tarpon Street and NO HOA!! Enjoy several nearby public beach access points with parking and restrooms. Build sandcastles, sit on the beach, or watch the amazing sunsets. Rent kayaks or paddle boards, take jet ski and parasailing trips, book a dolphin cruise or deep-sea fishing charter! Sit on the front porch swing and watch the traffic go by. Once inside, natural light pours through the windows, highlighting the crisp living space and beautiful coastal décor. Not only has this home been completely renovated in 2020, but the owners have also completed recent upgrades and switched the home over to a short-term rental. The home was used as a primary residence and was recently put on a short-term rental program in February 2026 and is booking fast! See complete upgrade list under the document tab. With two bedrooms, two living areas and two kitchens on each floor it provides plenty of room for everyone to spread out and have privacy. Each kitchen is fully equipped with everything you need including stainless steel appliances, all kitchen necessities, and ample counter space. The lower-level kitchen includes a wet bar with a separate beer/wine cooler and access directly to the pool deck.
After a day swimming at the beach, enjoy the private heated pool and spa surrounded by a tropical oasis in your own backyard! The back yard is completely enclosed by a six-foot privacy fence, tall palm trees, plenty of outdoor seating, and a covered patio with a natural gas grill for barbecuing. The large front yard has plenty of parking for cars and golf carts and has room for a 32-foot boat! The side yard is fenced in for your four-legged friends and is equipped with an outdoor shower.
Enjoy gulf-front dining at Pompano Joe's, Crab Trap or casual seafood at Fudpuckers or Camilles. Visit the large open-air Destin Commons shopping center with an AMC theater! Crystal Beach is South of Emerald Coast Parkway so you can rent a street-legal golf cart to navigate the area easily. Explore Henderson Beach State Park for scenic nature trails and pristine shorelines. Visit Marler Park for a coastal-themed playground, or Hurricane Lanes for bowling. Enjoy Big Kahuna's Water Park, play a round of golf at Seascape or drive go-karts at The Track. Bike, exercise, or simply stroll and enjoy the beautiful Gulf views along the 10-mile stretch of bike path on Scenic 98!
Pending
Price cut: $16K (6/1)
$1,259,000
89 Tarpon St, Destin, FL 32541
4beds
2,362sqft
Single Family Residence
Built in 1984
7,500 Square Feet Lot
$-- Zestimate®
$533/sqft
$-- HOA
What's special
Two bedroomsCrisp living spaceFront porch swingPlenty of outdoor seatingTall palm treesAmple counter spaceOutdoor shower
- 100 days |
- 689 |
- 39 |
Zillow last checked:
Listing updated:
Listed by:
Tracy L Sweetland tracy@tracysweetland.com,
Scenic Sotheby's International Realty
Source: ECAOR,MLS#: 998632
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Primary bedroom
- Level: Second
- Area: 130 Square Feet
- Dimensions: 13 x 10
Bedroom
- Level: Second
- Area: 100 Square Feet
- Dimensions: 10 x 10
Bonus room
- Level: First
- Area: 192 Square Feet
- Dimensions: 16 x 12
Dining room
- Description: Dining/Kitchen Combo
- Level: First
- Area: 96 Square Feet
- Dimensions: 12 x 8
Dining room
- Description: Dining/Living Combo
- Level: Second
- Area: 312 Square Feet
- Dimensions: 26 x 12
Kitchen
- Level: Second
- Area: 96 Square Feet
- Dimensions: 12 x 8
Laundry
- Level: First
- Area: 48 Square Feet
- Dimensions: 8 x 6
Laundry
- Level: Second
- Area: 48 Square Feet
- Dimensions: 8 x 6
Living room
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Newly Painted, Wet Bar, Woodwork Painted
- Flooring: Tile, Vinyl
- Windows: Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,362
- Total interior livable area: 2,362 sqft
Property
Features
- Stories: 2
- Patio & porch: Covered, Patio, Porch
- Exterior features: Outdoor Grill, Private Yard, Lawn Pump, Outdoor Shower, Sprinkler System
- Pool features: Heated, In Ground
- Has spa: Yes
- Spa features: Heated
- Fencing: Partial
Lot
- Size: 7,500 Square Feet
- Dimensions: 50 x 150
- Features: Level, Within 1/2 Mile to Water
Details
- Parcel number: 002S22058000260140
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Trim Wood, Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Metal
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1984
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Beach, Fishing, Pool, Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: CRYSTAL BEACH
Location
- Region: Destin
Financial & listing details
- Price per square foot: $533/sqft
- Tax assessed value: $915,321
- Annual tax amount: $9,941
- Date on market: 3/23/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/28/2026 | Pending sale | $1,259,000$533/sqft |
Source: | ||
| 6/1/2026 | Price change | $1,259,000-1.3%$533/sqft |
Source: | ||
| 3/23/2026 | Listed for sale | $1,275,000+52.7%$540/sqft |
Source: | ||
| 5/7/2020 | Sold | $835,000+56.1%$354/sqft |
Source: Public Record Report a problem | ||
| 3/31/2020 | Sold | $535,000-8.9%$227/sqft |
Source: | ||
| 10/8/2019 | Price change | $587,500-4.1%$249/sqft |
Source: Crye-Leike Coastal Realty #832741 Report a problem | ||
| 10/5/2019 | Listed for sale | $612,500+195.9%$259/sqft |
Source: Crye-Leike Coastal Realty #832741 Report a problem | ||
| 2/3/2003 | Sold | $207,000$88/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $9,856 +5.8% | $762,586 -13.5% |
| 2023 | $9,313 +10.2% | $881,472 +12.4% |
| 2022 | $8,453 +18.8% | $784,074 +36.9% |
| 2021 | $7,115 +23.9% | $572,942 +17.1% |
| 2020 | $5,741 +7.1% | $489,204 +7.4% |
| 2019 | $5,361 +12.9% | $455,323 +18.3% |
| 2018 | $4,749 | $384,968 +5.6% |
| 2017 | $4,749 +5.7% | $364,647 +8.1% |
| 2016 | $4,494 +9.2% | $337,255 +8.3% |
| 2015 | $4,114 +6.6% | $311,319 +17.6% |
| 2014 | $3,858 | $264,630 +20% |
| 2013 | -- | $220,491 +3.2% |
| 2012 | -- | $213,583 -8% |
| 2011 | -- | $232,269 -4.8% |
| 2010 | -- | $243,958 -27.5% |
| 2009 | -- | $336,629 -17.4% |
| 2008 | -- | $407,409 -9.6% |
| 2007 | -- | $450,697 -25.8% |
| 2006 | -- | $607,511 +69.2% |
| 2005 | -- | $358,994 +73.3% |
| 2004 | -- | $207,103 +37.5% |
| 2003 | -- | $150,584 +44.7% |
| 2002 | -- | $104,034 +1.7% |
| 2001 | -- | $102,275 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 1.2 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 13.5 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Destin
- 32541
- 89 Tarpon St





